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Calculate Your Car Insurance Premium Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your car?

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online device that gives you the right value of your insurance premium. To get this premium, you just need to enter a few details of your car such as make, model, variant, RTO location, registration year and so on. However, you can also fill the No Claim Bonus status of your car to derive the customised results for you. With the knowledge of the right premium value generated through the calculator, you can compare and select relevant premium quotes to get yourself a value for money deal.

How to Use a Car Insurance Premium Calculator?

Step 1: Choose the Make, Model, Variant and Fuel Type of your car.

Step 2: Choose the year of purchase and RTO location of your car.

Step 3: Mention the details of any claim requested by you in the last policy period.

Step 4: Click on the ‘Calculate’ button to get the right IDV and car insurance premium for you.

Benefits of Car Insurance Premium Calculator

  1. Right Insured Declared Value – You get the right Insured Declared Value (IDV) of your car through the premium calculator. With the correct IDV, you can get to know the actual value of your car you should receive while making the claim against theft or total loss of your car.
  2. Right Premium Amount – With the help of the premium calculator, you can get to know the actual premium cost you should be paying to get your car insured.
  3. Assists in Making Informed Decisions – After getting to know the correct values of IDV and premium of your car insurance, you can make informed decisions related to car insurance.
  4. Helps You Select the Right Plan: The premium calculator makes you aware of the right IDV and premium values of your car, which later assists you in selecting the best possible insurance policy for yourself from the available quotes.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The cost of the premium for standalone own-damage and comprehensive car insurance policies depend on a wide range of factors that comprise the make, model, and variant of your car, engine’s capacity and fuel type of your car, RTO location of your car and so on. Get the premium amount of your policy at a click with our Premium Calculator.

Must Read Articles before buying Cholamandalam Car Insurance

Cholamandalam Car Insurance User Reviews

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What users are saying
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  • Sensible Choice for Legal Prot...

    Third-party car insurance from InsuranceDekho is a sensible choice for legal protection. The Chola MS Car Insurance Policy ensures that I comply with the law while keeping my expenses in check for my Skoda car.

    S
    By Samisha Boudh
    On: November 8, 2023
  • Economical Premiums

    I found that the premiums for the zero-depreciation Chola MS Car Insurance Policy from InsuranceDekho are economical, making it a valuable investment for my MG car.

    D
    By Dheraj Mangla
    On: November 7, 2023
  • Ease of Use

    The premium calculator from InsuranceDekho is incredibly easy to use. It's designed with the customer in mind, making it accessible to all. With its help, I could purchase the Chola MS Car Insurance Policy for my Renault car.

    N
    By Neel Pawani
    On: October 18, 2023
  • Comprehensive Protection

    Opting for zero-depreciation claim for the Chola MS Car Insurance Policy with InsuranceDekho provides me with comprehensive protection, ensuring that my investment in my Maruti car is safeguarded.

    S
    By Sakshi Chand
    On: October 16, 2023
  • Responsive Customer Support fo...

    I recently bought the Chola MS Car Insurance Policy for my Maruti car. And I must say that the customer support team at InsuranceDekho is responsive and ready to assist with any issues related to cashless garage repairs.

    K
    By Kenisha Saraf
    On: October 11, 2023
  • A Trustworthy Partner

    In summary, InsuranceDekho has proven to be a trustworthy partner when it comes to claim the Chola MS Car Insurance Policy for my Honda car. Their efficient and transparent claims process ensures that you're well taken care of during stressful times.

    N
    By Nikita Sethi
    On: October 3, 2023
  • Customized Premiums

    I appreciated InsuranceDekho's premium calculator for allowing me to customize my coverage for the Chola MS Car Insurance Policy to match my needs and budget for my Mercedes-Benz. It's a flexible tool that caters to individual preferences.

    V
    By Vikram Thakur
    On: September 27, 2023
  • Peace of Mind with Zero Dep In...

    I opted for a Zero Dep Chola MS Car Insurance Policy through InsuranceDekho, and it's been a game-changer. With this policy, I don't have to worry about the depreciation of car parts during a claim. It's like having a safety net for my Ford car. Highly recommended for car owners who want complete peace of mind.

    P
    By Priyal Randhawa
    On: September 25, 2023
  • Prompt Settlement at Cashless ...

    I recently had my Audi car repaired at one of InsuranceDekho's cashless garages, and the settlement process of the Chola MS Car Insurance Policy was incredibly prompt. I was back on the road in no time.

    By Pihu Balani
    On: September 20, 2023
  • Comprehensive Coverage for a W...

    InsuranceDekho's comprehensive coverage protects my Nissan car against a wide range of risks, from accidents to natural disasters. The Chola MS Car Insurance Policy is a reliable safety net.

    M
    By Mili Dhingra
    On: September 15, 2023
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.