Zuno Own Damage Bike Insurance
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Zuno Standalone Own-Damage Bike Insurance Policy
Insurance offers a layer of protection to the rider and their two-wheeler from the uncertainties on the road. Moreover, it will also give you and your near and dear ones a certain peace of mind. The insurance cover will provide compensation for damages in the event of a mishap thereby providing financial stability in times of crisis. Moreover, if you purchase a standalone own-damage cover it will take care of own-damage costs in an accident in several possible conditions such as road accidents, fires, explosions, cases of theft, vandalism and natural or manmade disasters. When teamed up with third party insurance (which is compulsory0 it can provide all-around protection for you and your two-wheeler.
Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance
Basis | Zuno Third Party Insurance | Zuno Standalone Own-Damage Insurance | Zuno Comprehensive Insurance |
Coverage | Third party two-wheeler insurance from Zuno will take care of third party liabilities in the event of a mishap. This includes bodily injury, death and property damage. | A standalone own-damage two-wheeler insurance cover from Zuno will take care of won-damage costs in the event of a mishap. It provides compensation in several different situations. | A comprehensive two-wheeler insurance plan from Zuno will take care of both own damage costs and third party liabilities in the event of a mishap all under a single premium. |
Add-ons | Third party insurance for two-wheelers from Zuno does not offer add-on covers. | Standalone own-damage two-wheeler insurance from Zuno offers many add-on covers to choose from. | A comprehensive two-wheeler insurance plan from Zuno also offers several add-ons to select from. |
Cost | Zuno third party two-wheeler insurance is their least expensive option of the three since the coverage is compulsory and basic. | Zuno standalone own damage two-wheeler insurance cover is more expensive than third party insurance as it offers the insurance holder enhanced coverage. | Zuno comprehensive two-wheeler insurance plan offers coverage for both own-damage costs and third party liabilities under a single premium and is also the most expensive option. |
What is Covered Under a Zuno Standalone Own-Damage Policy?
Following are the aspects that are covered under an Zuno standalone own-damage two-wheeler insurance policy:
- In cases where the two-wheeler is damaged due to a road accident.
- Cases where the two-wheeler is damaged due to a fire or explosion.
- Cases where the two-wheeler is stolen and no longer traceable or when it is beyond repair.
- Cases where a natural or manmade calamity damages the two-wheeler.
What is Not Covered Under an Zuno Standalone Own-Damage Policy?
Following are the aspects that are not covered under an Zuno standalone own-damage two-wheeler insurance policy:
- Cases where the two-wheeler has a mechanical or electrical failure.
- Cases where the two-wheeler is damaged due to illegal driving.
- The regular wear and tear of the two-wheeler.
- Cases where the two-wheeler is damaged outside the borders of the country.
Benefits of Zuno Standalone Own-Damage Policy
Following are the benefits of purchasing an Zuno Two-Wheeler Insurance Policy:
- In the event of a mishap, the insurance cover will provide compensation for own damage costs. Moreover, compensation is offered in many possible scenarios.
- No Claim Bonus is offered to insurance holders for every claim-free year as a reward for safe riding.
- The cover offers several add-on covers to further enhance the insurance policy’s coverage.
How to Purchase a Zuno Standalone Own-Damage Policy?
Following are the steps you need to take to purchase an Zuno Two-Wheeler Insurance Policy:
Step 1: Go to InsuranceDekho and select the ‘two-wheeler insurance’ tab from the top left corner of the home page.
Step 2: In the section provided enter your two-wheeler’s registration number. If you do not have this information you can enter the two-wheeler’s make, model and registration year.
Step 3: Enter your personal information mentioned and click the ‘Submit and Get Quotes’ tab once you are done.
Step 4: All the quotes for the insurance policies in your category will be visible on your screen. Select one offered by Zuno and select any add-on coves you would like to purchase with it.
Step 5: Make the payment for yourZuno two-wheeler insurance cover and the insurance document will be sent to your registered email ID.
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