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Pramerica Life Insurance Claim Settlement

Claim Settlement of Pramerica Life Insurance

Pramerica Life Insurance has a very friendly claim settlement process. The company has a claim settlement ratio of 98.61% in the FY 2020-21, which speaks for itself. The company offers both the online and offline mode of the claim settlement process.
Pramerica Life Insurance is a company which keeps up with the time, and in doing so, they have also provided their customers with a WhatsApp facility.

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User Reviews

4.9
Rating based on
124 User reviews
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What users are saying
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  • Great Service

    Thank you, InsuranceDekho, for helping me purchase a life insurance policy smoothly. I am loving my experience of buying the Pramerica Life Insurance Policy. I am impressed with the supportive customer care team. Firstly, I was not sure whether to purchase a life insurance policy online. Now, I will recommend everyone purchase one from InsuranceDekho’s Website.

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    R
    Pramerica
    By Ravi Yadav
    On: Feb 15, 2024
  • Easy Process of Claim Settleme...

    The process of claim settlement on the InsuranceDekho website was very easy. I just had to get in touch with the customer service team who explained the complete procedure, followed by which I easily raised a claim against the Pramerica life insurance plan.

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    K
    Pramerica
    By Komal Srivastava
    On: Dec 18, 2023
  • Comprehensive Policy Inclusion...

    The Pramerica Life Insurance Policy I selected through InsuranceDekho had comprehensive inclusions. The detailed coverage ensured that my beneficiaries would be well taken care of in various life scenarios.

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    S
    Pramerica
    By Suhani Shah
    On: Nov 22, 2023
  • Unbeatable Convenience

    Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica Life Insurance Policy and payments a breeze.

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    L
    Pramerica
    By Lopa Bhatt
    On: Sep 27, 2023
  • Cash Value Accumulation

    InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valuable savings for my family. Glad to have added this component in addition to life coverage.

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    P
    Pramerica
    By Pooja Bhatia
    On: Sep 13, 2023
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Claim Process at Pramerica Life Insurance

  • 1

    Claim Intimation

    In the event of the death of the life assured, the insurance company should be intimated as early as possible.
  • 2

    Submission of Documents

    For easy claim settlement, claim form, original policy document, death certificate and others documents should be submitted on time.
  • 3

    Claim Evaluation

    After successful submission of documents, the insurance company will thoroughly evaluate the claim filed.
  • 4

    Claim Settlement

    If claim request is approved, claim is settled within 30 days. In case of additional investigation, claim process may take 120 days.

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FAQs

  • How can I check the status of the claim on my Pramerica Life Insurance policy?

    To check the status on the claim of your policy, you can call the claim desk of the company on the number: 0124-4697072. The Operational Hours include timings between 9 AM to 6 PM. Claim stats can also be checked by mailing us at claims@pramericalife.in

  • Who can be made a nominee in a Pramerica Life Insurance policy?

    Any person can be named as a nominee by the policyholder of a Pramerica Life Insurance. However, in practice, the nominee is generally a close relative and preferable someone next of kin.

  • What are the documents required for Pramerica Life Insurance accidental death claims?

    Following is the list of documents required for Pramerica Life Insurance accidental death claims:

    • All documents required for natural death claims
    • FIR Report
    • Post-Mortem Report 
    • Police Inquest Report / Panchnama
    • Final Report of the Police Investigation

  • How long is the claim settlement process for Pramerica Life Insurance?

    Pramerica Life Insurance honours a claim within 30 days of the last document submitted. If there is a requirement of any more time, then the new timeline is conveyed to you.

  • Can a Pramerica Life Insurance claim be rejected?

    Pramerica Life Insurance can reject any claim if they suspect fraud or any non-disclosure of important information. The claim can also be rejected; all the correct documents are not provided.

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