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Kotak Secure Shield Health Insurance User Reviews

122 reviews Rate This
Kotak
Highlights
Cashless Approval TATWithin 35 minutes
Claim Settlement Ratio97%
Network Hospitals9,450+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Rating of Kotak Secure Shield
4.0
Based on
33 User reviews

  • So happy that i have this plan

    I went for this plan on the advice of my friend. I must tell you that i made the right decision of buying this plan. It offers critical diseases expense cover as well as loss of job benefit, child education benefit, flexible policy period, personal accident benefit and numerous others. Great job kotak!        

    A
    Abhijeet Prasad
    On: Nov 27, 2019

  • Topmost health security

    I was searching for a good plan for critical illness for the past few months. I am greatful to InsuranceDekho people for recommend this plan to me. Finally, i have got critical illness cover at low premium amount. Also, loss of job benefit, child education benefit, and personal accident benefit are great features. 

    S
    Satish
    On: Nov 18, 2019

  • Excellent plan by kotak

    I have also depended on kotak for health insurance purpose. This is my second policy with kotak. Very good for covering critical illness expenses, secure shield is a plan that gives you support by offering numerous features at a nominal premium amount. I will suggest this plan to everyone in my known for sure.  

    S
    Siva Ramakrishna Bhimaraju
    On: Nov 18, 2019

  • Forever a fan of kotak

    I bought this policy secure shield because i was getting a vast benefit cover at a low premium rate. Where else would i have got loss of job benefit, child education benefit, critical illness cover, personal accident benefit, and other superior features. I am definitely going to recommend this superb plan to my friends.

    V
    Varun
    On: Nov 05, 2019

  • Good critical illness cover by kotak

    Kotak Secure Shield was recommended to me by InsuranceDekho experts. I listened to their advice because it met my medical requirements and budget. Let me tell you that this cover comes with various benefits that you may not find anywhere else. So, go with it! 

    S
    Saroj Sharma
    On: Nov 05, 2019
    • Must BuyMust Buy

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  • Supreme critical illness coverage

    I was looking for a plan that covers critical illness without demanding a high premium. Glad i found this one with the help of InsuranceDekho. I am getting lifelong renewability, loss of job benefit, child education benefit, and others under this cover. I will recommend this plan to one of my friends also.

    H
    Harsha
    On: Oct 25, 2019

  • Kotak secure shield is outstanding

    I have always trusted kotak with health insurance. This time also i bought kotak thinking that i will gain security against critical illnesses. I wasn’t wrong. This plan has covered me for critical illnesses and various other benefits under such small premium amount. I recommend this plan.

    K
    Keshav
    On: Oct 25, 2019

  • The best plan i ever purchased

    Kotak secure shield is one of the best plans i have invested in. Be it coverage or premium paid, every feature is designed in a way to reduce worries of the policyholder. What’s best is that this plan helps you cover critical illness and even personal accident and/or loss of job benefit.

    J
    Jainesh D Sanghvi
    On: Oct 15, 2019

  • Impressed by Kotak secure shield

    I am an old customer of Kotak. I am a big supporter of this plan as it comes with wide coverage for basic medical expenses and critical illness both. One can also gain personal accident benefit, loss of job benefit, child education benefit, and other features that are simply amazing.

    S
    Sachin
    On: Oct 15, 2019

  • Kotak Secure Shield is a savior

    When InsuranceDekho experts told me about this plan, i was immediately ready to buy it. I recommend this plan to others as it covers you for critical illness, personal accident, loss of job benefit. The premium is less and the coverage is more.

    S
    Saba Kausar
    On: Oct 05, 2019

Choose Kotak General Plan for

FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

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Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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