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Disclaimer: Actual Premium might vary basis your location, age and number of members

What is Car Insurance Premium Calculator?

A car insurance calculator is a digital tool that helps you to know the right amount which you should pay as the insurance premium of your car. The insurance premium calculator calculates the premium amount on the basis of your car details and your No Claim Bonus status. By knowing the right premium amount using the calculator you can choose the premium quote from the available premium quotes which suits you the best.

How to Use Car Insurance Premium Calculator?

Step 1: Choose your Car’s Make, Model, Variant and Fuel Type.

Step 2: Choose Car’s Registered City and the Year of Purchase.

Step 3: Let us know if you had any insurance claim against your car in the previous policy period.

Step 4: Click on ‘Calculate’ and the correct IDV and car insurance premium will be displayed to you.

Benefits of Car Insurance Premium Calculator

1. Right Insured Declared Value - The premium calculator helps you know the right Insured Declared Value of your car. IDV is the amount which you get as compensation in case of theft and total loss of your car.

2. Correct Premium - The premium calculator tells you the correct premium amount for your car insurance plan.

3. Helps you Make an Informed Decision - By telling you the right IDV and premium amount the premium calculator helps you make an informed decision.

4. Helps You Choose the Right Plan - The knowledge of the right premium amount and IDV provided helps you compare different plans and choose the insurance plan which suits your requirements in the best manner

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source:IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium amount for standalone own-damage and comprehensive car insurance plans depends on a variety of factors like the make, model, variant, fuel type of your car, its RTO location, etc. Use our Premium Calculator to know the insurance premium for your car instantly.

Factors Which Determine Car Insurance Premium

1. Anti-Theft Devices – The anti-theft devices ensure the safety of your car, which minimize the risk of offering compensation to the insurance company. Hence, insurance providers charge a lesser amount of premium from the cars equipped with anti-theft devices.

2. Insured Declared Value (IDV) – The Insured Declared Value of car denotes its current value. It is also the amount that an insurance company has to provide to its policyholder in the event of theft or total loss. So, higher the IDV will be, higher will be the premium cost.

3. Year of Registration – The year of registration reveals the age of a car. It is a common fact that with every passing year increased depreciation applies on the car that reduces its value. It means insurers have to offer lower compensation for an old car. Therefore, older cars are charged with a lower amount of premium than from the newer cars.

4. No Claim Bonus (NCB) – The NCB is a discount on the premium amount, offered by the insurance company to its policyholders for not requesting any claim in the last policy term. The provided discount increases every claim free year and ranges between 20% to 50%. It means higher NCB will bring down the premium amount of the car.

5. Add-On Options – The add-on options under the car insurance plans offer additional protection to the cars, which can only be availed by paying an extra amount. Thus, the more the add-on covers will be included in the policy, the higher will be the cost of premium.

Must Read Articles before buying Tata Aig Car Insurance

TATA AIG Car Insurance User Reviews

Write your review
What users are saying
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  • Broken Window Repair

    While my car was parked in authorised parking, someone broke the window in an attempt to steal my bag from the car. Thankfully he could not steal my bag, and my window was replaced at a TATA AIG cashless garage in less than a couple of days. The quality of the window is impressive, the garage used an original piece to replace my window. Thanks to InsuranceDekho for suggesting TATA AIG based on their quick services.

    M
    By Maya Manchanda
    On: July 1, 2024
  • NCB Benefits

    I had TATA AIG car insurance for four years and was considering discontinuing it as I never took a claim. But then the NCB discount tempted me to continue and made me choose safety over risk. InsuranceDekho was the reason why I chose TATA AIG so kudos to the team as my car is insured for another year!

    S
    By Shivenendra Theratipally
    On: June 25, 2024
  • Responsive customer care

    I was struggling to endorse my policy as I was transferred to a different city, then I contacted the grievance redressal who helped me very effectively and I got my new policy documents in a few days following that. It was very helpful as I was caught up with many other things as well. Glad that I took assistance from InsuranceDekho in the process as well as choosing TATA AIG.

    R
    By Rupali Sharma
    On: June 25, 2024
  • Roadside assistance

    I was stuck on the highway when my car stopped working and smoke came from the engine. I was worried but my roadside assistance add-on from TATA AIG saved my day. In about 30 minutes they sent help and towed my car to the nearest garage as well. My car was repaired at a cashless garage and it did not take much long as well. Really amazing service, thanks to InsuranceDekho for suggesting TATA AIG.

    S
    By Shanti Jha
    On: June 24, 2024
  • Reimbursement process

    I am very fond of TATA AIG Car insurance. I got my claim last week through the reimbursement process and it was very smooth. I got my car repaired at my personally trusted garage and got the reimbursement from the insurer without any trouble. Thanks to InsuranceDekho for suggesting TATA AIG.

