What are the sum insured options available under this Health Ensure Plan?

The Health Ensure Policy is offered on an individual and family floater basis. The SI ranges between Rs. 50,000 to Rs. 10 Lakh under the individual plan and between Rs. 2 Lakh and Rs. 10 Lakh under the floater policy.

What are the entry and exit age applicable under this plan?

The policy has the entry age of 18 years with no exit age. However, it provides coverage for dependent kids from the age of 3 months to 30 years.

What are the relations that can get the coverage under this policy?

The plan allows the coverage for many relations such as spouse, dependent parents, sister, brother, parent-in-law, grandparents, and child or grandchild.

Does Health Ensure Plan offer any discount to its policyholders?

Yes, the plan provides three types of discounts to policyholders which are as follows: A) Employee Discount: 20% discount on published premium rates to employees of Bajaj Allianz & its group companies, this discount is applicable only if the policy is booked in direct office code. This discount is not applicable to Online/Direct Customers. B) Online Discount/Direct Customer Discount: 5% discount is extended for the policies purchased online/through the website and to direct customers. This discount is not applicable to employees. C) Long Term Policy Discount: a) 4% discount is applicable if the policy is opted for 2 years b) 8% discount is applicable if the policy is opted for 3 years

What is the policy period for this health insurance policy?

This Health Ensure Plan can be taken for 1 year, 2 years or 3 years.

What is the paying term allotted for this Health Ensure Plan?

Annual premium payment for 1 year policy and for long term policies of 2 and 3 years the total long term premium would be collected at the time of risk inception and renewal as well.

Can I get my sum insured enhanced under this plan?

The insured member can apply for enhancement of sum insured at the time of renewal. You can apply for enhancement of the sum Insured by submitting a fresh proposal form to the company.

Is there any cumulative bonus offered by Health Ensure Plan?

Yes, the cumulative bonus is applicable under this plan. If the plan is renewed without any break in the policy period and there is no claim made in the preceding year, then the limit of indemnity is increased by 5% of the SI per annum as cumulative bonus. The maximum cumulative increase is limited to 25% of the sum insured.

Does this plan give the cover for daycare procedures?

Yes, the policy offers the coverage for some listed daycare procedures.

Can I gain any tax benefit on the purchase of this policy?

Yes, the income tax benefit can be availed under this plan as per Section 80D of IT Act on the premiums paid for this policy.

Bajaj Allianz Health Ensure Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	98.00%
Network Hospitals	18,400+
Pre-existing Disease Waiting Period	2 years
Starting Premium for Rs. 5 lakhs SI	Rs. 364/month

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Bajaj Allianz Health Ensure Brochure

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Oct 22, 2019

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Bajaj Allianz Health Insurance Plan List

Parents (2)
Senior Citizen (2)
Family (6)
Kids (1)
Maternity (1)
Woman (2)
Individual (6)
Group insurance (2)
Personal Accident (1)
Critical Illness (2)
Dengue (1)

Name of Plan	Sum Insured
Health Infinity PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Silver Health Min: 46 Years; Max: 70 YearsPopular	50 Thousand	Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years	1.5 Lakh	Check Premium
Star Package Policy Min: 3 months; Max: 65 years	1.5 Lakh -1 Crore	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Tax GainMin: 18 Years; Max: 75 Years	1 Lakh	Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years	500/day	Check Premium
Health EnsureMin: 3 Months; Max: No Limit	50 Thousand	Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years	10 Lakh	Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years	50 Thousand	Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years	1.5 Lakh	Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Global Personal GuardMin: 3 months; Max: 70 years	2 Lakh - 25 Lakh	Check Premium

Bajaj Allianz Health Insurance Top Up List

Family (2)
Top-up (2)

Name of Plan	Sum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs on Health Ensure Health Insurance Plan

What are the sum insured options available under this Health Ensure Plan?
The Health Ensure Policy is offered on an individual and family floater basis. The SI ranges between Rs. 50,000 to Rs. 10 Lakh under the individual plan and between Rs. 2 Lakh and Rs. 10 Lakh under the floater policy.
What are the entry and exit age applicable under this plan?
The policy has the entry age of 18 years with no exit age. However, it provides coverage for dependent kids from the age of 3 months to 30 years.
What are the relations that can get the coverage under this policy?
The plan allows the coverage for many relations such as spouse, dependent parents, sister, brother, parent-in-law, grandparents, and child or grandchild.
Does Health Ensure Plan offer any discount to its policyholders?
Yes, the plan provides three types of discounts to policyholders which are as follows:

A) Employee Discount: 20% discount on published premium rates to employees of Bajaj Allianz & its group companies, this discount is applicable only if the policy is booked in direct office code. This discount is not applicable to Online/Direct Customers.

B) Online Discount/Direct Customer Discount: 5% discount is extended for the policies purchased online/through the website and to direct customers. This discount is not applicable to employees.

C) Long Term Policy Discount:
a) 4% discount is applicable if the policy is opted for 2 years
b) 8% discount is applicable if the policy is opted for 3 years
What is the policy period for this health insurance policy?
This Health Ensure Plan can be taken for 1 year, 2 years or 3 years.
What is the paying term allotted for this Health Ensure Plan?
Annual premium payment for 1 year policy and for long term policies of 2 and 3 years the total long term premium would be collected at the time of risk inception and renewal as well.
Can I get my sum insured enhanced under this plan?
The insured member can apply for enhancement of sum insured at the time of renewal. You can apply for enhancement of the sum Insured by submitting a fresh proposal form to the company.
Is there any cumulative bonus offered by Health Ensure Plan?
Yes, the cumulative bonus is applicable under this plan. If the plan is renewed without any break in the policy period and there is no claim made in the preceding year, then the limit of indemnity is increased by 5% of the SI per annum as cumulative bonus. The maximum cumulative increase is limited to 25% of the sum insured.
Does this plan give the cover for daycare procedures?
Yes, the policy offers the coverage for some listed daycare procedures.
Can I gain any tax benefit on the purchase of this policy?
Yes, the income tax benefit can be availed under this plan as per Section 80D of IT Act on the premiums paid for this policy.

View More Questions

Claim Process at Bajaj Allianz Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bajaj Allianz Health Insurance
1800209585824*7
bagichelp@bajajallianz.co.in