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Future Generali Health Surplus Insurance User Reviews

121 reviews Rate This
Future Generali
Highlights
Cashless Approval TATWithin 2 hours
Claim Settlement Ratio94%
COVID-19 CoverYes
Network Hospitals8,400+
RenewabilityYes
Special BenefitsComplimentary Teleconsultation

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Rating of Health Surplus
3.9
Based on
24 User reviews

  • Dedicated Support Team

    I bought the Future Generali- Health Surplus from the official website of InsuranceDekho. I would like to appreciate their hardworking customer support executives for making my purchase of a health insurance plan smooth and convenient. All the features that are provided by the company were superb. The best was their WhatsApp communication feature. 

    S
    Shruti Taneja
    On: Jun 14, 2023

  • Increased sum insured limit

    It’s a good product by Future Generali as it has increased the coverage limit of existing health insurance policy. It also gives me additional protection in case of major medical conditions.

    A
    Amol Lal
    On: Jan 30, 2020

  • Wide coverage!

    I am using Health Surplus that provides coverage for room rent, boarding, surgeon, nursing charges, consultants, anesthesia, medical practitioner fees, blood, operation theatre, oxygen charges, and so on. 

    S
    Sanjay Agarwal
    On: Jan 19, 2020

  • Supplement for existing plan

    Health Surplus is the finest supplement for my existing health insurance policy. I am saying finest because this policy has boosted my health insurance coverage with a low premium. 

    P
    Prakash L Kulkarni
    On: Jan 15, 2020

  • Boosts Health Insurance Coverage

    Health Surplus is a great a top up plan for my existing health insurance cover. It provides me coverage for medical expenses incurred during hospitalization due to an accident or illness. With this policy, i am able to boost my health insurance coverage!

    A
    Anees
    On: Jan 06, 2020
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • High cover!

    Health Surplus Policy gives me cover against hospitalization expenses in excess of the deductible per hospitalization incurred by me. Plan inclusions also include cover for room rent, boarding charges, nursing services, blood, oxygen, Surgeon, consultants, medical practitioner fees, etc. 

    S
    Surendra Kulkarni
    On: Jan 05, 2020

  • Super experience!!

    Health Surplus comes with several attractions like covering costs of room rent, nursing, surgeon, consultant, oxygen, blood, ICU, medicines, drugs and pre and post hospitalisation. 

    B
    Bilal
    On: Dec 18, 2019

  • Health Surplus

    I am happy by getting health surplus product by Future Generali. Two months back I was hospitalized when this top-up policy helped me make medical treatment cost-effective. Though my basic cover could not pay the entire bill, it was this top up product that cleared the remaining bill amount. 

    A
    Anee
    On: Dec 17, 2019

  • Great coverage..

    Health Surplus by Future Generali is a great option to supplement my basic health insurance plan with a higher sum insured. It covers expenses related to room rent, fees of surgeon, doctor, operation theatre, hospitalisation, blood, and much more. 

    A
    Amit Singh
    On: Dec 10, 2019

  • Good top-up plan

    I had health insurance policy to cover myself. After i got married, it wanted to increase the sum insured. Thanks to Future Generali for the health surplus product. This top-up product has enabled me to increase the sum insured limit by spending at a little extra. 

    A
    Anil
    On: Dec 09, 2019

  • Helping hand

    Health Surplus serves as a helping hand to pay additional medical expenses and reduce financial burden. It gave me an affordable option to increase the sum insured limit if the SI of basic health insurance is inefficient. 

    K
    Kishor A Kumar
    On: Nov 26, 2019

  • Varied sum insured range

    I think health surplus is suitable for every policy buyer because it has a varied sum insured, starting from Rs. 3 Lakh up to Rs. 10 Lakh. With this policy, i am able to pay additional expenses for hospitalisation. 

    R
    Raish Mohammad
    On: Nov 25, 2019

  • Nice concept!

    Health Surplus acts as a supplement to your existing plan. Designed for higher cover at lower premiums, this product of Future Generali provides coverage above the deductible limit. Nice concept!

