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Calculate Your Car Insurance Price Online

Select your car brand

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Which city is your car registered in?

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When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is Car Insurance Premium Calculator?

A car insurance premium calculator is a digital device that helps you calculate the correct premium amount for your car insurance plan. The calculator gives the premium amount by factoring in details like your car’s make, model variant and fuel type. The premium calculator also takes into account No Claim Bonus, if applicable on the premium amount of your car insurance plan.

How to Use Car Insurance Premium Calculator?

Step 1: Select your Car’s Make, Model, Variant and Fuel Type.

Step 2: Choose the Car’s Registered City and Purchase Year.

Step 3: Tell us if your previous insurance period was claim-free or not.

Step 4: Click on ‘Calculate’. The correct IDV and car insurance premium will be displayed to you.

Benefits of Car Insurance Premium Calculator

1. Right Insured Declared Value (IDV) - The premium calculator helps you know the correct Insured Declared Value (IDV) of your car. In case of theft or total loss of your car, you get the IDV as the compensation amount.

2. Correct Premium - The premium calculator tells the correct amount which you should pay as your car insurance premium.

3. Helps you Make an Informed Decision - By telling you the correct IDV and insurance premium of your car, the premium calculator helps you make an informed decision.

4. Helps You Choose the Right Plan - After knowing the correct IDV and premium amount for your car, you can compare available insurance plans easily and pick the one which bests suits your requirements and budget.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for comprehensive and standalone own-damage car insurance plans vary for each policyholder depending on the car’s make, model, variant, and fuel type among many other factors. The Premium Calculator tells you the premium for your car insurance plan by factoring in all these elements instantly.

Factors Which Determine Car Insurance Premium

1. Anti-Theft Devices – The anti-theft devices ensure the safety of your car, which minimize the risk of offering compensation to the insurance company. Hence, insurance providers charge a lesser amount of premium from the cars equipped with anti-theft devices.

2. Insured Declared Value (IDV) – The Insured Declared Value of car denotes its current value. It is also the amount that an insurance company has to provide to its policyholder in the event of theft or total loss. So, higher the IDV will be, higher will be the premium cost.

3. Year of Registration – The year of registration reveals the age of a car. It is a common fact that with every passing year increased depreciation applies on the car that reduces its value. It means insurers have to offer lower compensation for an old car. Therefore, older cars are charged with a lower amount of premium than from the newer cars.

4. No Claim Bonus (NCB) – The NCB is a discount on the premium amount, offered by the insurance company to its policyholders for not requesting any claim in the last policy term. The provided discount increases every claim free year and ranges between 20% to 50%. It means higher NCB will bring down the premium amount of the car.

5. Add-On Options – The add-on options under the cars insurance plans offer additional protection to the cars, which can only be availed by paying an extra amount. Thus, the more the add-on covers will be included in the policy, the higher will be the cost of premium.

Must Read Articles before buying Bajaj Allianz Car Insurance

Bajaj Allianz Car Insurance User Reviews

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What users are saying
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  • Add On
  • Fire Damage Claim

    A short circuit in my car's wiring lit a small fire which damaged the dashboard till some extent. Bajaj Allianz was my insurer and handled the claim process ideally. My car was repaired at a cashless garage and I just had to pay the pre-agreed deductibles and rest was covered with my car insurance. The quality of repair was excellent, and I didn't face any out-of-pocket expenses. InsuranceDekho's suggestion to go with Bajaj Allianz for comprehensive coverage proved beneficial to me.

    C
    By Charlie Daniels
    On: July 12, 2024
  • Got IDV in case of theft

    I had always suspected if the zero depreciation add-on was worth the extra pennies but since I had got the first car from my own money, I wanted to take full precautions and Im so thankful I did that. Couple of months ago I had a horrible car accident on the Yamuna Expressway and my car got damaged beyond repair. Thanks to the customer support of BAJAJ ALLIANZ, they helped me a lot through the process and I received the IDV with zero dep which saved me from a big financial trouble. I thank InsuranceDekho at times as their articles motivated me to get the add-ons.

    S
    By Samarth Gupta
    On: June 18, 2024
  • Smooth claim process

    I took Bajaj car insurance and I must say it has been a good decision. I took my first claim a month back and the process was really smooth and the customer support team was quick with their responses. Since I purchased it through InsuranceDekho, I got claim assistance from them which was really a big thing.

    A
    By Aaftaab Chaudhary
    On: June 13, 2024
  • Smooth Portability

    I recently switched to InsuranceDekho for my car insurance and bought Bajaj Car Insurance. I am greatly satisfied with their service. From providing excellent coverage options to help claim settlements, they have performed beyond my expectations. Good work, Team InsuranceDekho.

