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Calculate Your Car Insurance Price Online

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Which city is your car registered in?

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When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is Car Insurance Premium Calculator?

A car insurance premium calculator is an online instrument that gives you the correct insurance premium for your car. The calculator tells the premium amount basis the car’s make, model variant and fuel type. The premium calculator also helps you take into account the No Claim Bonus entitled to you for not making any claim in the previous policy period.

How to Use Car Insurance Premium Calculator?

Step 1: Select Car’s Make, Model, Variant and Fuel Type.

Step 2: Pick Car’s Registered City and Purchase Year.

Step 3: Tell us if you had made any insurance claim in the previous policy period.

Step 4: Click on ‘Calculate’ and know the correct IDV and insurance premium amount for your car.

Benefits of Car Insurance Premium Calculator

Listed below are the benefits of car insurance premium calculator:

1. Right IDV - The premium calculator tells the right Insured Declared Value (IDV) of your car. You receive the IDV as compensation in case of theft or total loss of your car.

2. Correct Premium - As the name suggests, the premium calculator tells the right insurance premium amount for your car.

3. Helps you Make an Informed Decision - The premium calculator helps you make an informed decision by telling you the correct IDV and insurance premium for your car.

4. Helps You Choose the Right Plan: By knowing the right IDV and insurance premium, you can easily compare the available insurance plans and choose the one which is best for you.

Third-Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 ccRs. 5,268Rs. 2,072
Between 1,000 cc and 1,500 ccRs. 9,534Rs. 3,221
Above 1,500 ccRs. 24,305Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for comprehensive and standalone own-damage car insurance plans depends on a variety of factors like the car’s make, model, variant, fuel type, RTO location, etc. The Premium Calculator lets you know the right insurance premium amount for your car instantly.

Factors Which Determine Car Insurance Premium

1. Insured Declared Value (IDV) - The IDV refers to the market value of your car after considering depreciation and other related components. For a car with a high IDV, the insurance company will have to pay off a high amount for the claim against any theft or total loss suffered by the car. Hence, higher premiums will be there for cars with higher IDV.

2. Age of the Owner - The experienced riders are less likely to meet an accident as compared to the less experienced one. But the experience and responsibility enhances with age. Hence, insurance companies offer car insurance plans to old age persons at a lower rate compared to young people.

3. No Claim Bonus (NCB) - It is a reward offered by the insurance providers to its policyholders for not making any claim in the last policy year. It is given as a discount on the own-damage premium, which starts from 20% and goes up to 50% with every claim-free year. It means, the more the NCB will be, the lesser the premium will be.

4. Engine’s Cubic Capacity - The cubic capacity of a car denotes its power with which it can run or perform. It will make the consumables of the car get consumed faster and also enhance the risk of a mishap, which increases the risk on insurers too. Therefore, cars with higher cubic capacity are charged with higher premium.

5. Anti-Theft Devices - The anti-theft devices lower the chances of car theft and offer it more protection. The installation of such devices reduces the risk for insurance companies to offer compensation to policyholders. Therefore, owners of the anti-theft device installed cars are charged with a lower premium for their insurance plan.

Must Read Articles before buying Reliance Car Insurance

Reliance Car Insurance User Reviews

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  • Hassle-free Experience

    I recently purchased National Car Insurance through InsuranceDekho, and I must say, it was a hassle-free experience from start to finish.

    A
    By Anjali Sharma
    On: March 5, 2024
  • Reliable and Hassle-free

    Using InsuranceDekho, I recently Reliance Car Insurance. The process was seamless and their support team was fantastic. Highly recommend for hassle-free coverage.

    V
    By Vanshika Taneja
    On: March 4, 2024
  • Tailored Renewal Solutions

    What sets InsuranceDekho apart is its ability to tailor renewal solutions. They took the time to understand my evolving needs and recommended the changes in the renewal of the Reliance Car Insurance Policy that aligned perfectly with my Nissan car.

    P
    By Prateek Bose
    On: November 21, 2023
  • Accurate Estimates, No Surpris...

    Using InsuranceDekho's premium calculator gives me accurate estimates of what I'll pay for my Reliance Car Insurance Policy. It ensures that I'm not hit with unexpected premium surprises later on for my Toyota car.

    L
    By Laveesha Bansal
    On: October 16, 2023
  • Convenience at Every Turn

    The convenience of cashless garages with InsuranceDekho is unparalleled. I don't have to worry about cash transactions during repairs for my Skoda car because of the Reliance Car Insurance Policy, making the process hassle-free.

    V
    By Vipul Gaur
    On: October 6, 2023
  • No-Claim Bonus for Own Damage ...

