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Disclaimer: Actual Premium might vary basis your location, age and number of members

Liberty Comprehensive Two-Wheeler Insurance Policy

Liberty General Insurance has introduced a cost-effective solution to deal with the uncertainties on roads through its bike insurance policy. Liberty comprehensive bike insurance policy provides extensive coverage against the third party liabilities and for own damage to the insured’s bike. It instills a sense of financial security in the policyholder.

Liberty Comprehensive Bike Insurance vs Third Party Bike Insurance

Parameters

Comprehensive Bike Insurance

Third Party Bike Insurance

Coverage

It provides coverage for the financial and legal obligations to the third party as well as own damage to the insured’s bike.

Third party bike insurance policy covers only the third party liabilities incurred by the insured’s bike.

Add-ons

A wide range of add-on covers is available along with a comprehensive bike insurance policy.

It does not come with the availability of any add-on cover.

Cost

The premium of the comprehensive policy is relatively higher as it provides extensive coverage to the policyholders.

The premium of the third party policy is relatively lower due to its limited coverage.

What All Is Covered Under Liberty Comprehensive Bike Insurance Plan?

Liberty comprehensive bike insurance policy provides coverage for the following aspects:

  • Third party liabilities: The policyholder receives financial and legal support from the insurer to deal with the third party liabilities in case of any damage, loss or injury of the third party caused by the insured’s bike. The compensation amount to be paid by the insurer is decided as per the court of law.
  • Own damage caused by natural calamities: The insurer covers the damage of the insured’s bike caused due to any natural calamities such as flood, earthquake, landslide etc.
  • Own damage caused by man-made disasters: Any damage to the insured’s bike in man-made disasters such as riot, strike, fire, terrorist activities etc. gets covered under Liberty bike insurance policy.
  • Theft: The theft or burglary of the insured’s bike gets covered by the insurer.

What All Is Not Covered Under Liberty Comprehensive Bike Insurance?

Liberty comprehensive bike insurance policy does not provide coverage for the following cases:

  • Normal wear and tear
  • In case of willful negligence
  • Driving without a valid licence
  • Mechanical or electrical breakdown
  • Any damage caused due to contractual liability
  • Driving under the influence of alcohol or intoxicating drugs
  • Damage occurred during war, nuclear risk, mutiny rebellion or any such situation.

Liberty Comprehensive Bike Insurance Benefits

Liberty comprehensive bike insurance plan provides several benefits to the policyholders which are discussed below:

  • Active helpdesk service
  • Swift and easy claim settlement process
  • Swift purchasing option through the official website
  • Avail a variety of add-on options to stretch coverage
  • Free repair and replacement service in the cashless garages spread all over India
  • Provides financial support to deal with third party liability and own damage expense.

Must Read Articles before buying Liberty Bike Insurance

Liberty Bike Insurance User Reviews

Write your review
What users are saying
  • All
  • Comprehensive
  • Most Helpful
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Claim
  • Add On
  • Accessible Anytime, Anywhere

    I'm happy because I can use the special tool, the premium calculator of InsuranceDekho. It helps me to figure out the insurance costs of Liberty Bike Insurance any time i want as per my feasibility. It's really handy and works well with my hectic life.

    J
    By Jahul Akhtar
    On: June 5, 2024
  • Peace of Mind with Every Drive...

    Every time I hit the road with my Mahindra bike, I have peace of mind knowing that InsuranceDekho's Liberty Bike Insurance Policy’s own damage coverage has my back. It's a reassuring feeling that money can't buy.

    By Prakash Thapa
    On: November 21, 2023
  • No Hidden Costs, No Surprises

    I appreciate how the premium calculator provided clear estimates for my Bajaj bike, leaving no room for hidden costs or surprises while purchasing the Liberty Bike Insurance Policy. What you see is what you get, and that's a relief.

    By Santosh Singh
    On: November 15, 2023
  • Cost-Efficient Legal Complianc...

    InsuranceDekho's Third-Party Insurance provides cost-efficient legal compliance. The Liberty Bike Insurance Policy is a basic, yet necessary, policy for my Aprilia bike that safeguards against liabilities while keeping your expenses in check.

    Y
    By Yash Paul
    On: October 17, 2023
  • Confidently Protected with Ins...

    I bought the Liberty Bike Insurance Policy from InsuranceDekho. The policy provides me with confidence in the protection for my BMW bike. Their efficient claims processing reassures me that I'm in good hands.

    M
    By Mukul Pahwa
    On: September 20, 2023
  • No-Claim Bonus Protection for ...

    The no-claim bonus protection offered by InsuranceDekho’s Liberty Bike Insurance Policy is a fantastic feature of their comprehensive coverage. It rewards careful driving habits. Happy to have secured my Hero bike under this policy.

