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Reliance Comprehensive Car Insurance

It is better to go for comprehensive car insurance plans instead of just third-party liability cover. Reliance General offers complete protection to your car, to yourself as well as the third-party liabilities through Reliance comprehensive plans

Regular maintenance can keep your car give good performance but it cannot save it from the unforeseen mishaps of the road. Instead of playing the fortune game, deal with the uncertainty of accidents with Reliance General comprehensive car insurance policy. Be it fire, flood, riots, earthquake or even theft, your car will always remain covered under a comprehensive plan. Reliance General also offers a 24x7 roadside assistance within a 25-km radius of the breakdown location, through the plan. Moreover, you can also add Anywhere Assist Services (chargeable) by downloading Anywhere Assist App on your Android Smartphone.

Reliance Comprehensive Car Insurance vs Third Party Car Insurance

Basis

Comprehensive Car Insurance

Third Party Car Insurance

Coverage

Comprehensive car insurance provides coverage for both own damage cover and the third party liabilities.

Third party car insurance covers any damage or loss caused to the third party by the insured’s car.

Add-ons

With the purchase of this policy, the policyholders can opt for various add-ons such as Zero Depreciation cover and Personal Accident cover.

This policy does not offer any add-on to the policyholders.

Premium

The premium for this policy is relatively higher since it provides extensive coverage.

The premium for this policy is lower given the limited coverage.

Nature of Requirement

It is optional.

It is made mandatory as per the Indian Motor Tariff.

What All Is Covered Under Reliance Comprehensive Car Insurance Plan?

With the Reliance comprehensive car insurance, the policyholders are secured from all the damage and loss caused due to any unwanted circumstances. The coverages provided under the Reliance comprehensive car insurance policy is as following:

  • Own-damage coverage against theft: This plan also insures the car against theft.
  • Third Party Liability: Bodily injuries/death/permanent disability of a third party as well as third party property damage caused due to insured’s car is covered under this plan.
  • Own-damage coverage against natural calamities: Own-damages incurred by the insured’s car due to natural disasters such as flood, earthquake etc.
  • Own-damage coverage against man-made disaster: The insurer provides coverage for own-damage incurred by the insured’s car occurred due to riots, strikes, etc.

What All Is Not Covered Under Reliance Comprehensive Car Insurance Plan?

The Reliance comprehensive car has a few limitations when it comes to providing coverage. The factors not covered under this policy are as following:

  • Regular wear and tear: Depreciation charge is applicable under the reliance Comprehensive car insurance policy. Insured cars are not provided coverage against regular wear and tear unless they have opted for the Zero Depreciation coverage.
  • Commercial activities: cars used in or for commercial activities will not get covered against damage or loss under this policy.
  • Illegal activities: car engaged in illegal activities can not avail the coverages provided under the Reliance Comprehensive car insurance policy. In the case of illegal activities such as underaged driving, the policyholders will have to bear the cost of damage or loss.
  • Driving without a valid licence: Driving without licence falls under illegal activity and thus is not covered by the Reliance Comprehensive car insurance policy.
  • Driving in the intoxicated state: Any damage or loss of the insured car and the owner or driver caused due to driving under intoxication is not valid for coverage under this policy.
  • Driving outside geographical zone: The Reliance Comprehensive car insurance policy has a geographical limitation. Injury or loss gained during driving outside the pre-determined geographical area is not covered by this policy.
  • Other limitations: The Reliance Comprehensive car insurance policy does not provide coverage for various other situations such as compulsory deductibles, damage to tyres and tubes, mechanical and electrical breakdowns.

Reliance Comprehensive Car Insurance Benefits

The Reliance comprehensive car insurance comes with many advantages in the form of additional features. The policyholders can get the below-mentioned benefits by opting for the Reliance comprehensive car insurance policy:

  • Protection against third party liabilities.
  • Quick and hassle-free claim settlement
  • 24x7 active telephone support and assistance
  • Availability of multiple add-ons for maximum coverage
  • Easy purchase and instant renewal via various channels
  • Availability of optional Personal accidents cover of Rs. 15 lakh
  • Financial and legal assistance during any unanticipated events
  • More than 6,200 network garages providing cashless repair and replacement services all over India.

Must Read Articles before buying Reliance Car Insurance

Reliance Car Insurance User Reviews

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What users are saying
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  • Hassle-free Experience

    I recently purchased National Car Insurance through InsuranceDekho, and I must say, it was a hassle-free experience from start to finish.

    A
    By Anjali Sharma
    On: March 5, 2024
  • Reliable and Hassle-free

    Using InsuranceDekho, I recently Reliance Car Insurance. The process was seamless and their support team was fantastic. Highly recommend for hassle-free coverage.

    V
    By Vanshika Taneja
    On: March 4, 2024
  • Tailored Renewal Solutions

    What sets InsuranceDekho apart is its ability to tailor renewal solutions. They took the time to understand my evolving needs and recommended the changes in the renewal of the Reliance Car Insurance Policy that aligned perfectly with my Nissan car.

