Navi Third Party Car Insurance
- Covers Third Party Person
- Covers Third Party Property
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Navi Third Party Car Insurance
A third party car insurance policy is the basic insurance policy that is at least required to drive a car in India. It helps you to comply with legal requirements and cover your financial liabilities towards a third party due to a collision with the involvement of the insured’s car. Every car owner should purchase a third party cover of 3 years while purchasing a new car as a compulsion. Navi General Insurance provides this third party cover at reasonable prices that can be bought online and offline, which means you can purchase it by visiting the website of the insurance company or by visiting the nearest branch of the insurer.
Navi Third Party Car Insurance vs Comprehensive Car Insurance
Basis | Third Party Car Insurance | Comprehensive Car Insurance |
Coverage | It covers the legal and financial liabilities of the third party only. | It covers damages sustained by a third party as well as damages incurred by the insured’s car. |
Nature of Requirement | It is required compulsorily as per the Indian Motor Tariff. | It is an optional cover which policyholder can buy as per their budget and needs. |
Add-ons Availability | No add-ons come with third party car insurance. | An extensive range of add-on covers can be included with a comprehensive car insurance policy. |
Cost | The premiums for third party insurance is the lowest due to its limited coverage. | A premium for a comprehensive policy is higher due to its extensive coverage. |
What All Is Covered Under Navi Third Party Car Insurance Policy?
Navi third party car insurance policy offers below-given coverage to policyholders:
1. Coverage for Third Party Injuries or Death: The insurance company gives coverage for the third party bodily injury or death in an accident or a mishap. However, the amount of compensation in case of death or disability is settled by the insurance company as per the court’s direction.
2. Covers Third Party Property Damage: This policy offers coverage for third party property damage sustained by a third party arising due to an accident or mishap with the insured car. The compensation offered for the third party property damage is limited to Rs. 7.5 lakh.
What All Is Not Covered Under Navi Third Party Car Insurance Plan?
The third party insurance covers provide limited coverage which every policyholder must be aware of. Here are some points which are not covered under the third party car insurance policy:
- No cover for damages incurred by the insured car
- No coverage for injuries sustained by the policyholder
- No NCB benefit is offered to policyholders for a claim-free year.
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Navi Third Party Car Insurance FAQs
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What documents do I need to buy the Navi Third Party Car Insurance Policy?
To buy a Navi third party car insurance policy, you should have the given below documents:
- The Registration Certificate
- A copy of the valid driving license
- The registration number of your car
- Photo ID proof as well as address proof
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Where do I get more information about Navi third party car insurance?
You can get more information about Navi third party car insurance from their user-friendly website and by calling them on their toll-free number 1800-123-0004.
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What are the advantages of purchasing Navi third party car insurance?
There are several advantages of purchasing Navi third party car insurance policy which are as follow:
- No paperwork involved
- Hassle-free claim process
- The online purchase facility
- Helpful customer support team.
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If my car gets damaged due to flood, will I get coverage under Navi third party car insurance?
No, Navi third party car insurance will not provide any coverage for the damage caused to your car due to natural calamities such as flood, earthquake, storm, etc. This insurance policy is designed to cover the damage incurred by the third party only.
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