United India Health Insurance for Woman

United India pays special attention to care for women. It covers women in most of its health policies. Family Medicare plan is one of them. This policy covers women with their family members under a single sum insured. The key benefits for women under the policy are wide coverage, tax exemption, remote second medical opinion, pre and post hospitalisation expenses and cover for daycare treatment and so on.

Key Features

• Sum Insured includes Rs. 1 Lakh to Rs. 10 Lakh in multiples of Rs. 50,000 - up to Rs. 5 Lakh and from Rs. 5 Lakh to Rs. 10 Lakh in multiples of Rs. 1 Lakh
• Cashless hospitalisation in top-class network hospitals
• Guaranteed lifetime renewability of the policy with no hassle
• No-claim discounts of 3% after three continuous claim-free years
• The feature to enhance the sum insured at the time of policy renewal
• Health check-up reimbursement once in every three continuous years
• Remote medical second opinion for certain medical conditions

Scope of Coverage

• Hospital room rent, nursing expenses, blood, ICU charges, etc.
• Expenses incurred for anesthetist, surgeon, medical practitioner, consultant fees
• Ambulance charges and hospital daily cash benefits as add-on benefits
• Daycare treatment in which less than 24 hours hospitalisation required
• Cover for pre-hospitalisation expenses 30 days before hospitalisation
• Coverage for post hospitalisation up to 60 days after discharge from the hospital
• Expenses incurred for treatment under the Ayurvedic method

Eligibility

To get covered under the Family Medicare policy, women should be aged between 18 and 80 years. However, children aged between 3 months and 18 years can also be covered with their parents.

Exclusions

• Any expenses related to circumcision, plastic surgery and cosmetic surgery
• Any type of pre-existing diseases prior to 48 months
• Any disease within the first 30 days from the policy’s commencement date
• A waiting period of 2/4 years for some specified illnesses
• Vaccination of any kind, not in case of an animal bite

Do you have any questions regarding how the Family Medicare policy is beneficial for women? If so, then dial InsuranceDekho’s toll-free number 1800-120-5698 and talk to our experts.