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Digit Health Insurance Policy Download

Founded in the year 2016, Digit Insurance was started by Kamesh Goyal and backed by the Fairfax Group. Digit functions with a unique goal of simplifying insurance that a 15-year-old can also understand. The company won the title of India’s First Unicorn in the year 2021 set to offer top health insurance products like Indemnity Health Insurance, Diabetes Health Insurance, Health Insurance for Parents, etc. [1]

Digit has a claim settlement ratio (CSR) of 96% as of FY 22 and a solvency ratio of 1.78 as of March 2023. [2] The contents of this page will help you understand the definition of policy download, how to access digit health insurance policy documents, how to download the policy, and how to resolve queries related to GoDigit policy through InsuranceDekho or Digit’s official website.

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What is a Health Insurance Policy document?

A health insurance policy document is a legally binding agreement between the health insurance company (insurer) and the insured. This document is what validates your policy and can have the following details:

  1. Policyholder’s name,
  2. Contact details (phone number, address, email ID),
  3. Terms and conditions of policy,
  4. Sum insured
  5. Premium amount to be paid monthly/annually
  6. Additional riders and opted add-on details
  7. Effective date of policy initiation and renewal
  8. Tax certificate
  9. Claim process
  10. Proposal details
  11. Health card

Importance of GoDigit Health Insurance Policy Document

Here are the reasons why your GoDigit health insurance policy document is important:

  • Dispute Resolution: A policy document becomes a reference point in case of a dispute between a policyholder and the insurer.
  • Proof of Coverage: The policy document serves as proof of coverage or of the total sum insured to be given to you during a claim.
  • Understanding Your Benefits: The policy document also lists all the benefits of taking a particular policy.
  • Protection Against Fraud: This document is crucial to make sure you are protected against claim settlement fraud.
  • Educational Tool: Your policy document also contains a glossary of insurance-related words to refer to.

How To Check GoDigit Health Insurance Policy Status And Download Policy PDF?

Online Mode

Check your policy status or download the GoDigit health insurance policy PDF, either through InsuranceDekho or GoDigit General Insurance Company’s website. Below are the steps to follow for both:

Check Policy Status or Download Policy PDF on InsuranceDekho

Step 1: Log on to InsuranceDekho’s Website

Click on the ‘My Login’ button visible on the top right of the main page when you visit www.insurancedekho.com

Step 2: Enter Mobile Number & OTP

Enter your mobile number and the OTP that you will receive on your mobile phone

Step 3: Check The Status or Download Policy PDF

You will be redirected to the InsuranceDekho dashboard from where you can check policy status, download policy documents, and also review the last 5 service requests made through InsuranceDekho

Check Policy Status on GoDigit General Insurance Company’s Website

There are three ways to download your policy document from Digit: through their Digit App, through WhatsApp, or by email. [4].

Download the GoDigit Policy Document Through Digit Insurance App

Step 1: Download Policy or Check Policy Status through Digit Insurance App

Download the Digit Insurance App from your phone’s app or Play store

Step 2: Log in to the App

Login to the Digit Insurance App using your registered mobile number

Step 3: Click on My Policy to View Details

In the bottom right of the app, click on the My Policy tab. All your policy details will be listed here.

Step 4: Download Policy Document

Select the policy you would like to download, click on Download Policy, and view your policy at your convenience.

Download GoDigit Policy Document Through Whatsapp

Step 1: Send a ‘Hi’

As a first step, send a ‘hi’ on their self-service customer care number on WhatsApp +91-70260 61234

Step 2: Respond to Our Message

You will now receive a message from the insurer’s end, respond “2” to that message

Step 3: Download GoDigit Policy Document

You will now have your policy document in your Whatsapp.

Download GoDigit Policy Document Through Email

You can download the policy document from GoDigit by emailing them at hello@godigit.com

Offline Mode

You can also download the GoDigit General Insurance’s health insurance policy document or check policy status, by connecting with InsuranceDekho’s customer support team. Mail us here: support@insurancedekho.com

Important Details in a Policy Document

Listed below are some of the important details that your GoDigit Policy Document may cover:

  1. Coverage Details: Review and verify your coverage details once you have downloaded your policy document.
  2. Sum Insured: Check the total annual sum insured available to you by the insurer in this policy document.
  3. Tax Exemption Receipt: Save tax under Section 80D of the Income Tax Act by referring to the tax exemption receipt.
  4. Policy feature details: A policy document is also an essential paper that contains details on the features of the policy which is required during the claim settlement process.
  5. Add-ons and Riders: This document also contains details on the plan-specific riders and add-ons opted for.
  6. Renewal Details: The renewal date of a policy is also mentioned in the policy document.

How to report issues related to your GoDigit General Insurance Policy?

To report an issue related to GoDigit General Insurance’s health policy refer to the contact information below:

  • Call: 1800-103-4448
  • Email: hello@godigit.com
  • WhatsApp: 70260 61234 (Note: This number is a chat-only number, not for calls)
  • For any grievance redressal mail grievance@godigit.com

You can also connect with us at InsuranceDekho to share your queries:

You can also connect with Mr. Rohit Khurana, the Grievance Redressal Officer, at grievance@insurancedekho.com in case your query isn’t resolved. For further assistance, you may reach out to the Principal Officer at PO_GIBPL@girnarinsurance.com. Visit our Grievance Redressal page to learn more.

Official Website of GoDigit General Insurance

For more details on the GoDigit General Insurance policy document, visit

https://www.godigit.com/contact

References

  1. https://www.godigit.com/about
  2. https://www.insurancedekho.com/health-insurance/godigit
  3. https://www.godigit.com/download-policy
  4. https://www.godigit.com/contact

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  • Helped select the best plan

    Go Digit Health has impressed me with its transparent policies and affordable rates. The InsuranceDekho portal made it simple for me to browse through their options and select the ideal plan. They place a great priority on client pleasure, and their support team is always quick to respond and helpful. I'm sure that Go Digit Health has adequate coverage for any unanticipated medical costs.

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    Digit
    By Tushar R. Kumar
    On: Jun 27, 2024
  • Customer service was great

    I had no trouble at all finding the ideal GoDigit Health Insurance plan thanks to InsuranceDekho. The user interface was easy to use, and the customer service was first-rate throughout the entire transaction. I had no trouble comparing and choosing the best plan. Overall, it was a wonderful experience.

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    Digit
    By Chhavi Malhotra
    On: Jun 20, 2024
  • Purchasing made easy

    Using InsuranceDekho to purchase Go Digit was a snap. Their customer service was excellent, providing me with detailed information and support at every step. I could easily compare plans and choose the one that best suited my requirements. The entire process was smooth and efficient, making it a hassle-free experience.

    C
    Digit
    By Chinki Yadav
    On: Jun 19, 2024
  • Getting insurance made easy

    Purchasing health insurance was made simple by Insurancedekho! After a few quick inquiries, I was matched with a Go Digit Health Insurance that was ideal for both my needs and my budget. I no longer have to worry about becoming broke going to the doctor.

    K
    Digit
    By Keshav Singh
    On: Jun 03, 2024
  • Made the process of choosing i...

    InsuranceDekho saved me so much time and hassle! Instead of spending hours researching different insurance options, I just went to their website and found everything I needed. It's like having a personal insurance advisor at your fingertips. Buying the GoDigit health insurance saved me trouble.

    T
    Digit
    By Tia Mishra
    On: May 28, 2024