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Cholamandalam MS Hospital Cash Healthline Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Hospital Cash Healthline Policy
4.5
Based on
18 User reviews
  • Helping plan!

    When I was in the hospital, this plan used to help me a lot. It delivered me some amount of cash constantly for different purposes. It lessens the burden on me to quite an extent. Only a plan in the market, which is planning to deliver its customers to a good amount. 

    P
    Prakhar Sinha
    On: Feb 27, 2020
  • Perfect plan to invest in!

    The Chola Hospital Cash Healthline plan is a perfect one to invest in. If any expense other than medical costs has been a cause of your concern until now, buy this plan without any problem. However, rest assured going for the offered policy would be a wise decision to make.

    L
    Lavanya Hajela
    On: Feb 27, 2020
  • Greatful to this!

    There are many benefits stuffed in this plan. I bought this plan through insurancedekho.com with the thought of getting a financial help during the medical emergency and hospitalisation. I have been using this plan for more than 1 year and have claimed for it once and found it very easily. I am grateful to this. 

    G
    Gaurav Ahuja
    On: Feb 10, 2020
  • Impressive scheme.

    I am very impressed by using this policy. It made me enough strength to deal with any sort of medical expense during the hospitalisation. I find this plan equipped with essential features and available at reasonable rates. This is a plan for all and everyone should opt for this plan to secure themselves.

    H
    Harish Singhal
    On: Feb 10, 2020
  • Very Special One.

    When you are hospitalised, many expenses come in you way. Some are affordable and some are not. But in such a situation, a constant help of cash can make you feel so easy and special that you can deal with any and every sort of medical problem. Under this plan, I got all this. 

    R
    Rakesh Goria
    On: Jan 28, 2020
  • Must BuyMust Buy

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  • Smartest investment.

    It is a great and pretty smart investment to make. If the medical expenses other than that of healthcare and treatment and medication are the reason of your concern then this health insurance plan is definitely going to be a wise decision to make. I recommend this plan to all my closed ones.

    M
    Mikesh Ghai
    On: Jan 28, 2020
  • Proved helpful at the time of need

    I have so friendly with the people at insurancedekho that i have purchased two more policies from them for my family apart from this one. They always answer my queries no matter at what time of the day i call them.. which is why i never fail to spread a good word of mouth for them.. the team is knowledgeable and suggest you the best.. and also have latest products in market.. 

    D
    Deepak Rathi
    On: Jan 06, 2020
  • Insurancedekho's staff is the best!!!

    I had to submit some investment proofs in my office a few days back so i thought of speaking to insurancedekho.. i was unsure if they will search for an old document for me just because i want it...but they understood my problem and gave it to me the same day... I uploaded in my documents.. thanks for helping me in time and doing my work when i had no other option.

    A
    Aarti Sinha
    On: Jan 06, 2020
  • Easy to use policy!

    This is a plan that has been helping people manage their expenses related to travel, food, and other areas, Chola Hospital Cash Healthline comes across as a pocket-friendly option. Needless to say, the policy not only lets you pay for all expenses without getting concerned but also keep your savings safe. 

    R
    Rajesh Behl
    On: Dec 11, 2019
  • A plan for lifetime!

    There has been a great experience of mine with this Hospital Cash Healthline Policy. I am very grateful to this plan for making my hospitalisation so easy by infusing some amount of help in the form of daily cash.   

    N
    Nimisha Sharma
    On: Dec 10, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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