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Key Features:
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  • Right Green Tick No Paper work

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

What is a Bike Insurance Premium Calculator?

A bike insurance premium calculator is an online or digital mechanism that provides you with the right premium for Digit bike insurance policy. You just need to fill in some basic details like the make, model, RTO location, registration year of your bike, etc., to get the right premium cost. Entering these details will make the calculator show you the right premium of your bike insurance plan.

How to Use a Two-Wheeler Insurance Premium Calculator?

Step 1: Choose the Make, Model, Variant and Fuel Type of your bike.

Step 2: Choose the Registration City and Purchase Year of your bike.

Step 3: Tell us, if you have made any claim request in the previous policy term.

Step 4: Click on the ‘Calculate’ button and get the right IDV and premium for your bike insurance plan.

Benefits of Two-Wheeler Insurance Premium Calculator

  1. Correct Insured Declared Value (IDV) – The premium calculator gets you the right IDV based on the make, model and age of your bike. The correct value of IDV helps you get the market price of your bike which you should get as the claim amount in case of your bike’s theft or total loss.
  2. Accurate Premium Amount – The real purpose of this calculator is to get the actual premium amount for the bike insurance plans of different insurers. With the information of the right premium, you can select the best-priced insurance plan for your bike after comparing different plans.
  3. Improves Decision Making – The premium calculator assists you make right decisions for bike insurance policy purchase after comparing different types of insurance providers based on the IDV and premium cost.
  4. Helps Find A Economical Policy – The premium costs of multiple bike insurance policies computed with this calculator can make you find the plans at the most reasonable rates as it allows you to compare the policy quotes of different insurance providers.

Third Party Two-Wheeler Insurance Premium Rates

Engine Capacity

Premium To Buy A New Policy (5-Year Plan)

Premium To Renew Existing Policy (1-Year Plan)

Not exceeding 75 cc

Rs. 1,045

Rs. 482

Exceeding 75 cc but not exceeding 150 cc

Rs. 3,285

Rs. 752

Exceeding 150 cc but not exceeding 350 cc

Rs. 5,453

Rs. 1,193

Exceeding 350 cc

Rs. 13,034

Rs. 2,323

(Source: Insurance Regulatory and Development Authority of India (IRDAI))

Premium for Comprehensive and Standalone Own-Damage Bike Insurance Plan

The bike insurance premium amount for standalone own-damage and comprehensive insurance plans is based on different factors, which include make, model, variant, fuel type, engine capacity, registration year and so on. You can get the premium of your bike instantly with our premium calculator. Go through the factors given below to have a better understanding while computing your premium:

Factors Which Determine Two-Wheeler Insurance Premium

  1. Insured Declared Value (IDV) - The IDV refers to the current market value of the bike, which the insurance providers are entitled to offer its policyholders as compensation in the case of theft or total loss. The more the IDV will be, the higher the coverage will be, which will ultimately increase the premium amount.
  2. Anti-Theft Devices - Bikes that have anti-theft devices installed in them are charged with a low amount of premium as they have less chances of being stolen, which reduces the coverage risk on the insurance providers.
  3. No Claim Bonus (NCB) - For every claim free year, the insurance company offers a reward in terms of discount to its policyholders starting from 20% off for the first claim-free year and reaches to 50%. It means that the higher NCB will lessen the bike insurance premiums.
  4. Engine Cubic Capacity - The high cubic capacity of a bike increases its power due to which it can run faster that enhances the risk. Therefore, the insurance companies charge a higher premium from the bikes with high cubic capacity like sports bikes, etc.
  5. Age of the Bike - The year of registration of a bike also impacts its premium amount. The default depreciation will lessen the value of an old bike, which will reduce the compensation amount to be offered by the insurance company. It means old bikes are charged with a lower premium cost than the new bikes.

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Must Read Articles before buying Digit Bike Insurance

Digit Bike Insurance User Reviews

4.9
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495 User reviews
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What users are saying
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  • Reliable Service

    My bike’s chain broke while on a trip, and I was worried about the repair costs. Luckily, my GoDigit Insurance policy covered it. With InsuranceDekho’s help, I filed a claim and got it approved. The support was reliable and efficient.

    Read More

    R
    By Rohan Verma
    On: June 27, 2024
  • Efficient Claim Process

    My bike got into a minor accident, and the repair costs were very high. Thankfully, I had my GoDigit bike insurance. With the help of InsuranceDekho, I filed a claim, and it was processed very quickly. I didn’t have to pay anything out of pocket.

    Read More

    A
    By Ankit Sharma
    On: June 26, 2024
  • Beneficial Add-Ons

    Thanks to my comprehensive GoDigit bike insurance policy, I was able to get the headlamp repaired. I’m glad that I purchased this policy for my new bike. As suggested by InsuranceDekho, I’ll be buying some add-ons to increase its coverage.

