What is the sum insured amount offered under this Extra Care Policy?

The sum insured or coverage amount under this plan ranges from Rs. 10 Lakh to Rs. 15 Lakh, depending on the variant selected.

What are the relationships that can be covered under this health insurance plan?

This policy allows the coverage of self, spouse, and dependent children under the policy. Also, dependent parents can be covered under the policy, but a separate policy would be issued for parents to cover them.

Can I get my sum insured amount increased under this plan? If yes, when?

Sum insured enhancement under this plan can be done only at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.

What is the entry age applicable under this health insurance policy?

Age of entry for proposer, spouse and parents is 18 years to 70 years. However, children from 3 months to 25 years can be covered as dependents.

Do I need to undergo any medical check-up to get coverage under this Extra Care Policy?

The plan offers a waiver of medical tests up to 55 years subject to no adverse medical history. A medical test (pre-policy check-up) would be advised only for members 56 years and above.

Is free look period option provided under the plan? If yes, how can I use it?

Yes, the free look period is given under this policy, where if you are not satisfied with policy coverage, terms and conditions, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

What is the policy period or coverage term available under this health insurance plan?

The Extra Care Policy comes with the policy period of 1 year.

Does this policy offer the coverage for the ambulance charges?

The policy covers ambulance charges in case of emergency subject to a maximum of Rs. 3000.

Can I earn any tax benefit under this Extra Care Policy?

Yes, this health plan offers the Income Tax benefit under Section 80D of the IT Act on the premium paid under this policy.

By what age I can avail or renew this health insurance plan?

Under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.

Bajaj Allianz Extra Care Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	98.00%
Network Hospitals	18,400+
Pre-existing Disease Waiting Period	2 years
Starting Premium for Rs. 5 lakhs SI	Rs. 364/month

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Bajaj Allianz Extra Care Brochure

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Oct 14, 2019

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Bajaj Allianz Health Insurance Plan List

Parents (2)
Senior Citizen (2)
Family (6)
Kids (1)
Maternity (1)
Woman (2)
Individual (6)
Group insurance (2)
Personal Accident (1)
Critical Illness (2)
Dengue (1)

Name of Plan	Sum Insured
Health Infinity PolicyMin: 3 months; Max: 65 yearsPopular		Check Premium
Silver Health Min: 46 Years; Max: 70 YearsPopular	50 Thousand	Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years	1.5 Lakh	Check Premium
Star Package Policy Min: 3 months; Max: 65 years	1.5 Lakh -1 Crore	Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Tax GainMin: 18 Years; Max: 75 Years	1 Lakh	Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years	500/day	Check Premium
Health EnsureMin: 3 Months; Max: No Limit	50 Thousand	Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years	10 Lakh	Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years	50 Thousand	Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years	1.5 Lakh	Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Global Personal GuardMin: 3 months; Max: 70 years	2 Lakh - 25 Lakh	Check Premium

Bajaj Allianz Health Insurance Top Up List

Family (2)
Top-up (2)

Name of Plan	Sum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

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FAQs on Extra Care Health Insurance Plan

What is the sum insured amount offered under this Extra Care Policy?
The sum insured or coverage amount under this plan ranges from Rs. 10 Lakh to Rs. 15 Lakh, depending on the variant selected.
What are the relationships that can be covered under this health insurance plan?
This policy allows the coverage of self, spouse, and dependent children under the policy. Also, dependent parents can be covered under the policy, but a separate policy would be issued for parents to cover them.
Can I get my sum insured amount increased under this plan? If yes, when?
Sum insured enhancement under this plan can be done only at renewals. For enhancement of the sum insured, fresh proposal form along with the renewal notice should be submitted.
What is the entry age applicable under this health insurance policy?
Age of entry for proposer, spouse and parents is 18 years to 70 years. However, children from 3 months to 25 years can be covered as dependents.
Do I need to undergo any medical check-up to get coverage under this Extra Care Policy?
The plan offers a waiver of medical tests up to 55 years subject to no adverse medical history. A medical test (pre-policy check-up) would be advised only for members 56 years and above.
Is free look period option provided under the plan? If yes, how can I use it?
Yes, the free look period is given under this policy, where if you are not satisfied with policy coverage, terms and conditions, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
What is the policy period or coverage term available under this health insurance plan?
The Extra Care Policy comes with the policy period of 1 year.
Does this policy offer the coverage for the ambulance charges?
The policy covers ambulance charges in case of emergency subject to a maximum of Rs. 3000.
Can I earn any tax benefit under this Extra Care Policy?
Yes, this health plan offers the Income Tax benefit under Section 80D of the IT Act on the premium paid under this policy.
By what age I can avail or renew this health insurance plan?
Under normal circumstances, lifetime renewal benefit is available under the policy, except on the grounds of fraud, misrepresentation or moral hazard.

View More Questions

Claim Process at Bajaj Allianz Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Bajaj Allianz Health Insurance
1800209585824*7
bagichelp@bajajallianz.co.in