Bajaj Allianz Health Insurance Benefits

Bajaj Allianz plans come with certain key features that make this health insurance company perform well in the health insurance sector and those key features are as follows:

• Network Hospital:- Bajaj Allianz has a network of 7000+ hospitals in which you can get cashless treatment. Insurance companies do tie-ups with different hospitals in which policyholders don’t have to pay any kind of medical expenses during treatment. All medical bills of the hospital get settled by the insurance company.
• Convalescence Benefit:- Bajaj Allianz Health Insurance provides convalescence benefits through which you will get an annual payout of Rs.5000 if the policyholder gets hospitalised for 10 days or more.
• Organ Donor Expenses:- The health insurance plans of Bajaj Allianz give coverage for medical expenses related to surgeries and medical procedures of organ donation.
• Ayurvedic and Homoeopathic Treatment:- There is coverage of alternate treatments like homoeopathy and ayurveda available in Bajaj Allianz Health Insurance. Different people have different choices for treatment so to fulfil the needs of people Bajaj gives coverage for alternate treatments like Ayurveda and Homoeopathy.

Bajaj Allianz Health Insurance provides various types of benefits to their customers with the health insurance policy and some of the benefits are as follows:

• Multiple Sum Insured Option:- In Bajaj Allianz Health Insurance there is an option of sum insured available through which one can choose the sum insured according to their needs, demand and budget.
• Cashless Treatment:- You can avail of cashless treatment at network hospitals of Bajaj Allianz as well as at non-network hospitals. For treatment at network hospitals, you just have to show your Health ID card with the other required documents. If in case you get your treatment at a non-network hospital then you have to inform your insurer.
• Daily Hospital Cash:- An insurance company provides a certain amount as daily hospital cash for a limited period. This cash is given to bear daily expenses when policyholders get hospitalised for a longer period and this is given for limited days mentioned in the policy documents.
• Free Health Check-ups:- If you purchase Health Insurance from Bajaj Allianz then you will have preventive care for yourself. There is a free health check-up available for policyholders in which they can get their checkup done without taking tension of bills.
• Tax Benefits:- Purchasing health insurance can give you access to the benefits of tax deductions under section 80D of the Income Tax Act 1961. You can get a deduction of Rs.25,000 for the health insurance premium paid for yourself if you are less than 60 years old and Rs.50,000 if you are a senior citizen.

Ques 1. What is the claim rate of Bajaj Allianz health insurance?

Ans. The claim settlement ratio of Bajaj Allianz Health Insurance is 98.00%.

Ques 2. What are the 10 benefits of health insurance?

Ans. Here are some key benefits of health insurance

1. Covers medical expenses
2. Pre-existing disease coverage
3. Pre and post-hospitalisation expenses
4. Ensures peace of mind
5. Protect your savings
6. Secure the health of your family members
7. High-quality treatment is given at the right time
8. Add-ons are given for critical illness
9. Domiciliary treatment coverage
10. Cashless treatment

Ques 3. What is the benefits of health insurance?

Ans. It gives the benefit of cashless treatment, coverage of pre-existing diseases, pre and post-hospitalisation, ensuring peace of mind and many more benefits are there. One can avail of all these benefits by purchasing health insurance.

Ques 4. If the patient is admitted to the hospital for a longer period then will they get hospital cash till they get discharged?

Ans. Hospital cash benefit is given for a limited period which is mentioned in the policy document.

Ques 5. Bajaj Allianz Health Insurance is available on Insurancedekho or not?

Ans. Yes, you can purchase health insurance of Bajaj Allianz from InsuranceDekho and also you can claim your medical expenses from it.