    A
    By Akash Singh Chauhan
    On: June 7, 2024
  • Best customer service

    I got my newly bought Maruti Baleno insured with Bajaj Allianz through InsuranceDekho in such a hassle-free and smooth process. The process was simple, and the team was helpful from start to finish.

    P
    By Priya Gupta
    On: May 29, 2024
  • Excellent Service

    I recently bought Bajaj Allianz car insurance. The Insurancedekho team was very helpful till the end of the process. Thankyou.!!

    N
    By Naman Arora
    On: March 2, 2024
  • Seamless Claims Processing

    I found that the claim for my Toyota car’s processing at InsuranceDekho's cashless garages is seamless. It minimizes paperwork and simplifies the process for the Bajaj Allianz Car Insurance Policy.

    By Sreelata Kashyap
    On: November 24, 2023
  • Zero-Dep, Zero Compromises

    With zero-dep insurance, there are zero compromises. InsuranceDekho's Bajaj Allianz Car Insurance Policy doesn't cut corners; it ensures that my MG car is fully protected without any deductions.

    A
    By Aman Kumar
    On: November 22, 2023
  • Financial Security During Clai...

    During the claim of the Bajaj Allianz Car Insurance Policy, InsuranceDekho provided financial security. It's reassuring to know that they have me and my Renault car covered.

    By Sujata Sajan
    On: November 16, 2023
  • Investing in Vehicle Safety

    I know that my choice to invest in own damage car insurance with the Bajaj Allianz Car Insurance Policy from InsuranceDekho is an investment in my Renault vehicle's safety. It offers complete protection, ensuring I can drive with confidence.

    By Aviraj Ghosh
    On: October 30, 2023
  • Effortless Premium Calculation...

    InsuranceDekho's Premium Calculator made the process of calculating the premium for the Bajaj Allianz Car Insurance Policy for my Kia car effortless. It's user-friendly and provides quick results, ensuring I can make informed decisions.

    By Pushpak Gowde
    On: October 26, 2023
  • Legal and Financial Safety Net...

    I see InsuranceDekho's third-party coverage as a crucial legal and financial safety net. The Bajaj Allianz Car Insurance Policy is a responsible choice for my Mercedes-Benz.

    L
    By Laavish Jain
    On: October 17, 2023
  • Swift Policy Activation for Co...

    Following the renewal process, InsuranceDekho promptly activated my Bajaj Allianz Car Insurance Policy, leaving no gaps in my coverage for my Toyota car. It's reassuring to know that I'm immediately protected on the road.

    S
    By Smita Chadha
    On: October 10, 2023
  • Saves Money in the Long Run fo...

    Although the premium for Zero Dep insurance might be slightly higher, it ends up saving you money in the long run. Without the Bajaj Allianz Car Insurance Policy’s coverage, I'd have spent a lot more on repairs for my Ford car due to depreciation. It's an investment that pays off.

    S
    By Sarita Chauhan
    On: September 29, 2023
  • Comprehensive Coverage - The B...

    Investing in InsuranceDekho's comprehensive coverage for the Bajaj Allianz Car Insurance Policy was the best decision for my Honda car's protection. It's an investment provides peace of mind.

    V
    By Vinod Suri
    On: September 20, 2023
  • Effortless Policy Continuation...

    Renewing my Bajaj Allianz Car Insurance Policy with InsuranceDekho is like seamlessly continuing my coverage. The process is so smooth that I don't have to worry about any lapses in protection for my Toyota car.

    A
    By Amitha Vasanth
    On: September 15, 2023
  • Efficient Claims Inspection

    InsuranceDekho's claims inspection and evaluation were efficient. They processed my claim for my Renault car for the Bajaj Allianz Car Insurance Policy quickly, minimizing any inconvenience.

    By Brigesh Giri
    On: September 13, 2023
  • Dependable Partner for Renewal...

    Renewing the Bajaj Allianz Car Insurance Policy with InsuranceDekho feels like having a dependable partner. Their commitment to customer satisfaction shines through in their renewal process for my Maruti car.

    K
    By Kaira Kapoor
    On: September 8, 2023
  • No Hassle, No Worries

    With Cashless Garages from InsuranceDekho, I can get my Lexus car repaired without any hassle or worries about the financial aspect. The Bajaj Allianz Car Insurance Policy came as a huge relief during stressful situations.