    Read More

    A
    By Ashpreet Singh
    On: June 18, 2024
  • Comprehensive Coverage

    My new scooter’s tyres were punctured and the mechanic was asking for a large sum for repairs. That’s when I realised that I should raise a claim against my GoDigit bike insurance. I guess, it was a smart decision as I did not have to pay anything for the repairs.

    Read More

    A
    By Amit Khanna
    On: June 13, 2024
  • Decent Service

    InsuranceDekho's platform is fantastic as I was able to get my bike’s clutch repaired. Yes, they contacted with my insurer (GoDigit) and got it repaired at their network garage. Now, the clutch is working perfectly fine and I didn’t have to make any upfront payments. Overall, the experience was good.

    Read More

    A
    By Anjali Rai
    On: June 11, 2024
  • Hassle-Free Policy Extension

    I extended my Digit Bike Insurance Policy through InsuranceDekho, and the process was hassle-free. They handled all the details, making sure my Triumph bike’s coverage was updated without any complications.

    Read More

    S
    By Saransh Lal
    On: November 22, 2023
  • Prompt Assistance, Anytime

    The prompt assistance offered by InsuranceDekho during the claim process of the Digit Bike Insurance Policy ensures that I have support anytime, day or night for my Kawasaki bike.

    Read More

    V
    By Vaibhav Agarwal
    On: November 16, 2023
  • Consistent Coverage

    I appreciate that InsuranceDekho's renewal process for the Digit Bike Insurance Policy ensures consistent coverage for my Suzuki bike, providing me with peace of mind year after year.

    Read More

    V
    By Vipul Sharma
    On: November 8, 2023
  • Legal Protection on a Budget

    When I got the Digit Bike Insurance Policy from InsuranceDekho, it offered legal protection for my Vespa bike without straining my budget. It's a practical choice for cost-conscious individuals.

    Read More

    K
    By Kamal Goswami
    On: October 30, 2023
  • My Trusted Premium Calculation...

    I trust InsuranceDekho's Premium Calculator as my go-to tool for calculating car insurance premiums. I bought the Digit Bike Insurance Policy to secure my Yamaha bike. It's accurate, and their platform provides valuable insights to help me make the right choice.

    Read More

    By Nilesh Lokhande
    On: October 26, 2023
  • Supportive Team for Third-Part...

    The support team at InsuranceDekho is supportive when it comes to Third-Party Car Insurance. They answer queries promptly and provide assistance in navigating the Digit Bike Insurance Policy’s requirements for my Yamaha bike.

    Read More

    S
    By Shreesh Verma
    On: October 18, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency in InsuranceDekho's premium calculator. It breaks down the premium components for the Digit Bike Insurance Policy , helping me understand what I'm paying for my Royal Enfield bike.

    Read More

    L
    By Lokesh Bhatt
    On: October 16, 2023
  • Prompt Claim Settlement for Ow...

    InsuranceDekho ensures prompt claim settlement under their own damage coverage. I can trust that repairs or compensation for my Triumph bike will be handled quickly under the Digit Bike Insurance Policy.

    Read More

    M
    By Mosksh Lal
    On: October 11, 2023
  • Efficient Documentation Handli...

    Renewing my Digit Bike Insurance Policy for my Royal Enfield bike with InsuranceDekho means efficient documentation handling. They make sure that all necessary paperwork is processed seamlessly, reducing any administrative burdens on my end.

    Read More

    R
    By Rtiwik Kulkarni
    On: October 10, 2023
  • Total Peace of Mind with zero-...

    In summary, Zero Depreciation Digit Bike Insurance Policy through InsuranceDekho provides me with total peace of mind. I know that my KTM bike is protected without worrying about depreciation during claims. It's a must-have for every car owner.

    Read More

    S
    By Sunil Trivedi
    On: October 3, 2023
  • No-Nonsense Renewal

    Renewing my bike insurance with InsuranceDekho is a simple and easy process for my for my Suzuki bike. They make it simple, and I appreciate the clarity in their renewal terms for my Digit Bike Insurance Policy. It's a hassle-free experience every year.

    Read More

    U
    By Umesh Mehra
    On: September 27, 2023
  • Dependable Cashless Coverage

    InsuranceDekho's cashless garage coverage is dependable. The Digit Bike Insurance Policy honors their commitment to covering repair costs for my Vespa bike without delay or complications.

    Read More

    By Kishan Singh
    On: September 25, 2023
  • Trustworthy and Dependable Com...

    I took this amazing policy from InsuranceDekho. The Digit Bike Insurance Policy’s comprehensive coverage is trustworthy and dependable. I know I can count on them during any unforeseen event and that my Royal Enfield bike is always in safe hands.

    Read More

    P
    By Priyam Tyagi
    On: September 21, 2023
  • Simple and Transparent Policy ...

    InsuranceDekho's third-party Digit Bike Insurance Policy comes with simple and transparent policy terms. It's easy to understand what's covered for my KTM bike.

