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Key Features:
  • Right Green Tick Spot Claim Upto Rs 20,000
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Easy Video Claims
  • Right Green Tick Zero Paper Claims

Calculate Your Car Insurance Price Online

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  • Hyundai
  • Honda
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Which city is your car registered in?

  • Ahmedabad
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When did you buy your car?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Car Insurance Premium Calculator?

A car insurance premium calculator can be understood as a digital or online method developed to assist you in attaining the actual premium amount. It requires you to fill up the basic details of your car such as your car’s make, car’s model, year of registration, RTO location, etc to get the correct insurance premium for your car. Entering all these details will make the insurance calculator generate a premium for you.

How to Use a Car Insurance Premium Calculator?

Step 1: Choose the Make, Model, Variant and Fuel Type of your car.

Step 2: Choose the Registered City and the Year of Purchase of your car

Step 3: Declare if you have made any car insurance claim against your car in the last policy term.

Step 4: Hit the ‘Calculate’ button to get the right IDV and premium amount for your car insurance.

Benefits of Car Insurance Premium Calculator

1. Right IDV – The calculator allows you to get the right IDV, which suits the make, model and age of your car. By acquiring the Right IDV, you can get the actual market value of your car in case of theft or any loss.

2. Correct Premium – No doubt, this is the basic reason for using this calculator. It helps in making available a lot of car insurance premium quotes to choose from. This will assist you in getting the best plans at the best prices.

3. Assist in Making an Informed Decision – With this calculator, you can easily make prudent decisions to safeguard your car. Besides, it assists you in understanding the factors involved in the computation of the amount of your car insurance premium.

4. Gives an Economical Approach – This premium calculator gives you the correct premium for your car which helps you compare available premium quotes and select the best deal as per your budget and requirement.

Third Party Car Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (3-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Under 1,000 cc

Rs. 5,268

Rs. 2,072

Between 1,000 cc and 1,500 cc

Rs. 9,534

Rs. 3,221

Above 1,500 cc

Rs. 24,305

Rs. 7,890

(Source: IRDAI)

Premium for Comprehensive and Standalone Own-Damage Car Insurance Plans

The premium for standalone own-damage and comprehensive car insurance plans depends on various factors such as make, model, and variant of the car, fuel type of the car, registration location of the car, and so on. Calculate your premium by entering the details of your car with the help of our premium calculator.

Factors Which Determine Car Insurance Premium

Given below are some factors that affect the premium for car insurance:

  • Insured Declared Value (IDV): IDV is the maximum amount that you can claim from an insurer in case your car gets damaged or stolen. IDV is decided by the insurer considering your car’s make, model, and variant. Higher the IDV of your car, higher premium you will be required to pay to get it insured.
  • Engine’s Cubic Capacity: Your car will require more consumables if its cubic capacity is higher. So, you will be required to pay a higher premium if you own a car with a higher cubic capacity and you want to get it insured, and vice versa.
  • Number of Add-Ons: Add-ons are additional coverage benefits that you can purchase with your car insurance policy. You can buy add-on benefits like zero depreciation, roadside assistance cover, etc by paying some extra premium and enhancing the coverage for your car.
  • Anti-Theft Devices: Installing anti-theft devices reduced the chances of your car getting stolen which further reduced the liability on the insurer. So, if you have ARAI-approved anti-theft devices installed in your car, then you will be required to pay a lesser premium.
  • No Claim Bonus (NCB): Another factor that affects your car insurance premium is No Claim Bonus. Insurers offer a discount on car insurance premium to the policyholders as a reward for no claim made during a policy term. Usually, the No Claim Bonus ranges between 20%-50%.

Must Read Articles before buying Kotak Car Insurance

Kotak Car Insurance User Reviews

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What users are saying
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  • Protecting Your Car's Worth

    Zero-dep insurance is all about protecting your car's worth. InsuranceDekho’s Kotak Car Insurance Policy ensured that my investment in the policy for my Hyundai car is safeguarded to the fullest.

    V
    By Vedashi Bidani
    On: November 24, 2023
  • No Worries, No Surprises

    The beauty of having own damage coverage with the Kotak Car Insurance Policy is that there are no worries and no surprises. I know that my Nissan car is protected against the unexpected, and that's invaluable.

    S
    By Sanjiv Kapila
    On: November 22, 2023
  • Seamless Policy Extension

    I extended my Kotak Car Insurance Policy through InsuranceDekho, and the process was seamless. The coverage continued without interruption, providing me with continuous protection for my Skoda car.

    A
    By Anshu Nayyar
    On: November 15, 2023
  • Invest in Hassle-Free Renewals...

    I consider my choice to invest in the renewal of the Kotak Car Insurance Policy through InsuranceDekho as an investment in hassle-free, continuous coverage. They make sure that I drive my Honda car with confidence, knowing my car is protected.

