Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeCar InsuranceCompaniesRelianceAdd On
  • CASHLESS GARAGES 10,000+
  • CLAIMS SETTLED 100%
  • COMPREHENSIVE CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Spot Claim Upto Rs 20,000
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Easy Video Claims
  • Right Green Tick Free Garage Benefits

Calculate Your Car Insurance Price Online

Select your car brand

  • Maruti
  • Hyundai
  • Honda
  • Toyota
  • Mahindra

Which city is your car registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai

When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

Reliance Car Insurance Add on Covers

Reliance General Insurance provides a wide range of add-on covers with its private car package plan to enhance coverage of your policy. You can avail its add-on benefits by paying an additional premium amount.

​Reliance - 9 Important Add-on Covers For Your Car Insurance Policy

By including these add-ons in your policy, you can easily enhance the protection of your car:

1. Nil Depreciation Cover

With time depreciation lessens the value of your car, which in turn reduces your car insurance coverage amount. The nil depreciation add-on provides you with the complete cover without reducing the cost of depreciation of any part of your car except for tyre, tube and battery, where only 50% depreciation is exempted. It will help you receive a higher amount of claim. This add-on can be availed by paying an additional premium based on the age and IDV of your car.

2. No Claim Bonus Retention

No Claim Bonus (NCB) is a reward in terms of discount given to policyholders for not making any claim during the policy term. This bonus ranges from 20% to 50% on its own-damage premium, which can be accumulated for not making any claim over the years and can become null and void if even a single claim is made in between. However, with No Claim Bonus Retention add-on cover you can hold on to the NCB discount even after making an own damage claim during the policy period.

3. Consumables Cover

The standard own-damage or comprehensive car insurance plan does not offer compensation for any type of damages sustained by consumable parts and accessories of the car such as engine oil, nuts and bolts, washers, grease, and so on. It will make you bear its cost during the claim settlement. Therefore, to avoid such burdens you can add a consumable cover to your plan. This add-on cover will compensate the amount of the refilled or replaced consumables of your car during its repair after an accident.

4. Engine Cover

With the engine cover add-on, you can get compensation for the expenses incurred due to the repair of damaged engine parts and gearbox parts due to water ingression or leakage of lubricating oil, which would not be covered otherwise under the standard own-damage or comprehensive cover.

5. Key Protect Cover

This add-on cover helps you get compensation for the amount of acquiring a duplicate key if your original key goes missing.

6. Daily Allowance Benefit

If you have to travel by your own as your car is being repaired in a network garage of the insurer and stays there for more than 3 days, this add-on cover will offer you compensation for your daily allowances based on the amount of premium paid.

7. EMI Protection

This EMI Protection add-on covers the EMIs of your car and pays it to the financier if it is being repaired in the network garage of the insurance provider after getting involved in an accident.

8. Total Cover

The total cost is an add on the cover that offers you the compensation for the additional cost of your car which is spent on insurance, road tax and registration cost during the time of Total Loss, theft claims or constructive total loss.

9. Electrical/electronic accessories

By paying an additional premium for this add-on cover, you can get compensation for the expenses incurred on the repair of electrical/electronic fittings in your car which include fog lights, air-conditioner, brake light, and music system after an accident.

Explore Reliance Car Insurance

Must Read Articles before buying Reliance Car Insurance

Reliance Car Insurance User Reviews

4.8
Rating based on
506 User reviews
Write your review
What users are saying
  • All
  • Add On
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Hassle-free Experience

    I recently purchased National Car Insurance through InsuranceDekho, and I must say, it was a hassle-free experience from start to finish.

    Read More

    A
    By Anjali Sharma
    On: March 5, 2024
  • Reliable and Hassle-free

    Using InsuranceDekho, I recently Reliance Car Insurance. The process was seamless and their support team was fantastic. Highly recommend for hassle-free coverage.

    Read More

    V
    By Vanshika Taneja
    On: March 4, 2024
  • Tailored Renewal Solutions

    What sets InsuranceDekho apart is its ability to tailor renewal solutions. They took the time to understand my evolving needs and recommended the changes in the renewal of the Reliance Car Insurance Policy that aligned perfectly with my Nissan car.

    Read More

    P
    By Prateek Bose
    On: November 21, 2023
  • Accurate Estimates, No Surpris...

    Using InsuranceDekho's premium calculator gives me accurate estimates of what I'll pay for my Reliance Car Insurance Policy. It ensures that I'm not hit with unexpected premium surprises later on for my Toyota car.

    Read More

    L
    By Laveesha Bansal
    On: October 16, 2023
  • Convenience at Every Turn

    The convenience of cashless garages with InsuranceDekho is unparalleled. I don't have to worry about cash transactions during repairs for my Skoda car because of the Reliance Car Insurance Policy, making the process hassle-free.

    Read More

    V
    By Vipul Gaur
    On: October 6, 2023
  • No-Claim Bonus for Own Damage ...

    The no-claim bonus protection that I received with the Reliance Car Insurance Policy as an added benefit for my Maruti car offered by InsuranceDekho is a fantastic feature. It rewards responsible driving.

