Raheja QBE Own Damage Bike Insurance

When riding a two-wheeler there are several uncertainties of the road that you are always at risk for. This can be a constant worry for both you and your loved ones. In a sense, these uncertainties are hard to remove. However, if you have insurance, you have a layer of protection for both you and your two-wheeler at all times. The third party insurance cover is compulsory and will take care of the third party liabilities in the event of a mishap including bodily injuries, death and property damage. An own damage cover, on the other hand, will take care of your two-wheeler in the event of a mishap. Moreover, it will provide compensation for losses in several scenarios including cases of theft, road accidents, fires, explosions, natural and manmade calamities. When purchased alongside a compulsory third party insurance cover it gives your two-wheeler all-round protection.

Standalone Own-Damage Insurance V/S Third Party Insurance V/S Comprehensive Insurance

What is Covered Under a Raheja QBE Standalone Own-Damage Policy?

Following are the aspects that are covered under a Raheja QBE standalone own-damage two-wheeler insurance policy:

• Damage due to an accident on the road.
• Damage due to a fire or explosion.
• In the event the two-wheeler is stolen or damaged beyond repair.
• In the event that the two-wheeler is damaged by a manmade or natural calamity.

What is Not Covered Under a Raheja QBE Standalone Own-Damage Policy?

Following are the aspects that are not covered under a Raheja QBE standalone own-damage two-wheeler insurance policy:

• A breakdown that occurs due to a mechanical or electrical failure of the two-wheeler.
• Damage caused to the two-wheeler due to some form of illegal driving.
• Natural wear and tear of the two-wheeler.
• An unfortunate event that occurs outside the borders of the country.

Following are the benefits of purchasing a Raheja QBE Bike Insurance Policy:

• The cover will take care of own damage costs in the event of a mishap in many different situations including cases of theft, natural or manmade calamities, road accidents, fires and explosions.
• For every claim-free year, Raheja QBE will provide a No Claim Bonus to the policyholder.
• The insurance holder has several add-on covers to choose from to further enhance the coverage of their policy.

How To Purchase a Raheja QBE Standalone Own-Damage Policy?

Following are the steps you need to take to purchase a Raheja QBE Two-Wheeler Insurance Policy:

Step 1: Visit our website InsuranceDekho and select the two-wheeler insurance tab from the top left corner of the home page.

Step 2: In the given section provide the registration number of your two-wheeler. In case you do not have it you can enter the two-wheeler’s make, model and year of registration.

Step 3: Next enter your personal information, i.e., your name and mobile number. Once all the required information is entered select the ‘Submit and Get Quotes’ tab.

Step 4: All the quotes for two-wheeler insurance in your selected category will be visible on the screen. Select the one offered by Raheja QBE and any add-ons you would like to purchase with it.

Step 5: For the last steps make the payment for your Raheja QBE two-wheeler insurance policy and the insurance policy document will be sent to your registered email ID.