    M
    By Mamta Rajender
    On: October 30, 2023
  • Tailored to My Needs

    InsuranceDekho's premium calculator doesn't offer a one-size-fits-all solution. It tailors premiums to match my specific needs to the Kotak Car Insurance Policy that I bought from the online portal, ensuring I get the coverage I want at a fair price for my MG car.

    S
    By Saisha Manchanda
    On: October 17, 2023
  • Prompt Claim Settlement under ...

    InsuranceDekho ensures prompt claim settlement for third-party coverage for the Kotak Car Insurance Policy, helping policyholders like me to get back on the road quickly after an accident of my Nissan car.

    G
    By Gunjan Reddy
    On: October 11, 2023
  • Own Damage Protection for My C...

    InsuranceDekho's own damage coverage with the Kotak Car Insurance Policy provides comprehensive protection for my Toyota car. It covers everything I need.

    K
    By Krishna Kumari
    On: September 29, 2023
  • Essential Coverage for Respons...

    InsuranceDekho's third-party coverage which is an added benefit of the Kotak Car Insurance Policy is essential for my Maruti car. It ensures you're financially responsible on the road.

    J
    By Jai Bhatia
    On: September 20, 2023
  • All-In-One Protection with Com...

    With InsuranceDekho's comprehensive policy, I get all-in-one protection under the Kotak Car Insurance Policy for my BMW car. It's the ideal solution for complete peace of mind.

    By Sandeep Singh
    On: September 14, 2023
  • Time-Saving Convenience

    Renewing my Kotak Car Insurance Policy for my Ford car through InsuranceDekho is a time-saving convenience. I no longer have to navigate complex paperwork; it's all done online with a few clicks.

    J
    By Jyotsna Rana
    On: September 12, 2023
  • Budget-Friendly Premiums

    I found InsuranceDekho's third-party car insurance to have budget-friendly premiums. The Kotak Car Insurance Policy an ideal choice for my Tata car for cost-conscious car owners.

    V
    By Vineeta Jain
    On: September 8, 2023
  • Confidence in Decision-Making

    The transparency and accuracy of the Premium Calculator instilled confidence in my decision-making to buy the Kotak Car Insurance Policy to insure my Mercedes-Benz. I know I'm choosing the right policy for my car without any doubts or uncertainties.

    D
    By Dheeraj Joshi
    On: September 6, 2023
  • Zero Depriciation, No Compromi...

    I appreciate how InsuranceDekho's Zero Depreciation Policy provides comprehensive coverage without compromises. The Kotak Car Insurance Policy truly considers the best interests of my Hyundai car.

    S
    By Shyamali Chalam
    On: September 4, 2023
  • Prompt Assistance during Emerg...

    During a roadside emergency, InsuranceDekho's comprehensive coverage provides prompt assistance. The Kotak Car Insurance Policy ensured my Ford car was back on the road quickly.

    R
    By Raavi Seth
    On: August 25, 2023
  • Efficient Renewal Follow-Ups

    InsuranceDekho's team followed up with me at every step of the renewal process for my Kotak Car Insurance Policy for my Nissan car, ensuring I didn't face any difficulties. Their efficiency is commendable.

    A
    By Arjun Bhaskar
    On: August 23, 2023
  • Transparent Policy Terms

    InsuranceDekho's own damage Kotak Car Insurance Policy had transparent policy terms, with no hidden clauses or surprises. I knew exactly what was covered for my Nissan car, making it easier to manage any future claims.

    J
    By Jay Prakash
    On: August 10, 2023
  • Renewed Policy Documents Insta...

    I was pleased to receive the renewed policy documents for my Kotak Car Insurance Policy from InsuranceDekho almost instantly after completing the renewal process. It saved me from any last-minute worries about my Mercedes-Benz coverage.

    S
    By Sapna Tandon
    On: August 8, 2023
  • Professional and Skilled Mecha...

    I trust InsuranceDekho's cashless garages because they have skilled mechanics who know what they are doing. As I was insured with the Kotak Car Insurance Policy, my Skoda car was handled with care, and the results were excellent.

    A
    By Abhishek Anand
    On: July 31, 2023
  • Transparent and Fair Claim Set...

    InsuranceDekho handled my claim for the Kotak Car Insurance Policy professionally and transparently. They kept me informed at every step and settled my claim fairly for my Mercedes-Benz. I appreciate their honesty and commitment to their customers.

    By Niti Tyagi
    On: July 25, 2023
  • Hassle-Free Comprehensive Cove...

    InsuranceDekho's comprehensive policy offered a hassle-free experience. From purchasing the Kotak Car Insurance Policy for my Mitsubishi car to making claims, everything was smooth and convenient.

    By Meher Dua
    On: July 21, 2023
  • Flexibility in Policy Period

    InsuranceDekho's third-party policy offered flexibility in the Kotak Car Insurance Policy period. I could choose the duration that suited my needs, ensuring continuous coverage for my Maruti car.

