Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeBike InsuranceCompaniesUniversal SompoComprehensive
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance

Calculate Your Bike Insurance Premium Online

Select your Two wheeler brand

  • Hero
  • Honda
  • TVS
  • Bajaj
  • Yamaha

Which city is your Two wheeler registered in?

  • Ahmedabad
  • Bangalore
  • Chandigarh
  • Chennai
  • Gurgaon

When did you buy your Two wheeler?

​Universal Sompo Comprehensive Two-Wheeler Insurance Policy

Universal Sompo General Insurance has earned the trust of people over the years by providing support during the uncertainties of life. Universal Sompo comprehensive bike insurance policy provides coverage for the financial and legal liabilities towards the third party as well as own damage incurred by the insured’s bike. It ensures financial security and peace of mind of the policyholders.

Universal Sompo Comprehensive Bike Insurance vs Third Party Bike Insurance

Basis

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

Comprehensive bike insurance policy provides coverage for third party liabilities as well as for own damage to the insured’s bike.

Third party bike insurance policy provides coverage only for third party damage caused by the insured’s bike.

Add-ons

Policyholders can opt for a wide range of add-ons cover under this policy to extend the coverage.

It does not offer any add-on to the policyholders.

Cost

Comprehensive bike insurance policy provides extensive coverage to the policyholders. Therefore, the premium of this policy is comparatively higher.

Third party bike insurance policy is cost-effective as it provides limited coverage.

What All is Covered Under Universal Sompo Comprehensive Bike Insurance Plan?

Universal Sompo comprehensive bike insurance policy covers the following aspects:

  • Third party liabilities: The comprehensive bike insurance policy provides financial and legal support to the policyholders to deal with the third party liabilities. The insurer provides compensation up to Rs. 1 lakh for third party property or vehicle damage. The compensation amount for bodily injuries, disability or loss of life of the third party is decided by the court of law.
  • Own damage caused by natural calamities: Any damage caused to the insured’s bike due to flood, landslide, earthquake or any other natural calamities gets covered by the insurer.
  • Own damage caused by man-made disasters: The insurer covers any damage to the insured’s bike caused due to any man-made disasters such as riot, strike, terrorist activities etc.
  • Theft of the insured’s bike: The insurer provides coverage in case the bike gets stolen.

What All Is Not Covered Under Universal Sompo Comprehensive Bike Insurance Plan?

Universal Sompo comprehensive bike insurance policy does not provide coverage for the following:

  • Normal wear and tear
  • In case of willful negligence
  • Driving without a valid licence
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving under the influence of alcohol or intoxicating drugs
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Universal Sompo Comprehensive Bike Insurance Benefits

Policyholders can avail the following benefits along with the Universal Sompo comprehensive bike insurance policy:

  • Offers easy and online policy issuance
  • Swift and easy claim settlement process
  • Avail a wide range of add-on covers to stretch the coverage
  • Free repair and replacement service in cashless garages spread all over India
  • Provides financial and legal support for third party liabilities and own damage expense.

Explore Universal Sompo Bike Insurance

Must Read Articles before buying Universal Sompo Bike Insurance

Universal Sompo Bike Insurance User Reviews

4.8
Rating based on
253 User reviews
Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: February 20, 2023
  • Customer care service

    While buying the Universal Sompo bike insurance plan for my Aprilia storm 125 from the InsuranceDekho website I faced some problems for which I contacted customer care service, and the executive immediately resolved all my issues. The plan comes with amazing benefits.

    Read More

    T
    By Tarun Yadav
    On: February 16, 2023
  • Option to choose from differen...

    I just bought a Universal Sompo own damage bike insurance policy from InsuranceDekho for my BMW F650 bike. The payment was completely secured and the website allowed me to pay the premium from different payment gateways. I choose to make the payment through my Credit card.

    Read More

    M
    By Mankirat Singh
    On: February 9, 2023
  • Rapid generation of quotes

    On InsuranceDekho, the generation of insurance quotes for my Yamaha Saluto was quick. I just had to enter the needed details like the bike's fuel type, MMV and the extent of the plan. In just a few seconds, I had found various quotes. I opted for Universal Sompo bike insurance plan.

