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Bajaj Allianz Critical Illness Health Insurance Wordings

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Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio98.00%
Network Hospitals18,400+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

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Bajaj Allianz Critical Illness Plan Brochure

  • 293.91 KB
  • PDF Document
  • Apr 17, 2019

Bajaj Allianz Health Insurance Plan List

  • Parents (2)
  • Senior Citizen (2)
  • Family (6)
  • Kids (1)
  • Maternity (1)
  • Woman (2)
  • Individual (6)
  • Group insurance (2)
  • Personal Accident (1)
  • Critical Illness (2)
  • Dengue (1)
Name of PlanSum Insured
Health Infinity PolicyMin: 3 months; Max: 65 years Check Premium
Silver Health Min: 46 Years; Max: 70 Years50 Thousand Check Premium
Health Guard Family FloaterMin: 3 Months; Max: 65 Years1.5 Lakh Check Premium
Star Package Policy Min: 3 months; Max: 65 years1.5 Lakh -1 Crore Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 Months; Max: 65 Years 1 Lakh - 5 Lakh Check Premium
Tax GainMin: 18 Years; Max: 75 Years1 Lakh Check Premium
Hospital Cash Daily AllowanceMin: 3 Months; Max: 65 Years500/day Check Premium
Health EnsureMin: 3 Months; Max: No Limit50 Thousand Check Premium
Premium Personal GuardMin: 5 Years; Max: 65 Years10 Lakh Check Premium
Women Specific Critical Illness InsuranceMin: 21 Years; Max: 65 Years50 Thousand Check Premium
Health Guard IndividualMin: 18 years; Max: 65 years1.5 Lakh Check Premium
Critical Illness PlanMin: 6 Years; Max: 65 Years 1 Lakh Check Premium
Global Personal GuardMin: 3 months; Max: 70 years2 Lakh - 25 Lakh Check Premium

Bajaj Allianz Health Insurance Top Up List

  • Family (2)
  • Top-up (2)
Name of PlanSum Insured

5639 Bajaj Allianz Cashless Network Hospitals in India

Choose Bajaj Allianz Critical Illness Plan

FAQs on Critical Illness Plan Health Insurance Plan

  • What does Bajaj Allianz Critical Illness Policy covers?

    Bajaj Allianz Critical Illness policy is a benefit policy that covers 10 critical illnesses namely first heart attack, stroke, permanent paralysis of limbs, pulmonary arterial hypertension, surgery of aorta, major organ transplantation, cancer, kidney failure, CABG, and multiple sclerosis.

  • What is the entry age for purchasing a Critical Illness policy?

    Entry age for an individual is minimum 18 years to maximum 65 years. For dependent children, the entry age is 6 years to 21 years.

  • What will be the renewal age?

    The policy comes with lifetime renewability benefit.

  • What are the sum assured options available under the Critical Illness policy?

    For the age group of 6 years to 60 years, the sum assured options range from Rs. 100000 to Rs. 50,00000 whereas for the age group of 61 years to 65 years, the sum assured options are from Rs. 100000 to Rs. 500000.

  • Can I enhance my sum insured under this policy?

    The sum insured under the policy can be enhanced only at the time of renewal by submitting a fresh proposal form.

  • What are the pre-policy medical examination criteria under the Critical Illness policy?

    The pre-policy medical examination is advised based on the sum insured, age and the health declaration on the proposal form. The pre-policy medical checkup would be arranged at empanelled diagnostic centers and 100% of the test charges are reimbursed subject to the proposal acceptance and policy issue.

  • Does this plan covers critical illness which contracted before the inception of the policy?

    Any critical illness which first manifested itself or was contracted before the start of the policy period is excluded from cover.

  • What is the policy period for this plan?

    This is an annual policy.

  • What are the advantages of Critical Illness Cover?

    A lump sum amount is paid on diagnosis of the listed critical illnesses and the insured survives 30 days after the diagnosis. This amount can be utilized either for treatment of disease or for lifestyle changes, donor expenses or planned treatment outside India, etc.

  • What is the loading criteria due to adverse health conditions?

    Loading is applicable on the basis of adverse health conditions or positive test report findings. Minimum 10% to maximum 150% loading on premium is applicable based on the declaration in the proposal form and the health status of an individual. The loading is applicable from the date of commencement of the policy including subsequent renewals.

  • Is there a limit on the sum insured in case of renewals?

    Yes, in case of renewals, there would be a limit on the sum insured in older ages. Between ages 66 and 70 years, renewal sum insured would be limited to Rs. 10 Lakh. Between ages 71 and 75 years the renewal sum insured would be limited to Rs. 5 Lakh and if the renewal age is 76 years and above, the sum insured would be limited to Rs. 2 Lakh.

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Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

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