    P
    By Prateek Bose
    On: November 21, 2023
  • Accurate Estimates, No Surpris...

    Using InsuranceDekho's premium calculator gives me accurate estimates of what I'll pay for my Reliance Car Insurance Policy. It ensures that I'm not hit with unexpected premium surprises later on for my Toyota car.

    L
    By Laveesha Bansal
    On: October 16, 2023
  • Convenience at Every Turn

    The convenience of cashless garages with InsuranceDekho is unparalleled. I don't have to worry about cash transactions during repairs for my Skoda car because of the Reliance Car Insurance Policy, making the process hassle-free.

    V
    By Vipul Gaur
    On: October 6, 2023
  • No-Claim Bonus for Own Damage ...

    The no-claim bonus protection that I received with the Reliance Car Insurance Policy as an added benefit for my Maruti car offered by InsuranceDekho is a fantastic feature. It rewards responsible driving.

    R
    By Ramandeep Sandhu
    On: September 27, 2023
  • User-Friendly Premium Calculat...

    The premium calculator on InsuranceDekho's website is incredibly user-friendly. I could easily customize my coverage for the Reliance Car Insurance Policy and get instant premium quotes for my Nissan car. It made the decision-making process a breeze.

    By Suresh. R
    On: September 25, 2023
  • Recommended for Every Car Owne...

    I wholeheartedly recommend InsuranceDekho's zero depreciation coverage to every car owner. The Reliance Car Insurance Policy was a smart investment in my Chevrolet car's future.

    G
    By Gaurav Kumar
    On: September 21, 2023
  • Great Customer Experience for ...

    I had a great customer experience with InsuranceDekho third-party coverage. Their team was helpful and guided me through the Reliance Car Insurance Policy purchase process for my Nissan car.

    R
    By Rudra Maheshwari
    On: September 18, 2023
  • Dependable Cashless Garage Net...

    InsuranceDekho's cashless garage network is dependable. I know I can rely on them for quality repairs and hassle-free claims of my Reliance Car Insurance Policy for my Chevrolet car.

    Y
    By Yogesh Kothari
    On: September 14, 2023
  • Tailored Renewal Options

    The renewal options provided by the Reliance Car Insurance Policy that I purchased from InsuranceDekho are tailored to my specific needs. I can easily adjust coverage and add-ons as required for my Land Rover, ensuring my policy remains updated.

    S
    By Sayma Oswal
    On: September 11, 2023
  • User-Centric Design

    InsuranceDekho's Premium Calculator is clearly designed with the user in mind. It's easy to use, intuitive, and provides all the necessary information without the technical jargon. This further helped me to make a final decision to purchase the Reliance Car Insurance Policy for my Audi car.

    S
    By Sheeba Malhotra
    On: September 5, 2023
  • Transparent Evaluation Process...

    InsuranceDekho's claim evaluation process is transparent and fair. I've never felt like my claim of the Reliance Car Insurance Policy for my Chevrolet car was undervalued or unfairly handled, which is crucial for trust.

    S
    By Sandhya SIngh
    On: September 1, 2023
  • Cost-Effective Solution

    For those seeking a cost-effective insurance solution, InsuranceDekho's Third-Party Car Policy is a great choice. The Reliance Car Insurance Policy provides the necessary coverage at an affordable price point for my BMW.

    By Janaya Mittar
    On: August 29, 2023
  • Seamless Cashless Claim Settle...

    InsuranceDekho's cashless claim settlements were seamless for my Reliance Car Insurance Policy for my Maruti car. I didn't have to worry about reimbursement and received my vehicle after repairs without any hassle.

    A
    By Aneesh Sabarwal
    On: August 25, 2023
  • Expert Guidance for Choosing t...

    InsuranceDekho's team provided expert guidance in choosing the right comprehensive coverage for my Toyota car. They tailored the Reliance Car Insurance Policy to suit my specific needs.

    M
    By Mukul Pahwa
    On: August 23, 2023
  • Fair and Prompt Resolution for...

    InsuranceDekho resolved my claim fairly and promptly for the Reliance Car Insurance Policy that I filed for my Toyota car. It was a relief to know that they were there when I needed them the most.

    S
    By Surender Singh
    On: August 10, 2023
  • Transparent Policy Details

    I appreciate that InsuranceDekho provided transparent policy details for their comprehensive car insurance. It helped me understand what was covered and what was not under the Reliance Car Insurance Policy, making it easier to make informed decisions for my Skoda car.

    A
    By Anurag Reddy
    On: August 8, 2023
  • Efficient and Swift Claim Sett...

    I had to make a claim for the Reliance Car Insurance Policy as my Skoda car had a small accident, and InsuranceDekho's claim settlement process was efficient and swift. They processed my claim quickly, and I had my car repaired in no time.

    K
    By Kartik Mahadevan
    On: August 2, 2023
  • Knowledgeable Support Staff an...

    The support staff at InsuranceDekho is knowledgeable and always ready to assist. They have a thorough understanding of their third-party car insurance policies and provide timely assistance whenever I need it for my Reliance Car Insurance Policy for my Honda car.