    Read More

    R
    By Ramandeep Sandhu
    On: September 27, 2023
  • User-Friendly Premium Calculat...

    The premium calculator on InsuranceDekho's website is incredibly user-friendly. I could easily customize my coverage for the Reliance Car Insurance Policy and get instant premium quotes for my Nissan car. It made the decision-making process a breeze.

    Read More

    By Suresh. R
    On: September 25, 2023
  • Recommended for Every Car Owne...

    I wholeheartedly recommend InsuranceDekho's zero depreciation coverage to every car owner. The Reliance Car Insurance Policy was a smart investment in my Chevrolet car's future.

    Read More

    G
    By Gaurav Kumar
    On: September 21, 2023
  • Great Customer Experience for ...

    I had a great customer experience with InsuranceDekho third-party coverage. Their team was helpful and guided me through the Reliance Car Insurance Policy purchase process for my Nissan car.

    Read More

    R
    By Rudra Maheshwari
    On: September 18, 2023
  • Dependable Cashless Garage Net...

    InsuranceDekho's cashless garage network is dependable. I know I can rely on them for quality repairs and hassle-free claims of my Reliance Car Insurance Policy for my Chevrolet car.

    Read More

    Y
    By Yogesh Kothari
    On: September 14, 2023
  • Tailored Renewal Options

    The renewal options provided by the Reliance Car Insurance Policy that I purchased from InsuranceDekho are tailored to my specific needs. I can easily adjust coverage and add-ons as required for my Land Rover, ensuring my policy remains updated.

    Read More

    S
    By Sayma Oswal
    On: September 11, 2023
  • User-Centric Design

    InsuranceDekho's Premium Calculator is clearly designed with the user in mind. It's easy to use, intuitive, and provides all the necessary information without the technical jargon. This further helped me to make a final decision to purchase the Reliance Car Insurance Policy for my Audi car.

    Read More

    S
    By Sheeba Malhotra
    On: September 5, 2023
  • Transparent Evaluation Process...

    InsuranceDekho's claim evaluation process is transparent and fair. I've never felt like my claim of the Reliance Car Insurance Policy for my Chevrolet car was undervalued or unfairly handled, which is crucial for trust.

    Read More

    S
    By Sandhya SIngh
    On: September 1, 2023
  • Cost-Effective Solution

    For those seeking a cost-effective insurance solution, InsuranceDekho's Third-Party Car Policy is a great choice. The Reliance Car Insurance Policy provides the necessary coverage at an affordable price point for my BMW.

    Read More

    By Janaya Mittar
    On: August 29, 2023
  • Seamless Cashless Claim Settle...

    InsuranceDekho's cashless claim settlements were seamless for my Reliance Car Insurance Policy for my Maruti car. I didn't have to worry about reimbursement and received my vehicle after repairs without any hassle.

    Read More

    A
    By Aneesh Sabarwal
    On: August 25, 2023
  • Expert Guidance for Choosing t...

    InsuranceDekho's team provided expert guidance in choosing the right comprehensive coverage for my Toyota car. They tailored the Reliance Car Insurance Policy to suit my specific needs.

    Read More

    M
    By Mukul Pahwa
    On: August 23, 2023
  • Fair and Prompt Resolution for...

    InsuranceDekho resolved my claim fairly and promptly for the Reliance Car Insurance Policy that I filed for my Toyota car. It was a relief to know that they were there when I needed them the most.

    Read More

    S
    By Surender Singh
    On: August 10, 2023
  • Transparent Policy Details

    I appreciate that InsuranceDekho provided transparent policy details for their comprehensive car insurance. It helped me understand what was covered and what was not under the Reliance Car Insurance Policy, making it easier to make informed decisions for my Skoda car.

    Read More

    A
    By Anurag Reddy
    On: August 8, 2023
  • Efficient and Swift Claim Sett...

    I had to make a claim for the Reliance Car Insurance Policy as my Skoda car had a small accident, and InsuranceDekho's claim settlement process was efficient and swift. They processed my claim quickly, and I had my car repaired in no time.

    Read More

    K
    By Kartik Mahadevan
    On: August 2, 2023
  • Knowledgeable Support Staff an...

    The support staff at InsuranceDekho is knowledgeable and always ready to assist. They have a thorough understanding of their third-party car insurance policies and provide timely assistance whenever I need it for my Reliance Car Insurance Policy for my Honda car.

    Read More

    A
    By Aniket Khandelwal
    On: July 31, 2023
  • Best Renewal Offers

    InsuranceDekho offered me some fantastic renewal offers for my Reliance Car Insurance Policy. I couldn't find such competitive rates elsewhere to secure my Skoda car. Thanks for the amazing offers.

    Read More

    M
    By Manish Chawla
    On: July 25, 2023
  • Competitive Pricing

    I found the pricing at InsuranceDekho's cashless garages to be competitive and reasonable. The services provided with the Reliance Car Insurance Policy MG were worth every penny, and I felt that I got good value for my money.

