ICICI Lombard Bike Insurance Policy Download

Established in 2001, ICICI Lombard General Insurance Company started as a collaboration between Fairfax Financial Holdings Limited and ICICI Bank. It serves diverse sectors including motor, life, investment, and liability. Additionally, it processes over 3.6 million general insurance claims. Renowned for bike insurance, this page offers insights into ICICI Lombard Policy Document Download.

ICICI Lombard Bike Insurance Policy Document

A bike insurance policy document is a legal record detailing your policy coverage. It contains information regarding the sum insured, insured declared value (IDV), premium paid, and covered risks. This legal document is issued by your insurance company and holds legal significance. The document issued acts as a crucial reference during policy renewal or in times of need.

In India, possessing third-party bike insurance is legally mandated. Therefore, it's necessary to carry your policy document with you while riding in case of verification. Here are several key reasons highlighting the importance of keeping your bike insurance policy document ready:

1. Held as Proof of Insurance: Your bike policy document is like tangible evidence of your insurance agreement with ICICI Lombard General Insurance. Additionally, it ensures legal compliance and coverage assurance.
2. Includes all Coverage Details: Within your insurance policy document lies a comprehensive breakdown of your coverage. This includes the sum insured, policy validity, and more crucial details.
3. Make, Model, Variant Details: Your policy document meticulously records your bike's make, model, and variant. It facilitates accurate identification and policy verification.
4. Insured Declared Value: Included in your document is the Insured Declared Value. It is crucial for determining your bike's value. Additionally, this value facilitates future transactions or insurance claims.
5. Inclusions and Exclusions: Your ICICI Lombard bike policy document provides proper clarity on all covered inclusions and excluded scenarios. It ensures transparency in your policy terms.
6. Educational Tool: Beyond insurance, your policy document is like an educational resource, with industry terminology and jargon for a clear understanding.
7. Protection Against Fraud: Your policy document acts as a proof against insurance fraud. Since it is a legally binding contract, it protects your interests and commitments with your insurer.

Important Details in a Policy Document

Below are the details that are covered under your ICICI Lombard bike insurance policy document:

1. Personal Information: Your name, phone number, and email are in the policy document for identification and communication.
2. Registration Number: The unique ID for your bike is in the document for easy reference.
3. Insured Declared Value: IDV (Insured Declared Value) shows your bike's value for proper coverage.
4. Vehicle Details: Make, model, variant, engine and chassis numbers, manufacturing year, seating capacity, body type, and CC are mentioned.
5. RTO Details: The Regional Transport Office (RTO) details are included.
6. Premium Details: It outlines your own damage and liability damage premiums.
7. Geographical Area: It specifies all the regions where your policy is valid.
8. Compulsory Deductibles: It explains your financial responsibilities in a claim.
9. Terms and Conditions: Understand the policy's rules and obligations.
10. Grievance Redressal Procedure: This helps you to find out how to resolve complaints or disputes.

Here is how you can download the ICICI Lombard bike insurance policy using policy number:

1. Visit https://www.icicilombard.com/
2. Hover your cursor over ‘Motor Insurance’ and select the ‘Bike Insurance’ option in the drop-down menu.
3. Navigate to find the ‘Support’ button on the page and click on it. Select the ‘Contact Us’ option.
4. On the support page, under ‘Online Requests’, find a tableau named ‘Request Policy Copy’ and select the option ‘Download Policy Details’.
5. Enter your policy number and click on ‘Continue’.
6. You should be able to view and download your ICICI Lombard bike insurance policy.

How to Download ICICI Lombard bike Insurance Policy Document from InsuranceDekho?

Downloading your ICICI Lombard car insurance policy document is easy and can be done in two ways through InsuranceDekho:

Online Process from InsuranceDekho

Step 1: Log on to InsuranceDekho’s Official Website

Visit www.insurancedekho.com to access your policy status or download the policy document PDF. Simply click on the 'My Login' button located at the top right corner of the page.

