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Cholamandalam MS Healthline Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Healthline Policy
4.3
Based on
22 User reviews
  • Amazing plan!!

    This plan is one of the best products of Chola MS. I purchased it from insurancedekho and they sold me the plan within a few minutes.. with many benefits under his plan..i think the premium amount that I'm paying is quite reasonable.. i think that i will renew this plan for the next year too if everything goes well.. i give this plan 4 out of 5 stars.. 

    C
    Chandan Gupta
    On: Jan 07, 2020
  • 5 on 5 stars..

    I give full marks to this product..this is only because the company helped me at the time of claim settlement when I was hospitalised..i had my health card and it was all because of customer care executives at insurancedekho who helped us during the process.. they made our claim process smooth and the request was accepted within two hours max.

    Y
    Yogita Kushwaha
    On: Jan 05, 2020
  • Good health plan.

    I knew nothing about this health plan. But after reading on isnurancedekho.com website I got to know about this. I talked with one of the executives of Insurance Dekho and understood all the pros and cons of the plan. This plan is very easy to afford, easier to use and easiest to understand. 

    P
    Prashant Srivastava
    On: Dec 11, 2019
  • Keeps health on top!

    The Chola MS has always been striving to provide its customers with the peace of mind by constantly introducing innovative insurance solutions, products, and super quality service. This is a plan designed on the same note. I have been using this plan for more than 2 years and feeling quite relieved since then on the health-related grounds.

    P
    Piyush Singh
    On: Dec 11, 2019
  • Ensures health and finance!

    Chola Healthline is not only a smart decision, but also a great investment, which ensures that your health and financial stability don’t become a subject of compromise, no matter how severe the situation becomes. I have been using this for 3 years and planning to continue with it only for next 3 years as well.

    K
    Kuldeep Narain
    On: Nov 26, 2019
  • Must BuyMust Buy

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  • Great one!

    This is a perfect plan to invest in to prevent the payment of hefty medical bills, It is an ideal choice for one and all. Rich in features and benefits, this policy is definitely worthwhile if you wish to secure your family’s health and financial stability, no matter how critical the emergency situation gets.

    S
    Samay Ghai
    On: Nov 25, 2019
  • My perfect plan for healthcare.

    It is a plan designed with a comprehensive approach to providing medical coverage for hospitalisation expenses for individuals and families. With this policy, I was able to cover myself in addition to my spouse and dependent children. By buying the plan on an individual sum insured basis I was allowed to get my parents, parent-in-law, siblings etc., covered as well. 

    P
    Prabuddha Pandey
    On: Nov 08, 2019
  • Great plan with greater coverage!

    The plan allows people between the age group of 18 years and 65 years to get the coverage under this plan. This health insurance policy is available with the sum insured options ranging from Rs. 1 Lakh to Rs. 25 Lakh under different variants such as Value Healthline, Freedom Healthline, Enrich Healthline, and Privilege Healthline. I chose Freedom Healthline and it was great. 

    K
    Kaushal
    On: Nov 08, 2019
  • A helpful policy!

    I hold this Chola Healthline Plan for a long time. It is not just a prudent choice but also a great investment decision. The plan ensured my health and financial stability, which never let me compromise on the quality of treatment and on the duration of hospitalisation. It is a helpful plan.

    K
    KP Singh
    On: Oct 23, 2019
  • Very satisfactory.

    It is one of the best health insurance plans in the market. I bought it 3 years back and renewed it every year without any delay. My family and I appreciate the features and benefits of this policy very much. I am quite satisfied with this plan and will be suggesting this to everybody. 

    A
    Azad
    On: Oct 23, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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