    Read More

    Y
    By Yashvi Singhal
    On: July 21, 2023
  • Best Decision for My Car

    Opting for InsuranceDekho's Zero Dep car insurance policy was the best decision I made for my Mitsubishi car. The Reliance Car Insurance Policy offers excellent coverage without any depreciation deduction. It gives me peace of mind knowing that my car is protected without any additional expenses on my part.

    Read More

    S
    By Sabrina Tripathi
    On: July 19, 2023
  • No Claim Bonus Protection

    InsuranceDekho's own damage policy protected my No Claim Bonus (NCB) even when I made a claim for my Maruti car under the Reliance Car Insurance Policy. This feature was beneficial as it rewarded my safe driving history.

    Read More

    G
    By Gargi Dutta
    On: July 17, 2023
  • Peace of Mind at an Affordable...

    InsuranceDekho's Zero Dep car insurance policy offers great peace of mind at an affordable price. With zero depreciation, I don't have to worry about bearing the cost of repairs after an accident. The entire process of buying the Reliance Car Insurance Policy for my Ford car was amazing. The claim process was smooth, and the customer support team was helpful throughout. Highly recommended!

    Read More

    By Vinay Tripathi
    On: July 13, 2023
  • The convenience of Direct Bill...

    InsuranceDekho's cashless garages offer the convenience of direct billing to the insurance company. I didn't have to worry about paying upfront and seeking reimbursement later for my Reliance Car Insurance Policy. The garage took care of the billing process for my Tata car, making it hassle-free.

    Read More

    K
    By Khushi Jain
    On: July 11, 2023
  • Hassle-Free Roadside Assistanc...

    InsuranceDekho's comprehensive Reliance Car Insurance Policy included hassle-free roadside assistance for my Honda car. Whether I needed a towing service or emergency fuel, their assistance team was readily available to provide the necessary support.

    Read More

    S
    By Sonali Sharma
    On: July 7, 2023
  • Hassle-free Repairs and Cashle...

    I recently had to repair my Hyundai car due to own damage under my Reliance Car Insurance Policy. The cashless facility at InsuranceDekho made the process incredibly convenient. I was able to choose from a network of authorized garages where I could get my car repaired without any out-of-pocket expenses. I appreciate the convenience provided by the cashless facility.

    Read More

    S
    By Subhash Dhaiya
    On: July 5, 2023
  • Hassle-free Claim Settlement

    Filing a claim for my Reliance Car Insurance Policy was a hassle-free experience. InsuranceDekho was proactive in assisting me throughout the process, ensuring that I had all the necessary information and documentation. They handled the claim for my Mahindra car professionally and settled it without any unnecessary delays. Their efficient claim settlement process has made me confident in their ability to handle future claims.

    Read More

    M
    By Maya Pathak
    On: June 29, 2023
  • Third-Party Car Insurance is a...

    Third-party car insurance is a smart and affordable choice for responsible drivers. It provides the essential coverage needed to protect against liabilities and legal complications. With The Reliance Car Insurance Policy which I purchased from the InsuranceDekho for my Skoda, I can enjoy the benefits of insurance without straining my budget, making it a win-win situation for both safety and financial security.

    Read More

    S
    By Shardha Bhuva
    On: June 27, 2023
Reliance Reviews

924 Reliance Cashless Garages in India

Reliance Cashless Garages

Reliance Car Insurance Add-On Cover FAQs

  • How many add-on covers for car insurance are offered by Reliance?

    Reliance General Insurance provides a range of add-on covers which comprise Nil Depreciation, No Claim Bonus Retention, Consumables, Engine Cover, Key Protect Cover, Daily Allowance Benefit, EMI Protection, Total Cover, and Electrical or Electronic Accessories.

  • Will I have to pay more to opt for add-on covers?

    Yes, you will have to pay an additional premium for the add-on covers in addition to the premium of your base insurance cover.

  • Is it compulsory to add an add-on cover in the car insurance policy?

    No, owning an add-on cover in your car insurance policy is not compulsory. It is an optional benefit that you can use to enhance the coverage of your car insurance cover.

  • When can I purchase the Reliance car insurance add-on covers?

    You can buy the car insurance add-on covers either at the time of policy purchase or during the policy renewal process.

  • How many add-on covers can I buy at a time?

    There is no limit to opt for add-on covers. It means you can add as many add-on covers as you wish at a time in your car insurance policy.

FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy # within 5 mins
  • More than 45 Lac happy customers
  • Claim Support available all 7 days of the week

Reliance Car Insurance Contact Details

For any assistance or query, call us on:

Car Insurance News

News
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
Reliance Car insurance starting from ₹ 2094/year*
Proceed without car numberI have a brand new car

Partner Car Insurance Companies

Car Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Car IDV

You may also be interested in

    Car Insurance Add-On Covers

    Related News

    Car Insurance News

    Become Motor Insurance Agent

      Car Insurance in 60 Seconds
      • Car No.Bike Policy Steps
      • Select Plan Bike Policy Steps
      • Policy Issued
      Reliance Car insurance starting from ₹ 2094/year*
      Proceed without car numberI have a brand new car

      Car Insurance starting from
      ₹6/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your car number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.