Niva Bupa Health Insurance Benefits

The following characteristics set Niva Bupa Health Insurance apart for customers:

• Minutes to Claims Settlement: In most cases, Niva Bupa may settle health insurance claims in as little as thirty minutes. This speedy processing means you won't have to wait long to get the financial support you need for medical expenses. It's particularly useful in an emergency since it gives you time to focus on getting better instead of worrying about money.
• Mobile App: The easy-to-use Niva Bupa mobile app allows you to conveniently manage your health insurance from your smartphone. With this app, you can keep an eye on claims, see policy details, and access several health services while you're out and about. It simplifies the process and allows you to handle everything from your pocket without having to visit an office or make lengthy phone conversations.
• Faster Policy Renewal: With Niva Bupa, renewing your health insurance is easy. The process is meant to be quick and easy, with no need for the usual paperwork or formality. This ensures that your coverage will continue as planned, giving you the peace of mind that you will always be covered without needing to invest a lot of time or energy.
• Simple to Connect with Experts: If you have any questions about your insurance or want expert advice, Niva Bupa makes it easy to connect with experts. Whether you'd rather talk on the phone, meet in person, or engage in online chat, there are several ways to get in touch. These advisors can assist you in selecting your health insurance, helping you understand your alternatives, and allaying any worries you may have.

The following are a few advantages of Niva Bupa Health Insurance plans:

• Hospitalisation Expenses Coverage: This means that your Niva Bupa health insurance will cover hospital-related costs such as doctor visits, tests, and prescription drugs, according to the amount specified in your policy.
• Cashless Facility: Your Niva Bupa health insurance enables you to obtain care at network hospitals without exchanging cash. This suggests that you won't be required to pay for your medical expenses upfront. Instead, the insurer saves you the hassle by settling the cost directly with the hospital.
• Tax Benefits: The Income Tax Act's Section 80D provides tax breaks for paying health insurance premiums. You can deduct from your taxable income the premiums you pay for yourself, your spouse, your parents, and your children, up to a certain amount.
• AYUSH Treatment: Niva Bupa health insurance covers treatments in AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy). This implies that in addition to routine medical treatment, you could receive both conventional and alternative forms of therapy, depending on the specifics of your insurance policy.

Ques 1. Which medical expenses are covered by health insurance with Niva Bupa?

Answer: The following medical expenses are covered by Niva Bupa Health Insurance plans: pre- and post-hospitalisation, ICU fees, ambulance fees, physician fees, etc.

Ques 2. Does Niva Bupa Health Insurance cover pre-existing conditions?

Answer: Yes, Niva Bupa does provide coverage for pre-existing conditions. However, coverage is only granted following a certain amount of waiting time.

Ques 3. Are facilities for cashless treatment provided by Niva Bupa Health Insurance?

Answer: Yes, cashless treatment services are provided by Niva Bupa Health Insurance through cashless claims benefits.

Ques 4. How can I get additional benefits like fitness programs or health exams with Niva Bupa Health Insurance?

Answer: Sure, those who are physically healthy are eligible for benefits under Niva Bupa Health Insurance. They provide advantages including a discount on health exams, a second medical opinion, and a bonus on premium at renewal.

Ques 5. Do alternative medicine and complementary therapies fall under the purview of Niva Bupa Health Insurance?

Answer: Yes, AYUSH therapies are covered by Niva Bupa Health Insurance. It is an alternate course of care offered to clients.

Ques 6. Are mental health therapies covered by Niva Bupa Health Insurance?

Answer: Yes, In-patient therapy for mental health therapies is covered by Niva Bupa Health Insurance.