Universal Sompo Bike Insurance Policy Download

A policy document in bike insurance is a legal contract between the insurance provider and the policyholder. Additionally, it also serves as proof of the insurance. The policy document contains the bike insurance terms and conditions which determines exactly when and how the insurance provider will compensate the insurer in case of a mishap. It is mandatory for every bike to have third party insurance according to the Indian Motor Tariff, however, it is no longer necessary to carry a hard copy of the document; a soft copy will also suffice.

When you purchase a bike insurance policy document from Universal Sompo they will send you the policy document to your registered email address within a few working days of your purchase. This document is essential and will be required for the claim settlement process and renewal. To ensure no complications in the future you should ensure all the particulars on your policy document are correct:

• Type of Policy
• Duration of Policy
• Policy Number
• Insured Declared Value and premium amount
• Exclusions
• Benefits and other features
• Terms and conditions
• Personal and vehicle details
• Grievance redressal procedure

How to Download Universal Sompo Bike Insurance Policy Online Using Policy Number?

The following steps will help you download the bike insurance policy document online:

Step 1: Visit the Universal Sompo Insurance website.

Step 2: In the right-hand corner select the customer login option. Register or simply log in if you have already registered with your email address and password.

Step 3: Select the policy details, and select the tag new policy. Enter your policy number and select search. Tag your selected policy.

Step 4: Go to the dashboard and the selected policy will now be available for download.

Do I Need a Hard Copy of Universal Sompo Bike Insurance Policy Document?

According to the Indian Motor Tariff, it is compulsory for every bike to at least have third party insurance. However, since the IRDAI has come up with the e-Vahan Bima application you can use a soft copy and the QR code can also be scanned for details.

How to Get a Hard Copy of Universal Sompo Bike Insurance Policy?

When you make a purchase for a Universal Sompo Insurance they will send you a hard copy of the policy to your registered address within a few working days after your purchase. However, if you lose the document you can replace it by simply downloading it from the website as mentioned above. On the other hand, if you want to do the process offline it is a bit more complicated. You will need to file an FIR and announce the loss in a newspaper, inform the insurance provider and then sign an indemnity bond before the insurance company issues a duplicate copy of the insurance document.

How can I Make Changes in My Universal Sompo Bike Insurance Policy Document?

Endorsements or changes to your Universal Sompo bike insurance policy can now be made entirely online. There are two types of changes you can make: the financial endorsements, i.e., those that affect the premium and the second non-financial endorsements that do not affect the premium. In case you face any hiccups during the process you can contact the customer care service and they will help you out.