    R
    By Rewa Rawani
    On: September 4, 2023
  • Savings on Renewal with NCB

    Renewing my Bajaj Allianz Car Insurance Policy with InsuranceDekho allowed me to save on the premium through the no-claim bonus (NCB) benefits for my Toyota car.

    M
    By Maitri Nangia
    On: August 28, 2023
  • Effortless and Timely Claims R...

    Filing a claim for my Nissan car with InsuranceDekho was effortless, and they resolved it in a timely manner. It was a stress-free experience with the Bajaj Allianz Car Insurance Policy.

    M
    By Mokshil Pandaya
    On: August 24, 2023
  • Prompt Assistance During Emerg...

    When my car suffered damage due to a natural calamity, InsuranceDekho's own damage insurance under the Bajaj Allianz Car Insurance Policy for my Maruti car provided prompt assistance. I couldn't be happier with their service.

    R
    By Ramakrishna Raghu
    On: August 22, 2023
  • User-Friendly Platform for Qui...

    The user-friendly platform of InsuranceDekho made renewing my Bajaj Allianz Car Insurance Policy for my MG car quick and convenient. I completed the process with just a few clicks.

    M
    By Mitali Malhotra
    On: August 16, 2023
  • Smooth and Convenient Experien...

    I had the pleasure of availing myself of InsuranceDekho's cashless garage services, and it was a breeze! The entire process of buying the Bajaj Allianz Car Insurance Policy for my Renault car was smooth and convenient, saving me time and effort.

    B
    By Bobby Anand
    On: August 11, 2023
  • Confident and Carefree Driving

    Thanks to InsuranceDekho's zero depreciation insurance, I can drive with confidence, knowing that my BMW car's value is protected. The Bajaj Allianz Car Insurance Policy is a must-have for anyone who wants carefree driving and protection for their vehicle.

    By Aman Jain
    On: August 9, 2023
  • Comprehensive Coverage for own...

    I opted for InsuranceDekho's own damage car insurance while buying the Bajaj Allianz Car Insurance Policy due to its comprehensive coverage. It protected my Maruti car against a range of risks, giving me confidence on the road.

    A
    By Akshay Jain
    On: August 7, 2023
  • Value for Money

    InsuranceDekho's cashless garages that cam with the Bajaj Allianz Car Insurance Policy offer great value for money. The service and repair quality for my Bugatti exceeded my expectations.

    U
    By Umesh Rautela
    On: August 3, 2023
  • Zero Depreciation - A Smart Ch...

    As a new car owner, I decided to opt for InsuranceDekho's zero depreciation cover to protect my investment. it gave me peace of mind knowing my BMW car was fully covered under the Bajaj Allianz Car Insurance Policy.

    R
    By Reema Arora
    On: August 1, 2023
  • Coverage for Own Damage

    InsuranceDekho's comprehensive coverage for own damage gave me confidence while driving my Hyundai car. When I had to make a claim for the Bajaj Allianz Car Insurance Policy for a fender bender, they promptly settled it, providing a seamless experience.

    G
    By Gurjot Singh
    On: July 28, 2023
  • Best Deals Uncovered!

    Thanks to Insurance Dekho's premium calculator, I discovered some fantastic deals for my Maruti car insurance. I couldn't be happier with the coverage of the Bajaj Allianz Car Insurance Policy and the money I saved.

    H
    By Harshi Sharma
    On: July 24, 2023

385 Bajaj Allianz Cashless Garages in India

Bajaj Allianz Car Insurance Premium Calculator FAQs

  • What factors affect the premium of a car insurance plan?

    Factors affecting insurance premium of a car insurance plan comprise Insured Declared Value (IDV), Year of Registration, Engine’s Cubic Capacity, Anti-theft Devices, Modification, No Claim Bonus (NCB), Anti-Theft Devices, Age of the Owner, etc.

  • Why should I avail the car insurance premium calculator?

    The car insurance premium calculator helps you get the premium amount and IDV offered by different insurance companies, which will help you select a better car insurance policy.

  • Can I find the premium for my old car with the premium calculator?

    Yes, you can utilize the premium calculator to calculate the premium amount for your old car.

  • What details should I enter to compute premium on the premium calculator?

    To calculate the premium offered by different insurance firms through the premium calculator, you will have to enter different details of your car such as make, model and variant of your car, fuel type of your car, engine capacity of your car, registration year of your car, etc.

  • Where can I find the best premium calculator to get the right premium amount?

    You can find the best premium calculator to calculate the premium amount and Insured Declared Value (IDV) for your car insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

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Bajaj Allianz Car Insurance Contact Details

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.