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Calculate Your Car Insurance Price Online

Select your car brand

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Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Car Insurance Premium Calculator?

A car insurance premium calculator is an online instrument meant to assist you in getting the right amount of premium for your car insurance. You can get the customised results with this calculator, simply by entering the details of your car and the status of your No Claim Bonus. By deriving the correct premium amount, you can opt for a premium quote among many available in the market according to your requirement and budget.

How to Use a Car Insurance Premium Calculator?

You can use the car insurance calculator at InsuranceDekho by following the steps given below:

Step 1: Choose the Make, Model, Variant and Fuel Type of your car.

Step 2: Choose the Purchase Year and Registered City of your car.

Step 3: Inform us, if you have made any claim against your car insurance in your last policy term

Step 4: Hit the ‘Calculate’ button after filling all the required details and get the right IDV and premium amount for your car insurance.

Benefits of Car Insurance Premium Calculator

InsuranceDekho’s car insurance premium calculator offers you the following benefits:

1. Right Insured Declared Value – You can obtain the correct Insured Declared Value (IDV) of your car. The amount of IDV is what you are entitled to receive as compensation against your car’s theft and total loss. Holding the right value of IDV for your car is the utmost crucial for you.

2. Correct Premium – This premium calculator informs you about the actual value of premium that you should be paying to have insurance for your car.

3. Guidance to Make Well-Informed Decision – With the right premium amount and IDV of your car insurance policy, generated from our premium calculator, you can make a well-informed decision.

4. Helps You Choose the Right Plan –The information about the right amount of IDV and premium, computed by the premium calculator, assists you in picking the best premium quote for yourself from among the available choices.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

A range of factors determines the amount of premium for standalone own-damage and comprehensive car insurance policies. The factors comprise the make, model, variant, engine capacity, fuel type, RTO location, etc., of your car. Utilise this Premium Calculator to get to know the right premium amount of your car insurance.

Factors Which Determine Car Insurance Premium

Listed below are some factors that affect the premium of car insurance:

1. Insured Declared Value (IDV): Insured Declared Value is the market value of your car that is calculated on the basis of your car's make, model, and variant. The value of your car depreciates with time which decreases its IDV thereby decreasing the premium for your car insurance policy.

2. Anti-Theft Devices: Having ARAI-approved anti-theft devices installed on your car keeps it secure thereby reducing the chances of it getting stolen. This ultimately reduces the insurer’s liability and hence reduces your car insurance premium too.

3. Engine’s Cubic Capacity: If the cubic capacity of the engine of your car is high, then it will use more consumables as well as move faster thereby increasing the risk on road. Hence, you will be charged a higher premium.

4. Add-On Benefits: Insurance companies offer various add-on benefits like return to invoice cover, and zero depreciation cover that provide extra coverage to your car. You can opt for them by paying a higher premium.

5. Modifications: You can modify your car to increase its performance or the aesthetic look. But you must be aware that modifications may lead to a higher car insurance premium as it compromises with the in-built safety features of your car which increases the chances of theft or accident.

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Liberty Car Insurance User Reviews

4.8
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439 User reviews
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What users are saying
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  • Knowledgeable Advisors

    The advisors at InsuranceDekho are knowledgeable and provided me with valuable insights during the renewal process of the Liberty Car Insurance Policy. It was reassuring to know I was making informed decisions for my Mercedes-Benz.

    Read More

    S
    By Sarah Negi
    On: November 22, 2023
  • Helps You Stay Within Budget

    With the premium calculator, I could easily adjust my coverage for the Liberty Car Insurance Policy and options to stay within my budget. It's a fantastic way to get the protection I need for my Chevrolet car without overspending.

    Read More

    A
    By Asmita Khambre
    On: November 16, 2023
  • Quick and Hassle-Free Premium ...

    I was looking for a good car insurance policy for my Chevrolet car. The premium calculator on InsuranceDekho is a game-changer. It's fast, efficient, and hassle-free. I appreciate being able to get a quick estimate of the Liberty Car Insurance Policy without going through lengthy forms and phone calls.

    Read More

    J
    By Jitender Kumar
    On: November 8, 2023
  • Support for Car Owners

    InsuranceDekho's cashless garage support with the Liberty Car Insurance Policy is comprehensive. They cover everything from minor repairs to major overhauls for my Toyota car, catering to all my needs.

    Read More

    By Pankaj Rana
    On: October 18, 2023
  • No Hidden Costs

    I appreciate that there are no hidden costs or surprises with InsuranceDekho's Zero Dep insurance for my Hyundai car. With the Liberty Car Insurance Policy, what you see is what you get, and that level of transparency is commendable.