    Read More

    S
    By Srinivas Gupta
    On: January 31, 2023
  • Price Comparison

    I checked InsuranceDekho. It was so easy to choose a plan as the website had all the plans elaborated in an amazing way. I bought a Universal Sompo bike insurance plan which is nice in accordance with my preferences for my Aprilia Sr 160.

    Read More

    S
    By Samar Raj
    On: January 24, 2023
  • Well managed website

    The InsuranceDekho website is very well managed and maintained. All the things are arranged properly. While buying the Universal Sompo, for my Hero Pleasure Plus, it was very easy to locate everything that I wanted on the website.

    Read More

    H
    By Harsh Gupta
    On: January 3, 2023
  • Best customer care team

    The customer care service of the InsuranceDekho website is amazing. While buying the Universal Sompo bike insurance plan for my Hero Pleasure Plus, I had some doubts regarding the plan, I contacted customer care service and they cleared all my doubts and queries.

    Read More

    S
    By Shraddha Gupta
    On: October 13, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    By Sushant Kapoor
    On: July 26, 2022
  • Amazing customer care service

    The InsuranceDekho website has the best customer care service. I recently bought the Universal Sompo bike insurance plan for my Hero Electric Optima DX, I had some queries regarding the plan, so I contacted customer service and got all my queries resolved. Thanks to the team.

    Read More

    S
    By Sushant Kapoor
    On: July 22, 2022
  • Quick response on the chat box

    InsuranceDekho's website provides a chat box feature to its users. I bought the Universal Sompo bike insurance plan for my Kawasaki Ninja 650. In the buying process, I was facing some issues so I used the chat box feature available on the website. I got quick responses and all my questions were answered with immediate effect. The plan is amazing and comes with many benefits. Happy with the purchase.

    Read More

    D
    By Devesh Arya
    On: July 12, 2022
Universal Sompo Reviews

17 Universal Sompo Cashless Garages in India

Universal Sompo Cashless Garages

Universal Sompo Comprehensive Bike Insurance FAQs

  • What roadside assistance will I get under the Universal Sompo comprehensive bike insurance policy?

    You will get the following roadside assistance under the Universal Sompo comprehensive bike insurance policy provided you have opted for the Roadside Assistance cover:

    • Emergency Towing Assistance
    • Repair on the spot
    • Flat Tyre Service
    • Emergency Fuel Delivery
    • Vehicle Key Service
    • Pick up of Vehicle in case of Driver Disability
    • Cab Service
    • Accommodation
    • Shipment of Spares

  • When can I add the add-on covers to my comprehensive bike insurance policy?

    You can add the add-on covers to your Universal Sompo comprehensive bike insurance policy during the purchase, renewal or in the middle of the tenure.

  • What are the discounts offered on the premium by Universal Sompo comprehensive bike insurance policy?

    The following discounts are offered on the premium by Universal Sompo comprehensive bike insurance policy:

    • Voluntary deductible
    • No Claim Bonus (Provided no claims was made during the policy period)
    • Discount for anti-theft device.

  • Does the Universal Sompo comprehensive bike insurance policy provide the Daily Cash Allowance cover?

    Yes, the Universal Sompo comprehensive bike insurance policy provides the Daily Cash Allowance cover. With this cover added to your policy, the insurer will provide daily cash allowance in case your bike is laid up in an authorized garage for repair.

  • How is the sum assured calculated for Universal Sompo comprehensive bike insurance?

    The sum assured for Universal Sompo comprehensive bike insurance is calculated by the Insured Declared Value (IDV) of the insured’s bike.

FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

Universal Sompo Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

News
Universal Sompo Bike insurance starting from ₹ 844/year*
or
Proceed without bike numberI have a brand new bike

Partner Bike Insurance Companies

Two Wheeler Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Two Wheeler IDV

You may also be interested in

    Comprehensive Bike Insurance

    Cashless Garages in Popular Cities

    CityNo of Garages
    Hyderabad1
    Jaipur1
    Chennai1
    Bangalore1
    Gurgaon1
    View All

    Related News

    Bike Insurance News

    Become Vehicle Insurance Agent

      Universal Sompo Bike insurance starting from ₹ 844/year*
      or
      Proceed without bike numberI have a brand new bike

      Bike Insurance starting from
      ₹1.5/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your car number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.