Kotak Bike Insurance Policy Download

The policy document in bike insurance is a contract between the insurance provider and the policyholder. It is also proof of the insurance that the company has assured to provide the policyholder in case of a mishap. The document is crucial and required for both claim settlement and renewal. Moreover, it also states in detail the terms and conditions of the insurance as the particulars of the two parties. In India, having bike insurance is compulsory, however, you no longer need to carry a hard copy of the policy. A soft copy is also allowed.

When you purchase bike insurance from Kotak they will send you a copy of the bike insurance document a few days after the purchase of the policy. The document also works as a receipt for the purchase of the policy. This the most important document for any insurance and will be required at the time of renewal and claim settlement. Thus, it is important that you as the policyholder make sure the particulars on the document have no errors. Here is a list of things to check in your policy document:

• Type of policy
• Duration of policy
• Policy Number
• Insured Declared Value (IDV) and premium
• General exclusions
• Benefits and features
• Terms and conditions
• Personal and vehicle particulars
• Grievance redressal procedure

How to Download Kotak Bike Insurance Policy Online Using Policy Number?

To download a copy of your bike insurance policy online, first, you must visit the Kotak insurance website. Select the type of policy. In the given section provide the policy number and other required details. If asked, verify your profile. Once this is done, you can view, download and print your bike insurance policy.

Do You Need a Hard Copy of Kotak Bike Insurance Policy Document?

It is compulsory for every bike to have at least a third party insurance in India according to the Indian Motor Tariff. Moreover, each driver is expected to be able to produce the policy document as proof when using the vehicle. However, since the Insurance Regulatory Development Authority of India (IRDAI) launched the e-Vahan Bima application there is no longer a compulsion for drivers to carry the hard copy or duplicate copy of the insurance policy. This is because the e-Vahan application comes with a QR code that comprises the complete bike insurance policy particulars.

How Can I Make Changes in My Kotak Bike Insurance Policy Document?

To make endorsements/changes to your Kotak bike insurance policy document follow the given steps.

Step 1: Visit the website of Kotak General Insurance.

Step 2: Select the icon on the furthest right corner. Choose the type of insurance, in this instance ‘motor insurance’, then select ‘private bike’.

Step 3: At the bottom of the page, select the ‘Services’ tab. A drop-down menu will appear, select ‘service request’ from the available options.

Step 4: Select the type of product and request for change. Provide your policy number, mobile number and email address and their customer service will get in touch with you.

Step 5: The procedure after this will vary depending on the endorsement you make. The documents and extra payment if any will be explained to you by the customer service executive.

How to Get a Hard Copy of the Kotak Bike Insurance Policy Document?

When you purchase a Kotak bike insurance policy the document will be sent to your registered address within a mentioned time from your purchase. In the event that you lose this copy, you can simply download another using the steps mentioned above. However, if you wish to do this offline the process is a bit more complicated. You will be required to inform the insurance provider, file an FIR, advertise the loss of the policy in a newspaper and then sign an indemnity bond.