    The no-claim bonus protection that I received with the Reliance Car Insurance Policy as an added benefit for my Maruti car offered by InsuranceDekho is a fantastic feature. It rewards responsible driving.

    R
    By Ramandeep Sandhu
    On: September 27, 2023
  • User-Friendly Premium Calculat...

    The premium calculator on InsuranceDekho's website is incredibly user-friendly. I could easily customize my coverage for the Reliance Car Insurance Policy and get instant premium quotes for my Nissan car. It made the decision-making process a breeze.

    By Suresh. R
    On: September 25, 2023
  • Recommended for Every Car Owne...

    I wholeheartedly recommend InsuranceDekho's zero depreciation coverage to every car owner. The Reliance Car Insurance Policy was a smart investment in my Chevrolet car's future.

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    By Gaurav Kumar
    On: September 21, 2023
  • Great Customer Experience for ...

    I had a great customer experience with InsuranceDekho third-party coverage. Their team was helpful and guided me through the Reliance Car Insurance Policy purchase process for my Nissan car.

    R
    By Rudra Maheshwari
    On: September 18, 2023
  • Dependable Cashless Garage Net...

    InsuranceDekho's cashless garage network is dependable. I know I can rely on them for quality repairs and hassle-free claims of my Reliance Car Insurance Policy for my Chevrolet car.

    Y
    By Yogesh Kothari
    On: September 14, 2023
  • Tailored Renewal Options

    The renewal options provided by the Reliance Car Insurance Policy that I purchased from InsuranceDekho are tailored to my specific needs. I can easily adjust coverage and add-ons as required for my Land Rover, ensuring my policy remains updated.

    S
    By Sayma Oswal
    On: September 11, 2023
  • User-Centric Design

    InsuranceDekho's Premium Calculator is clearly designed with the user in mind. It's easy to use, intuitive, and provides all the necessary information without the technical jargon. This further helped me to make a final decision to purchase the Reliance Car Insurance Policy for my Audi car.

    S
    By Sheeba Malhotra
    On: September 5, 2023
  • Transparent Evaluation Process...

    InsuranceDekho's claim evaluation process is transparent and fair. I've never felt like my claim of the Reliance Car Insurance Policy for my Chevrolet car was undervalued or unfairly handled, which is crucial for trust.

    S
    By Sandhya SIngh
    On: September 1, 2023
  • Cost-Effective Solution

    For those seeking a cost-effective insurance solution, InsuranceDekho's Third-Party Car Policy is a great choice. The Reliance Car Insurance Policy provides the necessary coverage at an affordable price point for my BMW.

    By Janaya Mittar
    On: August 29, 2023
  • Seamless Cashless Claim Settle...

    InsuranceDekho's cashless claim settlements were seamless for my Reliance Car Insurance Policy for my Maruti car. I didn't have to worry about reimbursement and received my vehicle after repairs without any hassle.

    A
    By Aneesh Sabarwal
    On: August 25, 2023
  • Expert Guidance for Choosing t...

    InsuranceDekho's team provided expert guidance in choosing the right comprehensive coverage for my Toyota car. They tailored the Reliance Car Insurance Policy to suit my specific needs.

    M
    By Mukul Pahwa
    On: August 23, 2023
  • Fair and Prompt Resolution for...

    InsuranceDekho resolved my claim fairly and promptly for the Reliance Car Insurance Policy that I filed for my Toyota car. It was a relief to know that they were there when I needed them the most.

    S
    By Surender Singh
    On: August 10, 2023
  • Transparent Policy Details

    I appreciate that InsuranceDekho provided transparent policy details for their comprehensive car insurance. It helped me understand what was covered and what was not under the Reliance Car Insurance Policy, making it easier to make informed decisions for my Skoda car.

    A
    By Anurag Reddy
    On: August 8, 2023
  • Efficient and Swift Claim Sett...

    I had to make a claim for the Reliance Car Insurance Policy as my Skoda car had a small accident, and InsuranceDekho's claim settlement process was efficient and swift. They processed my claim quickly, and I had my car repaired in no time.

    K
    By Kartik Mahadevan
    On: August 2, 2023
  • Knowledgeable Support Staff an...

    The support staff at InsuranceDekho is knowledgeable and always ready to assist. They have a thorough understanding of their third-party car insurance policies and provide timely assistance whenever I need it for my Reliance Car Insurance Policy for my Honda car.

    A
    By Aniket Khandelwal
    On: July 31, 2023
  • Best Renewal Offers

    InsuranceDekho offered me some fantastic renewal offers for my Reliance Car Insurance Policy. I couldn't find such competitive rates elsewhere to secure my Skoda car. Thanks for the amazing offers.

