United India Health Insurance for Senior Citizen

United India’s Senior Citizen Health Insurance is specially designed for senior citizens. Ensuring immense financial support during declining years, the policy provides older people with coverage for medical expenses reasonably and necessarily incurred for the treatment of disease/illness sustained owing to an accident or sickness during the policy period. This an extremely reliable and affordable insurance product for elderly couples.

Key Features

• Available for a policy duration of 1 year
• The Sum Insured ranges between Rs. 1 Lakh to Rs. 3 Lakh in multiples of Rs. 50,000.
• Available on an individual as well as on a family floater sum insured basis
• Cashless treatment at more than 7,000 network hospitals
• Guaranteed lifetime renewability of the policy without any hassle
• Reimbursement of 50% of health check-up if it is accepted by United India
• A premium discount of 5% if one or more family members are covered with the policyholder

Scope of Coverage

• Self, spouse, dependent children and dependent parents
• Room rent, ICU, anesthetic, blood, oxygen, doctor’s fees, etc.
• Pre-hospitalisation up to 30 days before the date of admission
• Post-hospitalisation up to 60 days from the date of discharge
• Specified daycare procedures with less than 24 hours hospitalisation
• Treatment taken under AYUSH treatment
• Expenses for surgical appliances, medicines & drugs, dialysis, chemotherapy, etc.

Eligibility

The entry age to buy the policy is between 61 years and 80 years. Children (3 months-18 years) are covered provided that either one parent or both the parents are covered under the same policy.

Exclusions

• Expenses incurred on stem cell implantation/surgery or genetic disorders
• Any pre-existing condition(s) until 48 months of continuous coverage
• Cost of spectacles and contact lenses, hearing aids
• Dental treatment or surgery of any kind unless due to an accident
• Injury or disease directly or indirectly caused by nuclear weapons/materials

For detailed terms and conditions and other information about United India’s Senior Citizen Health Insurance policy, please give a call to our experts at toll-free number 1800-120-5698.