    S
    By Saket Bhasin
    On: September 15, 2023
  • Recommended for Responsible Ca...

    I recommend InsuranceDekho's third-party car insurance to responsible car owners who prioritize legal compliance and road safety. I bought the Liberty Bike Insurance Policy and added this benefit to the policy for my Aprilia bike and could not be more happier and secure.

    By Rajeev Rai
    On: September 13, 2023
  • Transparent Premium Breakdown

    I appreciate the transparency of InsuranceDekho's premium calculator. I made a wise decision to secure my Royal Enfield with them. It broke down the premium for my Liberty Bike Insurance Policy into understandable components, making it easy to budget.

    S
    By Saksham Yadav
    On: September 11, 2023
  • Great for High-End Repairs

    High-end repairs can be expensive, but InsuranceDekho's Zero Depreciation Policy makes them affordable. The Liberty Bike Insurance Policy covers the repair costs without factoring in depreciation for my Royal Enfield.

    R
    By Ramit Sarkar
    On: September 5, 2023
  • True Partner in Recovery

    InsuranceDekho has been a true partner in my recovery after accidents. The Liberty Bike Insurance Policy’s efficient claim processing for my for my Triumph bike and support have eased the post-accident stress.

    P
    By Prashant Budhiraja
    On: September 1, 2023
  • No Compromises on Safety

    Choosing InsuranceDekho's Comprehensive Coverage along with the Liberty Bike Insurance Policy means no compromises on safety. The policy's extensive coverage ensures that my Kawasaki bike and I are safeguarded against unexpected events.

    K
    By Kalzang Murry
    On: August 29, 2023
  • Renewal Benefits for Loyal Cus...

    InsuranceDekho offered renewal benefits for their loyal customers, incentivizing me to renew my Liberty Bike Insurance Policy for my Royal Enfield bike with them.

    R
    By Rohan Kalra
    On: August 25, 2023
  • Instant Results for Immediate ...

    I loved how fast InsuranceDekho's premium calculator provided results. It allowed me to make quick decisions without any delays to purchase the Liberty Bike Insurance Policy for my newly bought Aprilia bike.

    A
    By Ashwini Kahlon
    On: August 23, 2023
  • Highly Recommended for Third-P...

    I highly recommend InsuranceDekho for third-party car insurance. The Liberty Bike Insurance Policy offers a reliable and straightforward solutions for legal compliance. Happy to have secured my TVS bike under this plan.

    S
    By Satvinder Singh
    On: August 22, 2023
  • Seamless Policy Purchase

    The policy purchase and renewal process for InsuranceDekho's comprehensive coverage is seamless and user-friendly. I was bale to buy the Liberty Bike Insurance Policy for my Aprilia bike with ease. It's convenient and time-saving.

    By Jatin Lokhandwala
    On: August 16, 2023
  • Trustworthy Partner for Car In...

    InsuranceDekho has proven to be a trustworthy partner for car insurance claims. When I asked their help to file my claim for the Liberty Bike Insurance Policy for my KTM bike, they handled my claim professionally and without any hassle.

    R
    By Rajdeep Yadav
    On: August 11, 2023
  • Accurate Premium Estimates for...

    InsuranceDekho's premium calculator provided me with accurate estimates for different insurance plans. Having this information helped me make an informed decision about the Liberty Bike Insurance Policy that was best suited for my needs for my Royal Enfield.

    S
    By Samagya Gupta
    On: August 9, 2023
  • Affordable Premiums for Third-...

    I found InsuranceDekho's third-party car insurance for my Yamaha bike to have affordable premiums. The Liberty Bike Insurance Policy is the perfect option for budget-conscious bike owners. Definitely would recommend the policy to others.

    A
    By Amit Patel
    On: August 8, 2023
  • Loyalty Benefits

    InsuranceDekho rewarded my loyalty with special benefits and discounts during the Liberty Bike Insurance Policy renewal process for my Benelli bike. Thank you InsuranceDekho for looking out for the loyal clients.

    A
    By Aryan Khan
    On: July 31, 2023
  • Own Damage Insurance - A Neces...

    I used to underestimate the importance of own damage insurance until I had to repair my Triumph bike after an accident. Thankfully, the Liberty Bike Insurance Policy’s coverage took care of the expenses, and I realized it was a necessity.

    M
    By Mihir Khan
    On: July 28, 2023
  • Excellent Customer Support Dur...

    I had a minor accident, and I called InsuranceDekho's customer support for guidance on filing a claim with the Liberty Bike Insurance Policy for my Honda bike. They were extremely helpful, guiding me through the entire process and making it stress-free. Kudos to the support team!