    Read More

    V
    By Viaks Shankar
    On: October 3, 2023
  • Staying Loyal for Cashless Ben...

    I'm a loyal customer of InsuranceDekho because of their excellent cashless garage benefits. It's a significant reason why I renew my Liberty Car Insurance Policy for my BMW with them.

    Read More

    S
    By Sanya Bisht
    On: September 27, 2023
  • Effortless Claims Resolution

    InsuranceDekho made claims resolution effortless. Their team handled everything efficiently for my Liberty Car Insurance Policy claim that I filed for my Renault car, making it a stress-free experience.

    Read More

    By Madhurima Khurrana
    On: September 20, 2023
  • Total Peace of Mind with Own D...

    Recently I bought the Liberty Car Insurance Policy and with that InsuranceDekho's own damage coverage gives me total peace of mind. I know my Skoda car is protected against a wide range of risks.

    Read More

    V
    By Vinod Kamath
    On: September 15, 2023
  • Simplified Premium Calculation...

    I found InsuranceDekho's premium calculator to be a simplified way to calculate insurance costs for the Liberty Car Insurance Policy that I purchased for my Chevrolet car. It's a must-use for anyone purchasing insurance.

    Read More

    P
    By Prachi Yadav
    On: September 13, 2023
  • Value for Money Protection

    I believe InsuranceDekho's zero depreciation policy provides excellent value for money. The Liberty Car Insurance Policy with the zero dep ensures my MG car retains its value on the road and in my wallet.

    Read More

    By Maya Anand
    On: September 11, 2023
  • Legal and Responsible Driving

    With a Third-Party Car Policy, I can practice legal and responsible driving. InsuranceDekho's Liberty Car Insurance Policy ensures that my Renault car is covered against third-party risks, promoting responsible road behavior.

    Read More

    S
    By Sahil Khan
    On: September 7, 2023
  • Prompt Renewal Assistance

    2 years ago I purchased the Liberty Car Insurance Policy for my MG car. InsuranceDekho's support team was prompt and helpful whenever I needed assistance during renewal. Their guidance made the process smoother.

    Read More

    R
    By Rajan Negi
    On: September 4, 2023
  • Accurate and Fair Damage Asses...

    InsuranceDekho's damage assessment process was accurate and fair. I didn't face any issues with the claim settlement of my Liberty Car Insurance Policy for my Ford car.

    Read More

    B
    By Bilal Vohra
    On: August 28, 2023
  • Seamless Integration with the ...

    InsuranceDekho's premium calculator is seamlessly integrated with the insurance buying process. It made the entire journey from quote to purchase the Liberty Car Insurance Policy for my MG car hassle-free.

    Read More

    By Leila Banarjee
    On: August 24, 2023
  • Saves Money in the Long Run

    Choosing InsuranceDekho's zero depreciation policy saved me money in the long run. I didn't have to worry about depreciation-related expenses. The Liberty Car Insurance Policy proved to be the best for my Mahindra car.

    Read More

    C
    By Chirag Kansal
    On: August 22, 2023
  • Peace of Mind with Own Damage ...

    Having my own damage insurance from InsuranceDekho’s Liberty Car Insurance Policy gives me peace of mind, knowing that my Mercedes-Benz is protected against various risks on the road.

    Read More

    A
    By Abhinav Jain
    On: August 16, 2023
  • Competitive Premium Rates on R...

    I was pleasantly surprised by the competitive premium rates offered by InsuranceDekho on the renewal of the Liberty Car Insurance Policy for my Chevrolet car. It made sticking with them an easy decision.

    Read More

    By Harmeek Kaur
    On: August 11, 2023
  • Peace of Mind During Emergenci...

    Having access to Liberty Car Insurance Policy’s cashless garages from InsuranceDekho gave me peace of mind during an unfortunate roadside breakdown. I was able to get my Audi car towed to a nearby garage and have it repaired without any financial worries.

    Read More

    A
    By Aviral Das
    On: August 9, 2023
  • Luxury Car Owners Rejoice!

    As a luxury car owner, I couldn't be happier with the Liberty Car Insurance Policy’s zero depreciation coverage from InsuranceDekho. It's tailored for high-value vehicles, ensuring I receive the best protection for my Mercedes car without worrying about depreciation.

    Read More

    A
    By Aakrit Batra
    On: August 7, 2023
  • Seamless Online Renewal Proces...

    InsuranceDekho's Liberty Car Insurance Policy renewal process was seamless. I could renew my policy online within minutes without any hassle. Their user-friendly interface made it a breeze, and I'll definitely use it again next year for my Lamborghini.

    Read More

    A
    By Arun Grover
    On: August 3, 2023
  • Zero Depreciation - A Wise Inv...

