United India Senior Citizen Health Insurance

Senior Citizen Health Insurance Policy comes with many attractive benefits that make it a suitable plan for seniors. The policy covers treatment within 30 days, but the accidental coverage is covered from the date the policy is purchased. Also, there is coverage for the pre-existing disease after 4 years of a waiting period. Further, an insured beyond 80 years is allowed to get covered under Senior Citizens Policy provided the policy is renewed without any break. Below are some major attractions of the policy:

• Hospitalisation expenses including nursing, boarding and room services not exceeding 1% of the Sum Insured
• ICU charges subject to 2% of the Sum Insured or actual whichever is less
• Cataract, Hernia, Hysterectomy up to 25% of SI
• Major illness/surgeries not exceeding 70% of the sum insured
• AYUSH treatment taken in a Government Hospital or in any institute recognized by the Government or Quality Council of India
• A family discount of 5% on premium if one or more family members are covered
• Reimbursement of medical check-up once at the end of every three claim-free years up to 1% of the SI
• Expenses incurred for the anesthetist, surgeon, medical practitioner, consultants, specialists’ fees

United India’s Senior Citizen Health Insurance offers many more benefits such as cover for 30 days of pre-hospitalisation and 60 days of post-hospitalisation; expenses incurred on oxygen, blood, anesthetic, OT charges, surgical appliances, dialysis, chemotherapy, medicines, drugs and many others.

• The free-look period for the policy is 15 days
• You can enjoy tax savings benefits under this policy
• The quick and easy claim settlement process
• A grace period of 30 days
• Dedicated TPA service provider

Getting the most suitable health policy is the first choice of every individual irrespective of his or her age. And there is no doubt that Senior Citizen Health Insurance Policy is the right fit for elderly people. The policy can be availed to cover family members as well under the same sum insured amount. However, each member should meet the age criteria set by the insurer to choose this health plan.

Let’s go ahead and gain something more by choosing the policy online at InsuranceDekho. As a leading name in the industry, InsuranceDekho strives for enhanced customer assistance and takes proper care of customers. When you choose InsuranceDekho, you’re opening the doors for free quotes and an option to compare vaious health insurance policies along with transparent services.

While the minimum entry age for Senior Citizen Health Insurance policy is 61 years, the maximum entry age is 80 years.

There is no exit age associated with United India Senior Citizen Health Insurance, thus policy is lifelong renewable.

Yes, you can! Children between the age group of 3 months & 18 years can be covered under the policy. However, the only condition is that either or both parents are covered concurrently.

Senior Citizen Health Insurance can be purchased for a period of 1 year. The policyholder can renew the policy on an annual basis.