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United India Super Top Up Medicare Health Insurance Wordings

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Highlights
Claim SettlementDedicated Team
Claim Settlement Ratio78.03%
COVID-19 CoverYes
Network Hospitals7,000+
Policies Sold11,82,067
RenewabilityLifelong

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United India Super Top Up Medicare Policy Brochure

  • 106.82 KB
  • PDF Document
  • Aug 02, 2019

United India Health Insurance Plan List

  • Family (3)
  • Individual (2)
  • Senior Citizen (2)
  • Parents (1)
  • Critical Illness (1)
  • Kids (1)
  • Woman (1)
Name of PlanSum Insured
Individual Health Insurance PolicyMin: 91 Days; Max: 65 Years2 Lakh Check Premium
UNI Criticare PolicyMin: 21 Years; Max: 65 Years1 Lakh Check Premium
Family Medicare PolicyMin: 3 Months; Max: 80 Years2 Lakh Check Premium
Arogya Sanjeevani PolicyMin: 3 months; Max: 65 years1 Lakh - 5 Lakh Check Premium
Corona Kavach PolicyMin: 1 day; Max: 65 years50,000 - 5 lakh Check Premium

United India Health Insurance Top Up List

  • Family (1)
  • Individual (1)
  • Top-up (2)
Name of PlanSum Insured
Super Top Up Medicare PolicyMin: 3 Months; Max: 80 Years 3 Lakh Check Premium

FAQs on Super Top Up Medicare Policy Health Insurance Plan

  • What all does Super Top Up Medicare policy cover?

    Super Top Up Medicare policy by United India Insurance offers coverage for inpatient treatment if hospitalisation exceeds 24 hours. The plan covers medical expenses, room rent, boarding, anesthetist fee, surgeon fee, and specialist fee up to the sum insured. Additionally, it indemnifies hospitalisation expenses incurred for a donor in the event of an organ transplant. 

  • What are the coverage types under which I can buy Super Top Up Medicare policy?

    Individual sum insured and family floater sum insured type are the two coverage types you can choose between at the time of purchasing Super Top Up Medicare policy.

  • What is the sum insured range for Super Top Up Medicare policy?

    The sum insured range for Super Top Up Medicare is Rs. 3 Lakh to Rs. 15 Lakh.

  • What is the Specified Threshold Level range under Super Top Up Medicare policy?

    The Specified Threshold Level under Super Top Up Medicare policy ranges between Rs. 2 Lakh to Rs. 5 Lakh. 

  • What is the eligibility criteria for purchasing Super Top Up Medicare policy?

    While the minimum entry age for Super Top Up Medicare policy is 3 months, the maximum entry age is 80 years.

  • Does Super Top Up Medicare policy cover children?

    Super Top Up Medicare policy, under its family coverage type, not only covers self & spouse, but also dependent children (minimum age - 3 months).

  • Is pre-policy medical check up required for Super Top Up Medicare policy?

    Under Super Top Up Medicare policy, pre-policy medical check up is compulsory for entry age 45 years or above. 

  • Does Super Top Up Medicare policy cover Ayurvedic treatment?

    In case of Ayurvedic Treatment, hospitalisation expenses are admissible if the treatment has been received in a government hospital or in any institute recognised by the government and/or accredited by Quality Council of India/National Accreditation Board of Health.

  • What is the waiting period for pre-existing diseases under Super Top Up Medicare policy?

    Under Super Top Up Medicare policy, pre-existing diseases are covered after a waiting period of 48 months.

     

  • Can I avail tax benefits under Super Top Up Medicare policy?

    Yes, you can avail tax rebate as per the Income Tax rules under Section 80D for Super Top Up Medicare policy.

     

  • What are the modern treatment methods and advancements in technologies covered under this policy?

    Following are the modern treatment methods and advancements in technologies covered under this policy: 

    • Uterine Artery Embolization & High Intensity Focussed Ultrasound (HIFU)
    • Oral chemotherapy
    • Immunotherapy- Monoclonal Antibody to be given as an injection
    • Balloon sinuplasty
    • Deep Brain Stimulation
    • Robotic Surgeries (including Robotic-Assisted Surgeries)
    • Intra vitreal injections
    • Bronchial thermoplasty
    • Stereotactic Radio Surgeries 
    • Stem Cell Therapy
    • The vaporisation of the prostate (green laser treatment or holmium laser treatment)
    • Intra Operative Neuro Monitoring (IONM) 
  • Are maternity expenses covered under this policy?

    No. The policy does not cover you for maternity expenses including complicated deliveries and caesarean sections incurred due to hospitalisation, except for ectopic pregnancy and expenses arising due to miscarriage (unless due to an accident) and lawful medical termination of pregnancy during the policy term. 

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Claim Process at United India Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

United India Health Insurance Contact Details

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