    A
    By Aniket Khandelwal
    On: July 31, 2023
  • Best Renewal Offers

    InsuranceDekho offered me some fantastic renewal offers for my Reliance Car Insurance Policy. I couldn't find such competitive rates elsewhere to secure my Skoda car. Thanks for the amazing offers.

    M
    By Manish Chawla
    On: July 25, 2023
  • Competitive Pricing

    I found the pricing at InsuranceDekho's cashless garages to be competitive and reasonable. The services provided with the Reliance Car Insurance Policy MG were worth every penny, and I felt that I got good value for my money.

    Y
    By Yashvi Singhal
    On: July 21, 2023
  • Best Decision for My Car

    Opting for InsuranceDekho's Zero Dep car insurance policy was the best decision I made for my Mitsubishi car. The Reliance Car Insurance Policy offers excellent coverage without any depreciation deduction. It gives me peace of mind knowing that my car is protected without any additional expenses on my part.

    S
    By Sabrina Tripathi
    On: July 19, 2023
  • No Claim Bonus Protection

    InsuranceDekho's own damage policy protected my No Claim Bonus (NCB) even when I made a claim for my Maruti car under the Reliance Car Insurance Policy. This feature was beneficial as it rewarded my safe driving history.

    G
    By Gargi Dutta
    On: July 17, 2023
  • Peace of Mind at an Affordable...

    InsuranceDekho's Zero Dep car insurance policy offers great peace of mind at an affordable price. With zero depreciation, I don't have to worry about bearing the cost of repairs after an accident. The entire process of buying the Reliance Car Insurance Policy for my Ford car was amazing. The claim process was smooth, and the customer support team was helpful throughout. Highly recommended!

    By Vinay Tripathi
    On: July 13, 2023
  • The convenience of Direct Bill...

    InsuranceDekho's cashless garages offer the convenience of direct billing to the insurance company. I didn't have to worry about paying upfront and seeking reimbursement later for my Reliance Car Insurance Policy. The garage took care of the billing process for my Tata car, making it hassle-free.

    K
    By Khushi Jain
    On: July 11, 2023
  • Hassle-Free Roadside Assistanc...

    InsuranceDekho's comprehensive Reliance Car Insurance Policy included hassle-free roadside assistance for my Honda car. Whether I needed a towing service or emergency fuel, their assistance team was readily available to provide the necessary support.

    S
    By Sonali Sharma
    On: July 7, 2023
  • Hassle-free Repairs and Cashle...

    I recently had to repair my Hyundai car due to own damage under my Reliance Car Insurance Policy. The cashless facility at InsuranceDekho made the process incredibly convenient. I was able to choose from a network of authorized garages where I could get my car repaired without any out-of-pocket expenses. I appreciate the convenience provided by the cashless facility.

    S
    By Subhash Dhaiya
    On: July 5, 2023
  • Hassle-free Claim Settlement

    Filing a claim for my Reliance Car Insurance Policy was a hassle-free experience. InsuranceDekho was proactive in assisting me throughout the process, ensuring that I had all the necessary information and documentation. They handled the claim for my Mahindra car professionally and settled it without any unnecessary delays. Their efficient claim settlement process has made me confident in their ability to handle future claims.

    M
    By Maya Pathak
    On: June 29, 2023
  • Third-Party Car Insurance is a...

    Third-party car insurance is a smart and affordable choice for responsible drivers. It provides the essential coverage needed to protect against liabilities and legal complications. With The Reliance Car Insurance Policy which I purchased from the InsuranceDekho for my Skoda, I can enjoy the benefits of insurance without straining my budget, making it a win-win situation for both safety and financial security.

    S
    By Shardha Bhuva
    On: June 27, 2023

924 Reliance Cashless Garages in India

Reliance Comprehensive Car Insurance FAQs

  • Why should I purchase a comprehensive car insurance policy from Reliance General?

    There are a few things that can compel anyone to choose Reliance General to insure your car, over any other company.

    • 24x7 instant roadside assistance
    • 24x7 AnywhereAssist Service
    • Robust customer service
    • Network of more than 6,200 cashless garages
  • How much premium do I need to pay for a comprehensive policy?

    The amount of premium depends on a number of factors. To calculate the premium for the Reliance comprehensive car insurance policy, visit our website www.insurancedekho.com and get quotes post entering basic details.

  • What is No Claim Bonus?

    No Claim Bonus or NCB is a type of discount offered by all other general insurance companies (including Reliance General) if no claim is filed during the insurance period. You can retain this benefit even after filing a claim if you have purchased NCB protection add-on cover.

  • Does Reliance General Insurance have a cashless garage network?

    Yes. Reliance General Insurance has a vast network of more than 6,200 garages that offers hassle-free cashless claim settlement to the policyholders.

  • Is there any concession offered on the personal-damage premium?

    Yes, if you are a member of the Automobile Association of India you can secure a discount on the personal-damage premium.

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