    N
    By Neel Sen
    On: July 19, 2023
  • Great for Exploring Different ...

    InsuranceDekho's premium calculator is a great tool for exploring different coverage scenarios. I can adjust deductibles, add-ons, and other parameters to see how they impact the premium. It helps me make informed decisions about my coverage for the Kotak Car Insurance Policy for my Renault.

    D
    By Diyati Nagpal
    On: July 17, 2023
  • Smooth and Effortless Renewal

    InsuranceDekho made the renewal process of my Kotak Car Insurance Policy smooth and effortless. It saved me a lot of time and hassle. Glad to have renewed the policy from them for my MG car.

    H
    By Hargun Chabra
    On: July 13, 2023
  • Expert Assistance throughout t...

    I received expert assistance from InsuranceDekho throughout the claims process of the Kotak Car Insurance Policy for my Toyota car. Their knowledgeable team guided me through the documentation requirements, providing the necessary support and advice.

    K
    By Karan Dangi
    On: July 11, 2023
  • Quick and Efficient Third Part...

    When I had an incident involving a third party, InsuranceDekho promptly settled the claim. I was so relieved to have secured my Skoda car the Kotak Car Insurance Policy. Their efficient claims settlement process ensured that the injured party received the necessary support and compensation.

    M
    By Monali Bendre
    On: July 7, 2023
  • Flexibility to Customize Cover...

    What I appreciate about my Kotak Car Insurance Policy's comprehensive coverage is the flexibility it provides to customize the coverage options. InsuranceDekho offers various add-ons and riders that allow me to tailor the policy to my specific needs. I have the freedom to enhance the coverage for my Ford car based on my requirements. This flexibility is a significant advantage of comprehensive coverage.

    G
    By Gaima Dhuni
    On: July 5, 2023
  • Own Damage Car Insurance Provi...

    From minor scratches to major accidents, my Own Damage Kotak Car Insurance Policy from InsuranceDekho has been my safety net. Knowing that I am financially protected against any damage to my Chevrolet gives me peace of mind on every journey. This policy's comprehensive coverage ensures that I can drive confidently, focusing on the joy of the ride.

    By Mocia Dabraal
    On: June 29, 2023
  • The premium calculator saves a...

    The premium calculator option at InsuranceDekho saved me a lot of time. I didn't have to call different insurance companies and get quotes. I was able to get all the information I needed from the calculator. And because of this I immediately took the decision of buying the Kotak Car Insurance Policy for my Mercedes-Benz. I would definitely recommend using this calculator for anyone who is shopping for car insurance.

    M
    By Mankia Jain
    On: June 27, 2023
  • Customer-Centric Approach

    Throughout the claim settlement process for my Kotak Car Insurance Policy for my Skoda car, InsuranceDekho demonstrated a customer-centric approach. They prioritized my satisfaction and ensured a satisfactory resolution. Their willingness to go the extra mile to assist and support me during a challenging time was highly appreciated.

    A
    By Aarav Chathopadhay
    On: June 23, 2023
  • Responsive and Professional Cu...

    Throughout my experience with InsuranceDekho, their customer service was exemplary. Whenever I had questions or needed assistance with the Kotak Car Insurance Policy for my Skoda car, their representatives were responsive and professional. They provided clear and detailed explanations regarding policy terms, coverage limitations, and claim procedures.

    V
    By Vridhi Chaudhary
    On: June 21, 2023

209 Kotak Cashless Garages in India

Kotak Car Insurance Premium Calculator FAQs

  • What factors determine the premium of a car insurance policy?

    There are various factors that affect the premium of a car insurance policy such as Engine’s Cubic Capacity, Insured Declared Value (IDV), No Claim Bonus (NCB), Anti-Theft Devices, the City of Registration, Number of Add-Ons, Age of the Owner, and so on.

  • Why should I use a car insurance premium calculator?

    The car insurance premium calculator will help you find the accurate premium for your car insurance policy, get the correct IDV of your car, and pick an affordable car insurance plan with right decisions about the car insurance plan.

  • What details should I enter in the car insurance premium calculator?

    You will be required to enter details like make of the car, the model of the car, RTO location of the car, registration year of the car, etc., to find the right premium offered by the insurers for a car insurance plan.

  • Can I use the premium calculator to calculate the premium for my old car?

    Yes, the premium calculator will assist you in finding the premium offered by different insurance providers for new as well as old or used cars.

  • Where can I find the car insurance premium calculator?

    You can find the best car insurance premium calculator to compute the premium and IDV at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

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Kotak Car Insurance Contact Details

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Cashless Garages in Popular Cities

CityNo of Garages
Bangalore87
Hyderabad46
Chennai46
Ghaziabad38
Ahmedabad2
Kolkata1
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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.