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Cholamandalam MS Super Top-up Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Super Top-up Insurance Plan
4.3
Based on
15 User reviews
  • Great!!!

    Chola Super Topup Insurance left no stone unturned in saving my family from financial issues, owing to unexpected medical treatment. When I was feared of lack of funds and interruption at the time of medical treatment, my friend advised me to choose a super top-up policy without giving a second thought and it was a great piece of advice.

    S
    Sugandha
    On: Nov 27, 2019
  • Magnificently excellent.

    This top-up plan helped me when I could be in trouble. My family floater plan got exhausted during my wife’s treatment. At that time I was worried as I didn’t know how much more cost can be incurred in the treatment, this top-up plan than borne all the expenses. 

    K
    Kumar Ranjan Singh
    On: Nov 08, 2019
  • Better than all!

    I haven’t seen a better plan than this in my life. This is a great plan to opt for. It offered me an extensive coverage till 25 Lakh which is indeed big. Also, it doesn’t require any medical tests to go through until 55 years of age. I am a big fan of this policy.  

    V
    Vinay Gupta
    On: Nov 08, 2019
  • Excellent and easy plan!

    This Super Topup Insurance Policy is a comprehensive top-up policy, that provided me enough coverage to cope up with the medical costs when I got admitted. The plan gave me medical protection at affordable prices. I also got claim reimbursement up to the sum insured very easily.   

    S
    Surendra Kumar
    On: Oct 09, 2019
  • Reliable plan at reasonable rates!

    Chola Super Topup Insurance is one of the most reliable super top up plans available in the health insurance market. It provided me enhanced protection and let me manage my high medical expenses without losing my savings.   

    A
    Ankit Gupta
    On: Oct 09, 2019
  • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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