How is your age significant in the Pramerica Life Insurance premium calculation?

If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.

What are the premium payment frequencies available for the Pramerica Life Insurance policy?

The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.

What happens to the Pramerica Life Insurance premium amount when the policy elapses?

The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate.

Are the details required different for the different Pramerica Life Insurance products?

The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.

Pramerica Life Insurance Premium Calculator

Pramerica Life Insurance Premium Calculator is a very important online tool that is used to calculate the premium amount of Pramerica Life Insurance policies. The calculator is fast and acute in its calculations. It helps you to make an informed decision regarding the purchase of the policy. To calculate the premium, the calculator requires a few basic details such as gender, date of birth, annual income etc.

How to Use Pramerica Life Insurance Premium Calculator

The process to use the DHFL Pramerica Life Insurance Premium Calculator is very easy and you just have to follow the below given steps to calculate the premium of your policies.

Step 1: Visit the InsuranceDekho website and access the Pramerica Life Insurance Premium Calculator in the Life Insurance section.

Step 2: Enter the details of name, date of birth, gender, policy term, and sum assured. Calculate the premium amount by clicking calculate. You would also be asked to submit details such as annual salary, smoking habits, educational background, and occupation type.

Step 3: The premium amount can be changed further to meet your investment wallet restrictions by altering the four factors namely age, gender, sum assured, and policy term.

Pramerica Life Insurance Premium Calculator Benefits

Pramerica Life Insurance Premium calculator offers the following benefits aside from being user-friendly.

1. Instant Calculation: The Pramerica Life Insurance premium calculator is a very swift tool and calculates premiums for the policies within seconds of entering all the information.

2. Accurate Calculation: Pramerica Life Insurance Premium Calculator is a dependable tool because whichever policy you select, you can calculate the premium accurately.

3. Helps in Better Decision Making: As the Pramerica Life Insurance premium calculator calculates premiums fast and accurately, it helps you to make a purchasing decision with all the facts in mind.

Gender

Male
Female

Date of Birth

Do you smoke or chew tobacco?

Yes
No

Choose required coverage to secure your family’s future

50L

1Cr

1.5Cr

2Cr

Coverage

Disclaimer :

1. Premium has been calculated for coverage till 60 years

2. Eligibility depends on income, occupation and educational qualification

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User Reviews

4.9

Rating based on

124 User reviews

What users are saying

Great Service
Thank you, InsuranceDekho, for helping me purchase a life insurance policy smoothly. I am loving my experience of buying the Pramerica Life Insurance Policy. I am impressed with the supportive customer care team. Firstly, I was not sure whether to purchase a life insurance policy online. Now, I will recommend everyone purchase one from InsuranceDekho’s Website.
Read More
R
Pramerica
By Ravi Yadav
On: Feb 15, 2024
Easy Process of Claim Settleme...
The process of claim settlement on the InsuranceDekho website was very easy. I just had to get in touch with the customer service team who explained the complete procedure, followed by which I easily raised a claim against the Pramerica life insurance plan.
Read More
K
Pramerica
By Komal Srivastava
On: Dec 18, 2023
Comprehensive Policy Inclusion...
The Pramerica Life Insurance Policy I selected through InsuranceDekho had comprehensive inclusions. The detailed coverage ensured that my beneficiaries would be well taken care of in various life scenarios.
Read More
S
Pramerica
By Suhani Shah
On: Nov 22, 2023
Unbeatable Convenience
Convenience is key in today's fast-paced world. InsuranceDekho's online platform makes managing my Pramerica Life Insurance Policy and payments a breeze.
Read More
L
Pramerica
By Lopa Bhatt
On: Sep 27, 2023
Cash Value Accumulation
InsuranceDekho's Pramerica Life Insurance Policy also offers cash value accumulation over time, providing valuable savings for my family. Glad to have added this component in addition to life coverage.
Read More
P
Pramerica
By Pooja Bhatia
On: Sep 13, 2023

View All Pramerica Life Insurance Reviews

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FAQs

How is your age significant in the Pramerica Life Insurance premium calculation?
If you are young and you opt to buy a Pramerica Life Insurance Policy, the premium that you would have to pay is low.
What are the premium payment frequencies available for the Pramerica Life Insurance policy?
The options available for the Pramerica Life Insurance Policy are Monthly, Quarterly, Half-Yearly, and Yearly. Whatever you choose is up to you.
What happens to the Pramerica Life Insurance premium amount when the policy elapses?
The premium amount after a Pramerica life insurance policy has lapsed, increases. To revive the policy, the policyholder has to pay all the outstanding premiums which are unpaid along with a predefined interest rate.
What are the details required in the Pramerica Life Insurance premium calculator?
Your date of birth, gender, policy term, and sum assured are the primary details that are required in the Pramerica Life Insurance premium calculator. The secondary details include smoking habits, occupation type, annual salary, and educational background.
Are the details required different for the different Pramerica Life Insurance products?
The information required to be entered is the same. There can be small changes made in the selection of the plan type and the term of policy, which may depend upon the plan selected by you.