    S
    By Shayra Sharma
    On: June 20, 2024
  • Great Home visit assistance

    I had never taken own damage insurance but recently I got myself a new SUV. The thought of any damage happening to it would not let me sleep. So I compared all insurer quotes on InsuranceDekho and chose to get home assistance. A very kind relationship manager paid a visit to my home and took me through the whole process. He gave me a feeling that this was a good decision and suggested continuing with TATA AIG due to the relatively low premium and extra services. I have been sleeping better since then :)

    A
    By Anjani Nikam
    On: June 10, 2024
  • Awesome Buying Experience

    Good experience while purchasing two-wheeler third-party insurance on the insurance dekho portal. All most all insurers are available.

    V
    By Vinit Bansal
    On: March 2, 2024
  • Customer-Centric Approach to T...

    InsuranceDekho's customer-centric approach extends to their Third-Party Car Insurance for my Chevrolet car. The Tata AIG Car Insurance Policy ensures that you understand the legal requirements and make the process hassle-free.

    By Vibhas Mahendru
    On: October 18, 2023
  • Convenient Payment Settlement

    Settling payments after repairs at a cashless garage with InsuranceDekho’s Tata AIG Car Insurance Policy is convenient for my Honda car. It's one less thing to worry about during a challenging situation.

    B
    By Brahmjot Singh
    On: October 16, 2023
  • Efficient Repairs and Assistan...

    In the unfortunate event of an accident of my Ford car, I knew that InsuranceDekho's comprehensive coverage will ensure efficient repairs and assistance. The Tata AIG Car Insurance Policy is a comforting safety net.

    By Nisar Ahmed
    On: October 12, 2023
  • Transparent Policy Details for...

    One of the things I appreciate most about InsuranceDekho is their transparency in presenting policy details. They provide all the necessary information, including terms and conditions, coverage limits, and exclusions, upfront. This made it easier for me to make an informed decision to buy the Tata AIG Car Insurance Policy for my Mahindra car.

    A
    By Anya Shukla
    On: September 27, 2023
  • No Out-of-Pocket Expenses

    I appreciate that I didn't have to pay out-of-pocket expenses at InsuranceDekho's cashless garages. The Tata AIG Car Insurance Policy that I bought for my Skoda was a life saver. It's a huge relief during unexpected repair situations.

    R
    By Ronit Shetty
    On: September 25, 2023
  • Prompt Assistance during Emerg...

    During a roadside emergency with my Toyota car, the Tata AIG Car Insurance Policy that I took from InsuranceDekho's comprehensive coverage provided prompt assistance. They ensured my car was back on the road in no time.

    By Samara Gupta
    On: September 21, 2023
  • Timely Renewal Certificates

    The renewal certificates from InsuranceDekho are always provided promptly. This attention to detail makes the renewal process for the Tata AIG Car Insurance Policy for my Skoda car reassuring and stress-free.

    T
    By Tanisha Mahajan
    On: September 18, 2023
  • Peace of Mind in Every Drive

    With InsuranceDekho's own damage policy, I enjoy peace of mind during every drive. This benefit along with the Tata AIG Car Insurance Policy is a safety net that keeps my Kia car secure.

    S
    By Sheila Prathan
    On: September 13, 2023
  • Accurate Estimates for Informe...

    InsuranceDekho's premium calculator provided accurate estimates, which allowed me to make informed decisions about my car insurance. I finally bought the Tata AIG Car Insurance Policy for my Audi car.

    P
    By Priya Pulkit
    On: September 11, 2023
  • Saving Time and Money

    The Cashless Garages have saved me both time and money. I don't need to worry about finding the right garage or negotiating repair costs for my Skoda car; it's taken care of through InsuranceDekho’s Tata AIG Car Insurance Policy.

    M
    By Molly Jacob
    On: September 5, 2023
  • Ideal for New and Luxury Cars

    For new car owners, InsuranceDekho's Zero Depreciation Policy is ideal. When I bought my new Ford car, I immediately insured it with the Tata AIG Car Insurance Policy. It ensures that any damage repairs are covered without the typical depreciation deductions.

    U
    By Umer Aziz
    On: September 1, 2023
  • Effortless Renewal Process

    Renewing my Tata AIG Car Insurance Policy through InsuranceDekho was effortless. Their streamlined process made renewing my insurance for my MG a breeze.

    A
    By Aadi Mahajan
    On: August 29, 2023
  • Highly Efficient Claims Settle...