    D
    Deepesh
    On: Nov 18, 2019

  • Suitable for everyone!!!

    I purchased this top-up plan because one of my friends recommended me. I had no idea that I could increase the sum insured limit in this way. Health Surplus is a nice plan, suitable for everyone. 

    M
    Manisha
    On: Nov 17, 2019

  • Easy way to increase coverage limit

    A perfect solution to increase the sum insured limit smartly. I bought this plan because I was somewhat feeling low coverage value of my health policy. Health Surplus helped me solve this issue at a low expense. 

    P
    Pavan B Aggarwal
    On: Nov 07, 2019

  • Really nice plan

    Really nice plan at low a premium. A large number of hospitals allows me to get cashless treatment at convenience. I recommend this policy to others.

    N
    Naveen
    On: Nov 07, 2019

  • Okay

    Health Surplus is an average policy which I bought from Future Generali. Like other plans, the policy covers expenses related to room rent, boarding and nursing charges, surgeon, consultants, medical practitioner fees. 

    G
    Gulab Kumar Jain
    On: Nov 04, 2019

  • Great policy!

    Thank you Future Generali for Health Surplus. And thank you InsuranceDekgo for suggesting me this policy. I am satisfied with the policy: its coverage benefits, and premiums that I paid. Great policy!

    P
    Prasahant Sawant
    On: Nov 04, 2019

  • Happy with the plan

    Future Generali provides me Health Surplus with low premium benefit. The plan covers 100% treatment costs. It is also good due to great service. Happy!

    A
    Aastha Pandey
    On: Oct 17, 2019

  • Excellent Plan!

    Claims are high. Coverage is great. Premium is low compared to a basic health insurance policy. An approach to increase coverage limit at lower premiums!  

    M
    Mala
    On: Oct 17, 2019

  • Appreciable!

    An excellent approach to boost health insurance coverage of existing policy by paying low premiums. Highly Appreciable!

    S
    Subhas Chandra
    On: Oct 09, 2019

  • Deserves applause!

    Health Surplus deserves applause for increasing my coverage limits at lower premiums. Worth buying for increased sum insured. 

    R
    Rampasant Manbahal Vishwakarma
    On: Oct 09, 2019

  • Good for added protection

    I already had health insurance. But I wanted additional protection. My friend suggested me Health Surplus. I purchased this plan. It’s the right plan to add additional protection for family and enjoy what’s covered in a regular health plan. 

    T
    Tivari Jayprkash
    On: Sep 27, 2019

  • Excellent product

    Health Surplus is a back-up plan. It covers me when the sum insured of my health plan exhausts. It’s an excellent product by Future Generali. I like this product.

    R
    Ranjani Shirahatti
    On: Sep 27, 2019

8653 Future Generali Cashless Network Hospitals in India

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FAQs

  • Why should I buy Future Generali health insurance policy?

    Future Generali Health Insurance helps one stay protected during medical emergencies. Known for offering cashless approvals in just 90 minutes, Future Generali provides multiple comprehensive and customer centric plans that come with quick and easy claim settlement.

  • How to apply for and buy Future Generali Health Insurance policy?

    You can apply for and buy Future Generali health insurance policy online from the official website of Future Generali India Insurance Co Ltd., at general.futuregenerali.in or through www.insurancedekho.com. You can also visit the nearest branch of Future Generali health insurance for your convenience and learn more about policies and process of purchase in a detailed manner.

  • What is the toll free customer care number of Future Generali?

    The 24x7 toll free customer helpline number of Future Generali Health Insurance is 1800-220-233.

  • What is the address of Future Generali Health Insurance?

    The correspondence address is- Future Generali India Insurance Co Ltd., Indiabulls Finance Centre, 6th Floor, Tower 3, Senapati Bapat Marg, Elphinstone Road, Prabhadevi (W), Mumbai - 400 013.

  • What is the Claim Settlement Ratio of Future Generali Health Insurance?

    Future Generali holds the claim settlement ratio of 82.96% for the financial year 2019-20.

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Claim Process at Future Generali Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

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