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Kotak Secure Shield Health Insurance User Reviews

122 reviews Rate This
Kotak
Highlights
Cashless Approval TATWithin 35 minutes
Claim Settlement Ratio97%
Network Hospitals9,450+
Pre-existing Waiting Period4 year
Special BenefitsNo Capping on Room Rent
Starting Premium for Rs. 5 lakhs SIRs. 489/month

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Rating of Kotak Secure Shield
4.0
Based on
33 User reviews

  • Exceptional plan

    It was after my friend’s recommendation that i purchased this policy. I am quite satisfied with the cover i have received for critical illnesses at such less premium cost. I would like to invest further in kotak in the future. Also, my high recommendations for this critical illness plan will always be there.

    N
    Naresh Bhai
    On: Jan 20, 2020

  • Good one for critical illness

    I bought this plan to help me cover expenses for critical illnesses. This plan covers me for heart attack, cancer, and other critical illnesses at a less premium rate. I am also getting advantages like critical illness, personal accident and/or loss of job benefit under this policy. I thank insurancedekho for supporting me with purchase of this plan.  

    J
    Jai Pratap Singh
    On: Jan 16, 2020

  • A simple plan with superb critical illness cover

    I found kotak secure shield to be a simple plan with superb cover. It covers for 34 critical illnesses of individual or entire family. The premium is quite low. Policy period is flexible. Loss of job benefit, child education benefit, personal accident benefit, are a few additional advantages that one gets with this policy. 

    K
    Kartikeya Sharma
    On: Jan 10, 2020

  • Best financial help against critical illnesses

    One of my relatives recommended this plan to me. When i purchased it, i finally understood why it is so in demand. This plan gives you good for critical illnesses and gives you a series of benefits like personal accident benefit, loss of job benefit, child education benefit and many others and that too at less premium cost.

    S
    Sharad Joshi
    On: Jan 06, 2020

  • Best critical illness plan so far

    It has been days since i was looking for a good critical illness policy. I must tell you that when insurancedekho people told me about this plan, its premium, and features, i bought it without wasting time. Persons searching cover for critical illnesses, i will say that you should buy this plan without having any second thoughts as it is reliable and reasonable.

    A
    Anita Kataria
    On: Jan 02, 2020
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  • Enough cover at less premium

    I have recently purchased this plan for critical illnesses. At a very less premium amount, i am covered for various benefits like critical illness, personal accident and/or loss of job benefit. The buying process was very easy. Insurancedekho people helped me with the purchase process. I would recommend this plan and insurancedekho too.

    A
    Akhil Singh
    On: Dec 26, 2019

  • Quite a good plan

    I have recently purchased Kotak Secure Shield policy. I have got covered for critical illnesses at a very low premium cost. I have also opted for add-ons like hospital daily cash, double sum insured, and cap on room rent to expand my benefits. I want to thank insurancedekho for helping me find this plan and buy it.  

    E
    Ekant Raval
    On: Dec 17, 2019

  • Definitely a shield for policyholders

    We all know that expenses for critical illnesses are extremely hard to manage. All thanks to this plan i won’t have to face the same problem if the need arises. Also, i got an option to choose different advantages like critical illness, personal accident, and/or loss of job benefit. Good thing is that it is renewal for life.

    K
    Keval Kishan
    On: Dec 10, 2019

  • Kotak secure shield is good plan

    I am glad to have purchased this plan. I along with my family been covered for critical illness under this policy. Loss of job benefit, child education benefit, and personal accident benefit are some of the key benefits that i have received with this plan. Lastly, i did not have to pay a high premium for it. 

    A
    Aditya Rana
    On: Dec 05, 2019

  • Good experience for me

    I bought this plan covering critical illness to protect my savings. As per my expectations, i did not have to worry about anything under this plan. I got wide coverage without any hassle. Also, the premium came to me as affordable. I would suggest anyone buying critical illness cover to choose this policy. 

    J
    Jitender
    On: Nov 27, 2019

Choose Kotak General Plan for

FAQs

  • Why should I buy a health insurance policy from Kotak General Insurance?

    Kotak General Insurance is an ideal choice for both, individuals as well as families that wish to invest in health insurance without breaking their bank. Reasons that make the insurer different than the others include customer-centric operations, customised products and services, digitally enabled processes, efficient claims handling, strong management practices, team of experienced professionals, and others. Talking specifically about policies, the insurer provides comprehensive coverage against the expenses of medical treatment in case of medical emergencies, and that too at a low premium.

     

  • How to buy and apply for Kotak Mahindra health insurance policy?

    To apply for and purchase a Kotak Mahindra health insurance policy online, you can either visit the official website of Kotak General Insurance or at InsuranceDekho. If possible, you can also visit the nearest branch of Kotak General Insurance and uncover more about different policies offered and learn about their purchase in a detailed manner.

  • What are the health insurance policies offered by Kotak General Insurance?

    Under its health category, Kotak General Insurance offers plans such as Kotak Secure Shield, Kotak Health Premier, Kotak Health Care, Kotak Accident Care, and Kotak Health Super Top Up. 

  • Does Kotak General Insurance offer critical illness cover?

    Yes, Kotak General Insurance provides comprehensive coverage for 18 types of critical illnesses under its Kotak Secure Shield policy.

  • What is the Claim Settlement Ratio of Kotak General Insurance?

    The Claim Settlement Ratio of Kotak General Insurance for FY 2019-20 is 75.45%.

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Claim Process at Kotak Mahindra Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 24 hours and for planned hospitalisation intimate within 48 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Kotak Mahindra Health Insurance Contact Details

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