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Cholamandalam MS Healthline Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Disclaimer: Actual Premium might vary basis your location, age and number of members
Rating of Healthline Policy
4.3
Based on
22 User reviews
  • Excellent Network of Hospitals and Cashless Facility

    InsuranceDekho has an extensive network of hospitals, and their cashless facility is a game-changer. Whenever I or my family members required medical treatment, we had access to a wide range of hospitals as we were well secured under the Cholamandalam MS- HealthLine Policy where we could avail cashless services. 

    U
    Udish Iyyer
    On: Jul 13, 2023
  • Recommended Insurance Provider

    The services of InsuranceDekho were outrageous and left me with no words. I bought the Cholamandalam MS- Healthline Policy  from their company’s website. Though I was not had any previous knowledge about the industry the informative website of InsuranceDekho really helped me. Also, the customer service was awesome. The executives were amiable and were available at any time. 

    S
    Sapna Gulati
    On: Jun 30, 2023
  • Got affordable quotes

    I recently compared the health insurance policies at InsuranceDekho, and the Cholamandalam MS- Healthline Policy stood out due to its affordability without compromising coverage. The quote I received was significantly lower than other insurers, and after switching, I haven't experienced any issues. I'm extremely satisfied with this policy.

    S
    Sandeep Joshi
    On: Jun 19, 2023
  • First experience with Chola

    I was skeptical about buying Chola Healthline policy. But when insurancedekho expert told me about this affordable policy and its features like cashless treatment, day care coverage, outpatient coverage and more, i was immediately ready to buy it. Thanks insurancedekho for your support!

    T
    Tanvi Gupta
    On: Oct 30, 2020
  • Pretty good policy!

    This is a plan which is well designed. I am very much satisfied with this plan. It has helped me avoid the payment of hefty medical bills and paid all the bills on my behalf. It is an ideal choice for one and all. If you want to ensure the safety of your family, buy this plan now.

    M
    Monish Rao
    On: Feb 27, 2020
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

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  • It’s a boon for me.

    This policy is rich in features and benefits. I found this plan, definitely a worthwhile. If you are looking forward to secure your family’s health and wealth, then do opt for this plan. It will help you no matter how critical an emergency situation gets. It is a blessing for a family.

    S
    Sushant Kumar
    On: Feb 27, 2020
  • Don’t buy this.

    I bought this plan in a hurry and bore its bad services for a year. I didn’t renew the plan due to this sole reason. The support team is not at all supporting. The plan benefits are refused to be delivered at the end moment. Also, the after sale service of the insurer is bad too.  

    A
    Aniket
    On: Feb 07, 2020
  • A profitable deal!

    Buying this policy is the best move to make. The plan has an extensive range of coverage and benefits, which in together didn’t let me witness the financial crisis and infact helped me to save more. In short, this is an ideal plan for me and my family. 

    N
    Naresh Tomar
    On: Feb 07, 2020
  • Best for me.

    It is a complete plan for sure. I have been using this plan for more than 2 years. I find this plan very trustworthy as well as affordable when it comes to utilisation. It is available in different variants with the sum insured options between 1 Lakh and 25 Lakh. I opted for 25 Lakh Plan.   

    A
    Avinash Dixit
    On: Jan 28, 2020
  • Worthwhile plan.

    This is a perfect health insurance policy that helped me to prevent from paying for hefty medical bills. This is certainly an ideal choice for everyone. It is rich in offerings and definitely a worthwhile if someone wish to secure him or her family’s health and financial soundness. 

    M
    Mayur Singh
    On: Jan 28, 2020
  • Amazing plan!!

    This plan is one of the best products of Chola MS. I purchased it from insurancedekho and they sold me the plan within a few minutes.. with many benefits under his plan..i think the premium amount that I'm paying is quite reasonable.. i think that i will renew this plan for the next year too if everything goes well.. i give this plan 4 out of 5 stars.. 

    C
    Chandan Gupta
    On: Jan 07, 2020
  • 5 on 5 stars..

    I give full marks to this product..this is only because the company helped me at the time of claim settlement when I was hospitalised..i had my health card and it was all because of customer care executives at insurancedekho who helped us during the process.. they made our claim process smooth and the request was accepted within two hours max.

    Y
    Yogita Kushwaha
    On: Jan 05, 2020
  • Good health plan.

    I knew nothing about this health plan. But after reading on isnurancedekho.com website I got to know about this. I talked with one of the executives of Insurance Dekho and understood all the pros and cons of the plan. This plan is very easy to afford, easier to use and easiest to understand. 

    P
    Prashant Srivastava
    On: Dec 11, 2019
  • Keeps health on top!

    The Chola MS has always been striving to provide its customers with the peace of mind by constantly introducing innovative insurance solutions, products, and super quality service. This is a plan designed on the same note. I have been using this plan for more than 2 years and feeling quite relieved since then on the health-related grounds.

    P
    Piyush Singh
    On: Dec 11, 2019
  • Ensures health and finance!

    Chola Healthline is not only a smart decision, but also a great investment, which ensures that your health and financial stability don’t become a subject of compromise, no matter how severe the situation becomes. I have been using this for 3 years and planning to continue with it only for next 3 years as well.

    K
    Kuldeep Narain
    On: Nov 26, 2019
  • Great one!

    This is a perfect plan to invest in to prevent the payment of hefty medical bills, It is an ideal choice for one and all. Rich in features and benefits, this policy is definitely worthwhile if you wish to secure your family’s health and financial stability, no matter how critical the emergency situation gets.

    S
    Samay Ghai
    On: Nov 25, 2019
  • My perfect plan for healthcare.

    It is a plan designed with a comprehensive approach to providing medical coverage for hospitalisation expenses for individuals and families. With this policy, I was able to cover myself in addition to my spouse and dependent children. By buying the plan on an individual sum insured basis I was allowed to get my parents, parent-in-law, siblings etc., covered as well. 

    P
    Prabuddha Pandey
    On: Nov 08, 2019
  • Great plan with greater coverage!

    The plan allows people between the age group of 18 years and 65 years to get the coverage under this plan. This health insurance policy is available with the sum insured options ranging from Rs. 1 Lakh to Rs. 25 Lakh under different variants such as Value Healthline, Freedom Healthline, Enrich Healthline, and Privilege Healthline. I chose Freedom Healthline and it was great. 

    K
    Kaushal
    On: Nov 08, 2019
  • A helpful policy!

    I hold this Chola Healthline Plan for a long time. It is not just a prudent choice but also a great investment decision. The plan ensured my health and financial stability, which never let me compromise on the quality of treatment and on the duration of hospitalisation. It is a helpful plan.

    K
    KP Singh
    On: Oct 23, 2019
  • Very satisfactory.

    It is one of the best health insurance plans in the market. I bought it 3 years back and renewed it every year without any delay. My family and I appreciate the features and benefits of this policy very much. I am quite satisfied with this plan and will be suggesting this to everybody. 

    A
    Azad
    On: Oct 23, 2019
  • Perfect family policy

    Chola MS Healthline provided me and my family with a medical coverage for hospitalisation expenses. With this plan, I offered coverage to myself in addition to my wife and my two kids. However, this plan also allowed me to cover my parents, parent-in-law, siblings etc. Great family plan!

    S
    Shailesh Kumar Singh
    On: Oct 07, 2019
  • An ideal choice for one and all!

    It is a popular policy that offered me a superior medical coverage for my family. It is a perfect plan to invest in to avoid payment of hefty medical bills. It is rich in features and benefits to secure your family’s health and financial stability, which makes this policy definitely worth considering.

    M
    Mohit
    On: Oct 07, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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