    V
    By Vipul Verma
    On: July 24, 2023
  • Helpful in Understanding Premi...

    InsuranceDekho's premium calculator is helpful in understanding the factors that affect the premium. By adjusting different parameters, I can see how the premium changes for the Liberty Bike Insurance Policy that I bought for my Triumph bike.

    L
    By Laxman Pradip
    On: July 20, 2023
  • Efficient Customer Support

    The customer support team at InsuranceDekho was efficient in addressing my queries related to my Honda bike’s third-party policy for my Liberty Bike Insurance Policy. Their professionalism and guidance were commendable.

    N
    By Nitin Bagade
    On: July 19, 2023
  • Enhanced Coverage with Add-Ons

    I opted for add-ons with InsuranceDekho's comprehensive policy to enhance the coverage for my Liberty Bike Insurance Policy. Features like zero depreciation and roadside assistance provided additional benefits for my Hero bike.

    By Jayant Joshi
    On: July 17, 2023
  • Quick and Efficient

    The cashless garages associated with InsuranceDekho offer prompt and efficient service. My Aprilia car was repaired within the promised timeframe as it was insured with the Liberty Bike Insurance Policy, and the quality of work was excellent.

    By Lavi Jain
    On: July 13, 2023
  • Smooth Premium Payment Options

    InsuranceDekho offered smooth premium payment options for the Liberty Bike Insurance Policy’s renewal. Their online platform allowed me to pay securely using various payment methods, including net banking and debit/credit cards for my BMW bike.

    A
    By Aadit Jain
    On: July 11, 2023
  • Flexibility in Choosing Repair...

    InsuranceDekho's own damage car insurance that I purchased along with the Liberty Bike Insurance Policy for my TVS bike offered flexibility in choosing a repair garage. I had the freedom to select a preferred garage from their network, allowing me to maintain a trusted relationship with my service provider.

    A
    By Arjun Grover
    On: July 10, 2023
  • Worthwhile Investment for New ...

    Opting for InsuranceDekho's zero dep car insurance was a worthwhile investment for my new Vespabike. The Liberty Bike Insurance Policy protected me from the financial impact of depreciation and allowed me to maintain the bike's value.

    R
    By Rohan Chadha
    On: July 6, 2023
  • Hassle-free Claims Settlement...

    InsuranceDekho handled my claims settlement process with utmost professionalism. They took charge of communicating with the third party involved, assessing the damages, and settling the claim. Their efficiency and expertise in handling third-party claims made the entire process hassle-free for me. I appreciate their dedication to resolving claims fairly and promptly. I am glad that I took the Liberty Bike Insurance Policy for my Aprilia bike.

    V
    By Vivek Kandpal
    On: July 4, 2023
  • Comparative Premium Analysis

    The premium calculator allowed me to compare premiums from multiple insurance providers. It presented the calculated premiums side by side, making it easy to evaluate the cost-effectiveness of different policies. This feature empowered me to choose the Liberty Bike Insurance Policy for my Benelli bike that offered the best value for money based on the coverage and premium amount. Thanks to InsuranceDekho for this feature.

    S
    By Sandeep Joshi
    On: June 30, 2023

Liberty Comprehensive Bike Insurance FAQs

  • What are the add-on covers offered under Liberty comprehensive bike insurance policy?

    The add-on covers offered under Liberty comprehensive bike insurance policy are as follows:

    • Zero Depreciation cover
    • Consumables cover
    • Gap Value cover
    • Roadside Assistance cover
    • Engine safe cover
    • Lost Key Assistance cover.
  • What is lost key assistance?

    Lost key assistance cover is an add-on cover offered by Liberty along with its comprehensive two-wheeler insurance policy. In the event of an emergency where bike keys are misplaced or damaged, the insurance company will arrange for a representative to replace keys of the insured’s bike on the spot.

  • What are the factors that affect the premium amount of the Liberty comprehensive bike insurance policy?

    The premium amount of Liberty comprehensive bike insurance policy depends on the following factors:

    • Driving history
    • Location
    • Gender and age of driver
    • Marital status
    • Previous insurance
    • Cubic capacity of engine
    • Age of the vehicle
    • Usage of the vehicle
    • Make, model and variant of your vehicle.
  • What is the tenure for Liberty long term comprehensive policy?

    The tenure for Liberty long term comprehensive policy extends from 2 years to 3 years.

  • How is the sum assured calculated for Liberty comprehensive bike insurance?

    The sum assured for Liberty comprehensive bike insurance is calculated by the Insured Declared Value (IDV) of the insured’s bike.

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Why to buy from InsuranceDekho?

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  • Claim Support available all 7 days of the week

Liberty Bike Insurance Contact Details

For any assistance or query, call us on:

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#Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.