What are the sum insured options available under this Hospital Cash Daily Allowance Policy?

The Hospital Cash Daily Allowance Policy is available on an individual as well as family floater basis. The sum insured options for this plan are Rs. 500, Rs. 1,000, Rs. 1,500 and Rs. 2,500 per day.

What are the entry and exit age applicable under this plan?

This health insurance policy offers coverage to people from the age of 18 years to 65 years. Whereas, the children can get coverage from the age of 91 days to the age of 21 years.

Which relationships can get the coverage under this Hospital Cash Daily Allowance Policy?

This policy allows the coverage of relations such as spouse and children, apart from the proposer.

Can this policy be cancelled by me or from the insurer’s end after buying?

Yes, Bajaj Allianz may cancel this insurance by giving you at least 15 days written notice. If no claim has been made, then you will get a refund of pro-rata premium for the unexpired policy period. Under normal circumstances, the policy will not be cancelled, except for reasons of non-disclosure while proposing for insurance and lodging any fraudulent claim. Whereas, policyholders can also cancel this insurance by giving a written notice of at least 15 days to the insurance company. If no claim has been made, then they are eligible to get a premium refund for the unexpired policy period as per the specified rates.

Does this Hospital Cash Daily Allowance Policy offer lifetime renewability?

Yes, under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.

Is there any discount offered under this health insurance policy?

Yes, a 5% family discount is applicable, if 2 or more family members are covered under the same policy. This family discount will be offered for both new policies as well as for renewal policies.

When can I enhance my sum insured amount under this plan?

Under this plan, the sum insured enhancement can be done at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.

What are the key features owned by this Hospital Cash Daily Allowance Policy?

There are basically three key elements under this plan that comprise of: The benefits payable are for each day of hospitalisation The sum insured amount is offered for up to Rs. 2,500 per day The benefit is doubled in case of ICU admission for a maximum of 7 days

What documents do I require to request a successful claim under this plan?

The photocopy of discharge card, along with copies of reports, bills and prescriptions corresponding required for claims processing.

Can I gain any tax benefit under this health insurance plan?

Yes, the tax benefit can be gained under this plan on the premium paid as per section 80D of the Income Tax Act 1961.

Bajaj Allianz Hospital Cash Daily Allowance Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	98.00%
Network Hospitals	18,400+
Pre-existing Disease Waiting Period	2 years
Starting Premium for Rs. 5 lakhs SI	Rs. 364/month

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Bajaj Allianz Hospital Cash Daily Allowance Brochure

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Nov 08, 2019

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Bajaj Allianz Health Insurance Plan List

Parents (2)
Senior Citizen (2)
Family (6)
Kids (1)
Maternity (1)
Woman (2)
Individual (6)
Group insurance (2)
Personal Accident (1)
Critical Illness (2)
Dengue (1)

Name of Plan	Sum Insured
Health Infinity PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Silver Health Min: 46 Years; Max: 70 YearsPopular	50 Thousand	Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years	1.5 Lakh	Check Premium
Star Package Policy Min: 3 months; Max: 65 years	1.5 Lakh -1 Crore	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Tax GainMin: 18 Years; Max: 75 Years	1 Lakh	Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years	500/day	Check Premium
Health EnsureMin: 3 Months; Max: No Limit	50 Thousand	Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years	10 Lakh	Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years	50 Thousand	Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years	1.5 Lakh	Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Global Personal GuardMin: 3 months; Max: 70 years	2 Lakh - 25 Lakh	Check Premium

Bajaj Allianz Health Insurance Top Up List

Family (2)
Top-up (2)

Name of Plan	Sum Insured

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FAQs on Hospital Cash Daily Allowance Health Insurance Plan

What are the sum insured options available under this Hospital Cash Daily Allowance Policy?
The Hospital Cash Daily Allowance Policy is available on an individual as well as family floater basis. The sum insured options for this plan are Rs. 500, Rs. 1,000, Rs. 1,500 and Rs. 2,500 per day.
What are the entry and exit age applicable under this plan?
This health insurance policy offers coverage to people from the age of 18 years to 65 years. Whereas, the children can get coverage from the age of 91 days to the age of 21 years.
Which relationships can get the coverage under this Hospital Cash Daily Allowance Policy?
This policy allows the coverage of relations such as spouse and children, apart from the proposer.
Can this policy be cancelled by me or from the insurer’s end after buying?
Yes, Bajaj Allianz may cancel this insurance by giving you at least 15 days written notice. If no claim has been made, then you will get a refund of pro-rata premium for the unexpired policy period. Under normal circumstances, the policy will not be cancelled, except for reasons of non-disclosure while proposing for insurance and lodging any fraudulent claim. Whereas, policyholders can also cancel this insurance by giving a written notice of at least 15 days to the insurance company. If no claim has been made, then they are eligible to get a premium refund for the unexpired policy period as per the specified rates.
Does this Hospital Cash Daily Allowance Policy offer lifetime renewability?
Yes, under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.
Is there any discount offered under this health insurance policy?
Yes, a 5% family discount is applicable, if 2 or more family members are covered under the same policy. This family discount will be offered for both new policies as well as for renewal policies.
When can I enhance my sum insured amount under this plan?
Under this plan, the sum insured enhancement can be done at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.
What are the key features owned by this Hospital Cash Daily Allowance Policy?
There are basically three key elements under this plan that comprise of:

The benefits payable are for each day of hospitalisation

The sum insured amount is offered for up to Rs. 2,500 per day

The benefit is doubled in case of ICU admission for a maximum of 7 days
What documents do I require to request a successful claim under this plan?
The photocopy of discharge card, along with copies of reports, bills and prescriptions corresponding required for claims processing.
Can I gain any tax benefit under this health insurance plan?
Yes, the tax benefit can be gained under this plan on the premium paid as per section 80D of the Income Tax Act 1961.

View More Questions

Claim Process at Bajaj Allianz Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bajaj Allianz Health Insurance
1800209585824*7
bagichelp@bajajallianz.co.in