Why should I buy Future Generali Health Total Plan?

Health Total by Future Generali is a comprehensive plan that caters to all the medical needs without making finances a stress. Available on individual and family floater basis, the plan covers hospitality medical expenses, daycare treatment expenses, domiciliary hospitalization expenses, pre-hospitalization medical expenses, restoration of sum insured, and other benefits. The plan comes with a lifelong renewability facility.

What is the minimum and maximum policy term for Future Generali Health Total Plan?

The minimum policy term is 1 year. The maximum policy term is 3 years.

What is the minimum and maximum entry age for Future Generali Health Total Plan?

The minimum entry age is 1 day. The maximum entry age doesn’t have a limit.

What are the sum insured options for Future Generali Health Total Plan?

The sum insured options range from Rs. 3 Lakh to Rs. 1 Crore.

Does Future Generali Health Total come with added benefits?

The additional benefits associated with Total Health include: 1) Cumulative bonus 50% on the basic sum insured is provided up to a maximum of 100% of the Sum Insured, subject to no-claim. 2) Family discount of 10%, in case more than one person is covered in the same policy in case of Individual Sum Insured option has been taken. 3) Long-term discount, in case Policy Term is more than 1 year.

Does Future Generali Health Total come with the tax exemption feature?

If a policyholder pays premium by any mode other than cash and demand draft, they become eligible for tax relief as provided under Section 80D of the Income Tax Act.

Do I need to undergo pre-acceptance medical test before taking Health Total policy?

Health Total Vital Plan : No pre-acceptance medical test up to 50 years, but above 50 years, test is required. The Health Total Superior Plan : From 18 years to 50 years, test is required. Even when above 50 years, test is required. The Health Total Premier Plan : From 18 years to 50 years, test is required. Even when above 50 years, test is required.

Does Health Total policy cover out-patient medical expenses?

Out-patient medical expenses are not covered under Vital Plan. However, Superior and Premier plan include coverage for out-patient medical expenses.

Is new born baby expense cover include in Health Total plan?

Yes, new born baby cover is included under Health Total policy, but only in Superior plan and Premier plan.

Does Health Total plan cover child vaccination benefits?

Health Total cover charges for vaccinations for child less than 12 years of age under Platinum plan.

Future Generali Health Total Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

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Future Generali Health Total Brochure

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Apr 23, 2019

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Health Total Health Insurance Plan

Why should I buy Future Generali Health Total Plan?
Health Total by Future Generali is a comprehensive plan that caters to all the medical needs without making finances a stress. Available on individual and family floater basis, the plan covers hospitality medical expenses, daycare treatment expenses, domiciliary hospitalization expenses, pre-hospitalization medical expenses, restoration of sum insured, and other benefits. The plan comes with a lifelong renewability facility.
What is the minimum and maximum policy term for Future Generali Health Total Plan?
The minimum policy term is 1 year. The maximum policy term is 3 years.
What is the minimum and maximum entry age for Future Generali Health Total Plan?
The minimum entry age is 1 day. The maximum entry age doesn’t have a limit.
What are the sum insured options for Future Generali Health Total Plan?
The sum insured options range from Rs. 3 Lakh to Rs. 1 Crore.
Does Future Generali Health Total come with added benefits?
The additional benefits associated with Total Health include: 1) Cumulative bonus 50% on the basic sum insured is provided up to a maximum of 100% of the Sum Insured, subject to no-claim. 2) Family discount of 10%, in case more than one person is covered in the same policy in case of Individual Sum Insured option has been taken. 3) Long-term discount, in case Policy Term is more than 1 year.
Does Future Generali Health Total come with the tax exemption feature?
If a policyholder pays premium by any mode other than cash and demand draft, they become eligible for tax relief as provided under Section 80D of the Income Tax Act.
Do I need to undergo pre-acceptance medical test before taking Health Total policy?
Health Total Vital Plan : No pre-acceptance medical test up to 50 years, but above 50 years, test is required. The Health Total Superior Plan : From 18 years to 50 years, test is required. Even when above 50 years, test is required. The Health Total Premier Plan : From 18 years to 50 years, test is required. Even when above 50 years, test is required.
Does Health Total policy cover out-patient medical expenses?
Out-patient medical expenses are not covered under Vital Plan. However, Superior and Premier plan include coverage for out-patient medical expenses.
Is new born baby expense cover include in Health Total plan?
Yes, new born baby cover is included under Health Total policy, but only in Superior plan and Premier plan.
Does Health Total plan cover child vaccination benefits?
Health Total cover charges for vaccinations for child less than 12 years of age under Platinum plan.

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Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in