    InsuranceDekho's own damage insurance claims settlement with the Tata AIG Car Insurance Policy process was highly efficient. It took away the stress during a challenging situation for my Audi car.

    M
    By Mona Bharajwaj
    On: August 24, 2023
  • Simplified Policy Selection Pr...

    InsuranceDekho's premium calculator simplified my policy selection process. It presented the options clearly, making it easier to pick the perfect Tata AIG Car Insurance Policy for my BMW.

    S
    By Sumit Joyal
    On: August 22, 2023
  • No Hassles, No Delays with Ins...

    I experienced no hassles or delays when filing a claim with InsuranceDekho for the Tata AIG Car Insurance Policy for my Hyundai car. They handled everything efficiently, and I couldn't be happier.

    By Gurneet Singh
    On: August 16, 2023
  • Comprehensive Policy, Comprehe...

    InsuranceDekho's comprehensive policy truly lives up to its name. The Tata AIG Car Insurance Policy provides comprehensive protection for my Kia car and ensures I'm financially secure.

    A
    By Avtar Johar
    On: August 11, 2023
  • Compliance Made Easy with Thir...

    InsuranceDekho's third-party Tata AIG Car Insurance Policy made it easy for me to comply with the legal requirements. I can drive my Hyundai with confidence, knowing I'm insured.

    A
    By Anant Sharma
    On: August 9, 2023
  • Accurate Premium Estimates

    I was skeptical about online premium calculators, but InsuranceDekho's accuracy surprised me. The estimated premiums were quite close to the actual ones while buying the Tata AIG Car Insurance Policy for my Renault car. I appreciate the level of detail provided for each policy.

    K
    By Kartik Balaji
    On: August 7, 2023
  • Saved Me Money!

    Insurance Dekho's premium calculator saved me a significant amount on the insurance premium for the Tata AIG Car Insurance Policy . It's a fantastic tool for getting the best value for money for my Ford car.

    P
    By Priya Kalyan
    On: July 28, 2023
  • Complete Peace of Mind with Ze...

    I opted for InsuranceDekho's zero depreciation cover when I purchased the Tata AIG Car Insurance Policy, and it was a game-changer! I no longer worry about the value of my Renault car depreciating during a claim. It's a must-have add-on for all car owners.

    By Komal Kumari
    On: July 24, 2023
  • Cashless Claim Facility

    InsuranceDekho's own damage policy provided a cashless claim facility. It meant that I didn't have to worry about arranging cash for repairs for my Skoda car. Everything was taken care of smoothly as I was sure with the Tata AIG Car Insurance Policy. Happy to recommend it to my family and friends.

    G
    By Girish Singhal
    On: July 20, 2023
  • Multiple Payment Options

    InsuranceDekho offered multiple payment options for renewing my Tata AIG Car Insurance Policy for my Mercedes-Benz. It provided flexibility and allowed me to choose the most convenient method.

    By Raima Das
    On: July 18, 2023
  • Hassle-Free Claims with Third-...

    Making a claim under InsuranceDekho's third-party Tata AIG Car Insurance Policy for my Volvo was a hassle-free process. The dedicated claims team assisted me throughout, ensuring a smooth experience.

    S
    By Shaura Malhotra
    On: July 14, 2023

191 Tata Aig Cashless Garages in India

Tata AIG Car Insurance Premium Calculator FAQs

  • What factors determine the amount of premium of a car insurance policy?

    There are numerous factors which impact the amount of premium of a car insurance policy such as Add-on Options, Insured Declared Value (IDV), Anti-theft Devices, No Claim Bonus (NCB), Year of Registration, etc.

  • How do car insurance premium calculators benefit me?

    The car insurance premium calculator will help you get an accurate premium amount for car insurance plans and IDV of your car offered by different insurers in the market, which will enable you to choose an economical policy and make prudent decisions about car insurance.

  • What type of details are needed to be entered in the car insurance premium calculator?

    You need to enter details such as make, model and variant of the car, fuel type of the car, RTO location of the car, engine capacity of the car, registration year of the car, etc., on the premium calculator to get the premium amounts provided by different insurance providers.

  • Can I use the premium calculator to compute premium for my old car?

    Yes, the premium calculator can be used to get the premium for new as well as old cars.

  • Where can I find the best premium calculator to calculate the premium for my plan?

    You can get the best premium calculator to get the premium and IDV for your policy at the website of InsuranceDekho, i.e., www.insurancedekho.com.

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TATA AIG Car Insurance Contact Details

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Cashless Garages in Popular Cities

CityNo of Garages
Delhi172
Mumbai111
Bangalore84
Chennai83
Hyderabad70
Gurgaon41
Ahmedabad32
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.