Step 2: Enter Mobile Number & OTP

Enter your registered mobile number and complete the verification process using OTP.

Step 3: Check The Status or Download Policy PDF

After accessing your InsuranceDekho customer dashboard, you should view all your policies obtained through InsuranceDekho. Choose the ICICI Lombard bike Insurance from the list of insurers and insurance names, then proceed to download the policy.

Step 4: Save PDF

Upon clicking the download policy button, your policy document will be saved to your device (laptop, phone, tablet, etc.). After downloading it, you can also view it when you’re offline. This will allow you to view and store it for future reference.

How to Download a Duplicate ICICI Lombard Bike Insurance Policy Offline?

If you have lost or misplaced your original bike insurance documents, here are a few steps to get your insurer to issue a duplicate copy.

1. Inform ICICI Lombard about the loss/misplacement of your original policy papers. You can call customer support at 1800 2666 and inform them or write an email detailing how you lost the original papers.
2. You have to visit the ICICI Lombard insurance office. To find your nearest location, visit ICICI Lombard’s official website.
3. Once you reach the office, inform the customer service executive about your desire to avail a physical copy of the duplicate ICICI Lombard bike insurance policy document. The executive will guide you to the right official.
4. Provide your policy number and any other relevant information that can help the office retrieve your bike insurance policy details.
5. Request the office for a printed copy of your duplicate bike insurance policy documents.

Do I Require a Hard Copy of My ICICI Lombard Bike Insurance Policy Document?

The Digital India initiative enabled the use of digital documents on a larger scale, hence the need to hold on to physical documents has diminished. The widespread adoption of digital documents has seen an increase in phishing and hacking attacks, causing the risk of losing digital documents to such attacks. In such situations, physical copies of your bike insurance policy come in handy.

The Motor Vehicles Act of 1988 mentions that all bike owners must carry physical copies of their bike insurance policy documents so that they can be produced whenever required. If found without this while on the road you can be punished with a fine of Rs 2,000 and/or be imprisoned for up to 3 months.

Recently, the Insurance Regulatory and Development Authority of India (IRDAI) launched an application, the e-VAHAN Bima which allows riders to carry a soft copy of their crucial documents. Moreover, it also allows the car insurance details to be checked by scanning the QR Code. Thus it is okay to not carry your hard copy of the documents if you can produce one of these options at the time of checking.

How To Get a Hard Copy of the ICICI Lombard Bike Insurance Policy Document?

According to Indian law, carrying a hard copy of your bike insurance policy is mandatory for every bike owner. However, with the introduction of e-Vahan Bima by the Government of India, it's now possible to carry a digital version of your policy. So, you do not require a hard copy necessarily. This digital option is convenient, readily available, and easily shareable, accessible via a QR Code containing all policy details.

If you still prefer a hard copy of your ICICI Lombard bike insurance policy, you can download it following the steps outlined earlier and print it out. Alternatively, you can request a hard copy by emailing us at support@insurancedekho.com, and we'll arrange it for you through your insurer.

How Can I Make Changes In My ICICI Bike Insurance Policy Document?

Various situations may lead you to make changes to your ICICI Lombard bike insurance policy document, including:

1. Incorrect personal information or typographical errors.
2. Errors or misprints in bike details such as model, variant, CC, or registration number.
3. Incorrect information regarding inclusions and exclusions.
4. Discrepancies in the premium amount.
5. Issues related to the Insured Declared Value (IDV).

For assistance with any of these issues and more, you can reach out to an InsuranceDekho advisor by calling 0755-1196989 or emailing us at support@insurancedekho.com. If your concern remains unresolved, our Grievance Redressal team is available to assist you. You can contact them by emailing grievance@insurancedekho.com.

Official Website of ICICI Lombard Bike Insurance

To access ICICI Lombard's official website, simply click on this link: ICICI Lombard Bike Insurance.