    Choosing InsuranceDekho's zero depreciation cover for my Liberty Car Insurance Policy was a wise investment. It not only saved me money on repairs for my Honda car but also gave me peace of mind knowing that my car was fully protected.

    Read More

    P
    By Puja Sharma
    On: July 28, 2023
  • Affordable Premiums Third Part...

    InsuranceDekho offers affordable premiums for their third-party car insurance coverage. I am pleased with the comprehensive coverage options that came with the Liberty Car Insurance Policy for my Mahindra car, ensuring that I am protected against any unforeseen events on the road.

    Read More

    V
    By Vikas Kumar
    On: July 24, 2023
  • Convenient Premium Comparison

    The premium calculator offered by InsuranceDekho makes it convenient to compare premiums across different insurers. It eliminates the need to visit multiple websites or contact various agents. I can quickly compare premiums and coverage options in one place and immediately bought the Liberty Car Insurance Policy for my Renault car.

    Read More

    T
    By Tanu Srivastava
    On: July 20, 2023
  • Smooth Coordination during a c...

    When I asked for a claim for my Kia car, InsuranceDekho seamlessly coordinated with me as I had the Liberty Car Insurance Policy from them. They ensured that the claim was done promptly and kept me updated throughout the process. I appreciate their efforts in making the claim process smooth.

    Read More

    By Radhya Garg
    On: July 18, 2023
  • Accidental Covered with compre...

    When my Chevrolet car had an accident, InsuranceDekho's comprehensive coverage took care of the damages to my vehicle. The process under the Liberty Car Insurance Policy was smooth, and the repairs were done professionally.

    Read More

    K
    By Kyra Sharma
    On: July 14, 2023
  • Reliable Third-Party Coverage

    The third-party car insurance that I added to my Liberty Car Insurance Policy for my Nissan car from InsuranceDekho provided reliable coverage for any damages or injuries caused to third parties in an accident. It ensured financial protection and peace of mind.

    Read More

    By Dinesh Garg
    On: July 12, 2023
  • Transparent Cost Breakdown

    The premium calculator provided a transparent breakdown of the costs involved in the Liberty Car Insurance Policy’s coverage for my Volvo. It helped me understand how factors such as deductibles, add-ons, and discounts affected the premium amount.

    Read More

    H
    By Hardik Bohra
    On: July 10, 2023
  • Seamless Cashless Claims Exper...

    InsuranceDekho's cashless garages provide a seamless claims experience. I had an accident, and the entire repair process was hassle-free. Because of the Liberty Car Insurance Policy that I purchased for my BMW, the garage directly coordinated with the insurance company for cashless settlement, saving me time and effort.

    Read More

    M
    By Manoj Tyagi
    On: July 6, 2023
  • Fair Assessment and Quick Sett...

    When I had to make my own damage claim, InsurancdeDekho's assessment of the damages was fair and accurate. They thoroughly inspected my BMW and promptly provided an estimate for the repairs. The settlement process with the Liberty Car Insurance Policy was smooth, and the repair costs were quickly reimbursed. I appreciate their efficiency and fair assessment during the claim settlement.

    Read More

    S
    By Saransh Yadav
    On: July 4, 2023
  • Smooth and Convenient Car Insu...

    I recently renewed my Liberty Car Insurance Policy for my BMW, and I am delighted to share my positive experience with the renewal process. The entire process at was smooth, convenient, and hassle-free, and I couldn't be happier with the service provided by InsuranceDekho.

    Read More

    V
    By Vikram Ahuja
    On: June 30, 2023
Liberty Reviews

473 Liberty Cashless Garages in India

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Liberty Car Insurance Premium Calculator FAQs

  • What factors determine the premium of a car insurance policy?

    There are various factors that affect the premium of a car insurance cover such as Insured Declared Value (IDV), Anti-Theft Devices, Engine’s Cubic Capacity, Add-On Covers, No Claim Bonus (NCB), Modifications, Age of the Owner, and so on.

  • Does the premium calculator compute the premium only for old car?

    Yes, the premium calculator helps you get the premium for new as well as old or used cars.

  • Why should I use the car insurance premium calculator?

    The car insurance premium calculator gives you great assistance in getting the values of IDV of your car and the premium amount offered by different insurers in the market. It will help you select an affordable policy and make wiser decisions in relation to the car insurance cover.

  • What details are need to be filled in the premium calculator?

    You need to enter a few details like make and model of your car, RTO location of your car, registration year of your car, etc., to find the right premium provided by various insurers for a car insurance policy.

  • Where can I find the premium calculator to use it?

    You can get the best premium calculator to calculate the premium and IDV for your insurance plan at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

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