    Read More

    H
    By Harshiv Kulkarni
    On: September 18, 2023
  • Smart and Convenient Premium E...

    InsuranceDekho's premium calculator is smart and incredibly convenient. It gave me a clear picture of the insurance costs of my Digit Bike Insurance Policy, saving me both time and confusion for my Suzuki bike.

    Read More

    D
    By Deepam Gupta
    On: September 14, 2023
  • Excellent Communication Throug...

    I appreciated the excellent communication from InsuranceDekho throughout the claims process for my Digit Bike Insurance Policy for my Vespa. Their updates gave me peace of mind.

    Read More

    By Ritesh Makhani
    On: September 12, 2023
  • Efficient Reminder System

    I appreciate InsuranceDekho's efficient reminder system for the renewal of my Digit Bike Insurance Policy that I took to secure my Kawasaki bike. I never miss a renewal deadline, thanks to their timely notifications.

    Read More

    By Anmol Yadav
    On: September 8, 2023
  • Seamless Repairs and Reimburse...

    InsuranceDekho's claim process for the Digit Bike Insurance Policy seamlessly handles repairs and reimbursements. I've had repairs done and expenses covered for my Suzuki bike without any complications.

    Read More

    S
    By Sameer Doshi
    On: September 6, 2023
  • Peaceful Driving Experience

    Driving becomes a peaceful experience with InsuranceDekho's Comprehensive Coverage. I don't have to worry about the "what ifs" because I know that my Vespa is fully protected with the Digit Bike Insurance Policy.

    Read More

    B
    By Bushan Bhat
    On: September 4, 2023
  • User-Friendly Experience

    Navigating the Premium Calculator on InsuranceDekho's platform is a breeze. The user-friendly interface makes it simple to input my Jawa bike details and get instant quotes, making the buying process of the Digit Bike Insurance Policy shopping process seamless.

    Read More

    D
    By Deepak Kochar
    On: August 28, 2023
  • Perfect for City Driving and R...

    Living in a city with risky roads, InsuranceDekho's zero depreciation policy is perfect and I added it to my Digit Bike Insurance Policy. It ensures my Aprilia bike is fully protected at all times.

    Read More

    A
    By Amir Palival
    On: August 24, 2023
  • Peace of Mind with Cashless Fa...

    Having InsuranceDekho's cashless facility with the Digit Bike Insurance Policy for my Vespa gave me peace of mind during an otherwise stressful situation. I knew I was in good hands.

    Read More

    S
    By Shree Munthee
    On: August 22, 2023
  • Customized Add-On Options for ...

    InsuranceDekho offered a range of customized add-on options for my Digit Bike Insurance Policy renewal. I could tailor my coverage to suit my needs perfectly for my Suzuki bike,

    Read More

    P
    By Pritish Kumar
    On: August 16, 2023
  • Value-for-Money Protection

    InsuranceDekho's zero depreciation coverage provides value for money. It's a small investment that I made in the Digit Bike Insurance Policy for my Vespa bike that saves me from significant repair costs in the future.

    Read More

    By Nitin Rao
    On: August 10, 2023
  • Responsive and Helpful Garage ...

    I had to avail of InsuranceDekho's cashless garage service after an accident, and the staff at the garage were incredibly responsive and helpful. They guided me through the process and ensured my Kawasaki bike was repaired to my satisfaction. So thankful that on time I insured my bike with the Digit Bike Insurance Policy.

    Read More

    R
    By Rohit Sagar
    On: August 8, 2023
Digit Reviews

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Digit Bike Insurance Premium Calculator FAQs

  • Which are the factors that determine the amount of premium of Digit bike insurance plans?

    Factors that influence the premium amount of a Digit bike insurance policy are Insured Declared Value (IDV), Anti-theft Devices, No Claim Bonus (NCB), Engine Cubic Capacity, Age of the Bike, Year of Registration, Add-on options, etc.

  • How a premium calculator can assist me with my bike insurance plan?

    The bike insurance premium calculator can help you in finding the right premium cost for bike insurance plans and IDV offered for the insured bike, which is provided by different insurance companies in the market. With this type of information, you can easily opt for an affordable insurance policy and make wise decisions related to bike insurance.

  • Can premium calculators compute the premium only for new bikes?

    No, the premium calculator calculates and displays the amount of premium and IDV for new as well as old bikes.

  • Which insurance details are to be entered on the bike insurance premium calculator?

    You need to enter details like make, model and variant of the bike, fuel type of the bike, RTO location of the bike, engine capacity of the bike, registration year of the bike, and so on, on the premium calculator to get the premium costs provided by different insurance companies.

  • Where can I use the premium calculator to calculate the premium for my policy?

    You can easily get the best premium calculator to reckon the premium amount and IDV for your insurance policy at the official website of InsuranceDekho, i.e., www.insurancedekho.com.

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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.