LIC Life Insurance Claim Settlement

The steps to file a claim with LIC are as follows:

Step 1: Reach Out to LIC Life

Start by contacting LIC Life Insurance through their customer support helpline or via email to notify them of your intent to file a claim. If you've purchased your policy through InsuranceDekho, you can also reach out to us for assistance in initiating the claim process.

Step 2: Gather Required Documentation

Collect all necessary paperwork, including a completed claim form, policy documents, relevant medical reports (if applicable), death certificate (for life insurance claims), and any other important documents.

Step 3: Complete the Claim Form

Fill out the claim form provided by LIC Life. Make sure that all sections are accurately and fully completed. This form will request essential information about the policyholder, the nature of the claim, and supporting details.

Step 4: Submit the Claim Form

Once the claim form is filled out and all required documents are gathered, submit them to LIC Life through the designated channels provided by the company.

Step 5: Stay Updated

Keep in touch with LIC Life Insurance to monitor the progress of your claim. You can check on the status of your claim by contacting their customer support team for updates.

• Policyholder Details: This includes personal information like name, address, contact details, policy number, and other pertinent details.

• Claim Nature: Clearly indicate the type of claim being made, whether it's related to death, maturity, critical illness, etc.

• Claimant Information: If the claimant is different from the policyholder, provide their relevant details.

• Claim Circumstances: Describe the circumstances leading to the claim, such as the event that triggered it (e.g., death, illness).

• Required Documentation: Ensure all necessary documents, as specified by LIC Life Insurance Company, are attached to support the claim.

Step 1: Promptly inform the insurance company of the incident by either sending an email, calling their helpline, or visiting their official branch.

Step 2: For online claims, ensure your policy details are accurate. If filling offline, download the claim form, complete it thoroughly, and affix your signature.

Step 3: When filing online, provide the life-assured details. For offline claims, gather all necessary supporting documents as per your claim requirements.

Step 4: If you're the nominee and filling online, include nominee details along with the claim form. For offline death claims, simply submit the necessary documents to the insurer.

Step 5: The claim management team will review and assess the submitted documents, aligning with the terms and conditions of your LIC Life Insurance policy.

Step 6: Once all required documents are gathered and reviewed, the insurer will proceed with processing your claim accordingly.

Step 1: Open your web browser and go to the Claim page on the official website of LIC.

Step 2: Next, press the “Start Online Claim” button or the “Track Claim” button.

Step 3: To proceed further with checking the status of your LIC claim, enter the required details such as your Claim ID, Policy Number, DOB of Life Assured, etc.

Step 4: After entering all the details, click on the “Track” button and you will be able to see the current status of your LIC life insurance claim.

Offline

For an offline inquiry regarding your claim status, you have a couple of options. You can reach out to LIC Life Insurance through their helpline number, which is +91-22-68276827. Alternatively, you can also choose to visit the nearest branch office of the insurer in your area for assistance with checking the status of your claim.

Alternate Method

If you've bought your LIC Life Insurance policy via InsuranceDekho, you have the added convenience of reaching out to us for assistance. Simply dial 755 1196 989 to speak with our dedicated support team or send an email to support@insurancedekho.com. We're here to provide you with updates on the status of your claim request by coordinating directly with LIC Life.

The following are some easy tips to help you get your LIC life insurance claim settled faster:

• Keep Your Policy Documents Safe: Make sure you have all your policy documents in one place and easily accessible. This will help speed up the LIC Life Insurance claim process.

• Notify LIC Promptly: As soon as the need arises to make a claim, make sure you notify LIC immediately. The sooner your insurance company is aware, the faster they can start processing your claim request.

• Provide Accurate Information: When submitting your claim, ensure that all the information you provide is accurate and complete. Any discrepancies or missing details can delay the LIC claim settlement process.

• Submit Required Documents: Be sure to submit all the necessary documents along with your claim form. This typically includes a death certificate, policy documents, identification proof, etc. Providing everything upfront can prevent unnecessary delays.

• Follow-up Regularly: Stay in touch with LIC and follow up regularly on the status of your claim. This shows your commitment and can sometimes help expedite the process.

• Understand Your Policy: Take some time to thoroughly understand your life insurance policy, including the terms and conditions related to claims. Knowing what is covered and any specific requirements can help you submit a more accurate claim.

• Seek Assistance if Needed: If you're unsure about any aspect of the claim process or if you encounter difficulties, don't hesitate to reach out to InsuranceDekho's customer support team for guidance and assistance. We are here to help you navigate through the process smoothly and efficiently.

We can be reached in a number of ways:

• Give Us a Call: Please contact our customer service department at 755 1196 989 if you require prompt assistance. Our helpline is open twenty-four hours a day, seven days a week, except for national and gazetted holidays. Our representatives are here to answer any questions you may have about your policy or claims

• Send Us an Email: Alternatively, you can drop us an email at support@insurancedekho.com. Simply outline your query or claim request in the email, and our experienced team will promptly respond with the necessary information and support you require.