What is the minimum and maximum eligible age for Future HospiCash?

For Future HospiCash, while the minimum entry age is 18 years, the maximum entry age is 65 years for adults.

Can I cover my children under Future HospiCash?

Yes! Children aged 6 months to 25 years can be covered under Future HospiCash if parents are insured under the same plan.

What are the sum insured options offered under Future HospiCash?

Under Future HospiCash, sum insured options vary according to the plan opted for. However, while the minimum sum insured amount is Rs. 500 per day, the maximum amount is Rs. 3000 for Daily Hospitalisation Benefit due to sickness.

What is the maximum renewal age for Future HospiCash?

Future HospiCash doesn’t feature a maximum renewal age. It is a lifelong renewable policy.

What is the maximum per day benefit available under Future HospiCash?

Under Future HospiCash, the maximum benefit available for an individual is Rs. 6,000 per day. It is applicable for multiple policies, where per day benefit exceeds Rs. 3000 (all policies put together).

Does Future HospiCash come with the feature of loading?

There is no loading on premium for adverse claims experience on opting for individual HospiCash policy.

Are pre-insurance medical tests necessary for taking Future HospiCash?

Proposers with age up to 55 years and no adverse health declared on proposal form don’t require to undergo pre-insurance medical tests. However, those aged over 55 years need to take medical tests for specific plans. Note that 50% of the test charges are reimbursed, if proposal gets accepted by Future Generali.

Are pre-existing diseases covered under Future HospiCash?

Yes! Future HospiCash provides coverage for pre-existing diseases, however, only after a waiting period of 48 months.

Can I avail tax benefits for premium paid under Future HospiCash?

Yes, you can! Tax benefits are allowed for premium paid for health insurance policies under Section 80D of the Income Tax Act.

Can I purchase Future HospiCash online?

Yes, you can! To buy Future HospiCash, you can either visit the official website of Future Generali or get in touch with experts at InsuranceDekho at 1800 1205 698 to uncover more about the policy.

Future Generali HospiCash Health Insurance Wordings

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Highlights

Cashless Approval TAT	Within 2 hours
Claim Settlement Ratio	94%
COVID-19 Cover	Yes
Network Hospitals	8,400+
Renewability	Yes
Special Benefits	Complimentary Teleconsultation

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Future Generali Future HospiCash Brochure

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Sep 17, 2019

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Future Generali Health Insurance Plan List

Family (3)
Individual (1)
Dengue (1)
Critical Illness (1)
Parents (1)
Senior Citizen (1)
HIV (1)
Kids (1)
Maternity (1)
Woman (1)

Name of Plan	Sum Insured
Future Health SurakshaMin: 90 Days; Max: 70 Years	50 Thousand	Check Premium
Corona Rakshak PolicyMin: 18 years; Max: 65 years	50,000 - 2.5 lakh	Check Premium
Corona Kavach PolicyMin: 1 Day; Max: 65 Years	50,000 - 5 lakh	Check Premium
Arogya Sanjeevani Policy Min: 3 Months; Max: 65 Years	1 Lakh - 5 Lakh	Check Premium
Vector CareMin: 1 Day; Max: 65 Years	10 Thousand	Check Premium
Future HospiCashMin: 6 Months; Max: 65 Years	500/day	Check Premium
Future CriticareMin: 6 Years; Max: 65 Years	1 Lakh	Check Premium
Future Varishta BimaMin: 60 years; Max: No Limit	2 Lakh	Check Premium
Health TotalMin: 1 Day; Max: No Limit	3 Lakh	Check Premium
Health Super Saver PolicyMin: 18 years; Max: 70 years	3 Lakh - 50 Lakh	Check Premium

Future Generali Health Insurance Top Up List

Cancer (1)
Individual (1)
Top-up (2)

Name of Plan	Sum Insured
Health SurplusMin: 3 Months; Max: 65 Years	3 lakh	Check Premium
Future Advantage Top UpMin: 1 Day; Max: No Limit	50 Thousand	Check Premium

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FAQs on Future HospiCash Health Insurance Plan

What is the minimum and maximum eligible age for Future HospiCash?
For Future HospiCash, while the minimum entry age is 18 years, the maximum entry age is 65 years for adults.
Can I cover my children under Future HospiCash?
Yes! Children aged 6 months to 25 years can be covered under Future HospiCash if parents are insured under the same plan.
What are the sum insured options offered under Future HospiCash?
Under Future HospiCash, sum insured options vary according to the plan opted for. However, while the minimum sum insured amount is Rs. 500 per day, the maximum amount is Rs. 3000 for Daily Hospitalisation Benefit due to sickness.
What is the maximum renewal age for Future HospiCash?
Future HospiCash doesn’t feature a maximum renewal age. It is a lifelong renewable policy.
What is the maximum per day benefit available under Future HospiCash?
Under Future HospiCash, the maximum benefit available for an individual is Rs. 6,000 per day. It is applicable for multiple policies, where per day benefit exceeds Rs. 3000 (all policies put together).
Does Future HospiCash come with the feature of loading?
There is no loading on premium for adverse claims experience on opting for individual HospiCash policy.
Are pre-insurance medical tests necessary for taking Future HospiCash?
Proposers with age up to 55 years and no adverse health declared on proposal form don’t require to undergo pre-insurance medical tests. However, those aged over 55 years need to take medical tests for specific plans. Note that 50% of the test charges are reimbursed, if proposal gets accepted by Future Generali.
Are pre-existing diseases covered under Future HospiCash?
Yes! Future HospiCash provides coverage for pre-existing diseases, however, only after a waiting period of 48 months.
Can I avail tax benefits for premium paid under Future HospiCash?
Yes, you can! Tax benefits are allowed for premium paid for health insurance policies under Section 80D of the Income Tax Act.
Can I purchase Future HospiCash online?
Yes, you can! To buy Future HospiCash, you can either visit the official website of Future Generali or get in touch with experts at InsuranceDekho at 1800 1205 698 to uncover more about the policy.

View More Questions

Claim Process at Future Generali Health Insurance

Network Hospital
Non-Network Hospital

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
4
Claim Settlement
Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.

1
Claim Assistance
For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
2
Claim Intimation
Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
3
Claim Processing
Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
4
Claim Settlement
Once your request for reimbursement of expenses is approved, the claim will be settled.

Future Generali Health Insurance Contact Details

Reach us for help anytime

Insurance Dekho
755 1196 989Mon to Sun 10:00 AM to 7:00 PM
support@insurancedekho.com
Future Generali Health Insurance
1800-220-2338 A.M. to 8 P.M.
fgcare@futuregenerali.in