    M
    By Manish Chawla
    On: July 25, 2023
  • Competitive Pricing

    I found the pricing at InsuranceDekho's cashless garages to be competitive and reasonable. The services provided with the Reliance Car Insurance Policy MG were worth every penny, and I felt that I got good value for my money.

    Y
    By Yashvi Singhal
    On: July 21, 2023
  • Best Decision for My Car

    Opting for InsuranceDekho's Zero Dep car insurance policy was the best decision I made for my Mitsubishi car. The Reliance Car Insurance Policy offers excellent coverage without any depreciation deduction. It gives me peace of mind knowing that my car is protected without any additional expenses on my part.

    S
    By Sabrina Tripathi
    On: July 19, 2023
  • No Claim Bonus Protection

    InsuranceDekho's own damage policy protected my No Claim Bonus (NCB) even when I made a claim for my Maruti car under the Reliance Car Insurance Policy. This feature was beneficial as it rewarded my safe driving history.

    G
    By Gargi Dutta
    On: July 17, 2023
  • Peace of Mind at an Affordable...

    InsuranceDekho's Zero Dep car insurance policy offers great peace of mind at an affordable price. With zero depreciation, I don't have to worry about bearing the cost of repairs after an accident. The entire process of buying the Reliance Car Insurance Policy for my Ford car was amazing. The claim process was smooth, and the customer support team was helpful throughout. Highly recommended!

    By Vinay Tripathi
    On: July 13, 2023
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    InsuranceDekho's cashless garages offer the convenience of direct billing to the insurance company. I didn't have to worry about paying upfront and seeking reimbursement later for my Reliance Car Insurance Policy. The garage took care of the billing process for my Tata car, making it hassle-free.

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    By Khushi Jain
    On: July 11, 2023
  • Hassle-Free Roadside Assistanc...

    InsuranceDekho's comprehensive Reliance Car Insurance Policy included hassle-free roadside assistance for my Honda car. Whether I needed a towing service or emergency fuel, their assistance team was readily available to provide the necessary support.

    S
    By Sonali Sharma
    On: July 7, 2023
  • Hassle-free Repairs and Cashle...

    I recently had to repair my Hyundai car due to own damage under my Reliance Car Insurance Policy. The cashless facility at InsuranceDekho made the process incredibly convenient. I was able to choose from a network of authorized garages where I could get my car repaired without any out-of-pocket expenses. I appreciate the convenience provided by the cashless facility.

    S
    By Subhash Dhaiya
    On: July 5, 2023
  • Hassle-free Claim Settlement

    Filing a claim for my Reliance Car Insurance Policy was a hassle-free experience. InsuranceDekho was proactive in assisting me throughout the process, ensuring that I had all the necessary information and documentation. They handled the claim for my Mahindra car professionally and settled it without any unnecessary delays. Their efficient claim settlement process has made me confident in their ability to handle future claims.

    M
    By Maya Pathak
    On: June 29, 2023
  • Third-Party Car Insurance is a...

    Third-party car insurance is a smart and affordable choice for responsible drivers. It provides the essential coverage needed to protect against liabilities and legal complications. With The Reliance Car Insurance Policy which I purchased from the InsuranceDekho for my Skoda, I can enjoy the benefits of insurance without straining my budget, making it a win-win situation for both safety and financial security.

    S
    By Shardha Bhuva
    On: June 27, 2023

924 Reliance Cashless Garages in India

Reliance Car Insurance Premium Calculator FAQs

  • What factors determine the premium of a car insurance policy?

    There are various factors that affect the premium of a car insurance cover such as Insured Declared Value (IDV), Age of the Owner, No Claim Bonus (NCB), Engine’s Cubic Capacity, Anti-Theft Devices, etc.

  • Why should I use the car insurance premium calculator?

    The car insurance premium calculator will provide you assistance in getting the right premium amount for your policy, get the IDV of your car, selecting an economical plan and make wiser decisions related to the car insurance policy.

  • What details are needed to be entered in the premium calculator?

    You need to enter details such as make and model of your car, RTO location of your car, registration year of your car, etc., to get the right premium offered by the insurers for a car insurance plan.

  • Does the premium calculator calculate the premium for an old car?

    Yes, the premium calculator helps you find the premium for new and old or used cars.

  • Where can I use the best premium calculator?

    You can use the best premium calculator to compute the premium and IDV for your insurance plan at the website of InsuranceDekho, i.e., www.insurancedekho.com.

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.