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Cholamandalam MS Hospital Cash Healthline Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Hospital Cash Healthline Policy
4.5
Based on
18 User reviews
  • Win-Win Plan!

    This policy allowed me to cover my spouse, siblings, children, parents, and parents-in-law with no obligation to go through any medical test below 55 years of age. Also, I got a family discount of 5% for covering 2 members and 10% discount for covering more than 2 members. In short, it is a win-win plan. 

    G
    Gautam Kumar
    On: Nov 27, 2019
  • Excellent policy.

    This Chola Hospital Cash Healthline Plan brings in a lot of benefits for me. It comes across as a pocket-friendly option being available at affordable price. Needless to say, the policy not only let me pay for all expenses without getting concerned but also kept my savings safe. 

    S
    Shraddha Thakare
    On: Nov 27, 2019
  • Brilliant health plan!

    Under this plan, a fixed daily cash benefit is given to cover these miscellaneous expenses, if someone is hospitalised for more than 24 hours. When I was in ICU, the amount of cash benefit was doubled for the duration of admission. 

    P
    Phurba Lepchca
    On: Nov 08, 2019
  • Ease your hospitalisation!

    The Chola Hospital Cash Healthline is a smart investment to make. If expenses those other than medical have been the cause of your concern until now, rest assured going for the offered policy would be a wise decision to make. It will surely make your hospitalisation period an easy one.

    G
    Ganesh Prasad Singh
    On: Nov 08, 2019
  • Happy with offerings and services!

    In this era of rising medical prices, I shouldn’t get affected by the cost of medical expenses. Hence, I bought the Hospital Cash Healthline Plan to cover myself from daily expenses like food expenses, travel expenses and other expenses during a hospitalisation for more than 24 hours. I am very happy with the offerings and services of the plan.

    N
    Nidhi Tyagi
    On: Oct 24, 2019
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  • A Smart Investment.

    If during a hospitalisation due to a medical condition, expenses those other than medical effect you, then Chola Hospital Cash Healthline is a smart investment and wise decision to make. All the extra looking expense is rid off with this health insurance plan. It is a policy that can give you an easy hospitalisation time. 

    P
    Praveen
    On: Oct 24, 2019
  • A Good Plan!

    I am very happy by taking this Hospital Cash Healthline Policy. I have taken it lately and haven’t used it but have high hopes from it. I bought this plan on the recommendation of InsuranceDekho team after analyzing it on different aspects with the help of them only.   

    Y
    Y Srinivasarao
    On: Oct 09, 2019
  • Safeguard your savings with this plan!

    This Hospital Cash Healthline Policy is a perfect choice as it covers miscellaneous expenses in addition to medical expenses. The plan helps people in keeping up their expenses pertaining to travel, food, etc, which makes it a pocket-friendly option. The policy enabled me to pay all my medical expenses by keeping my savings safe.

    R
    Rajinder Malhotra
    On: Oct 09, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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