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Cholamandalam MS Critical Healthline Health Insurance User Reviews

148 reviews Rate This
Cholamandalam MS
Highlights
Cashless Approval TATWithin 70 minutes
Claim Settlement Ratio94%
Network Hospitals12,000+
Pre-existing Disease Waiting Period3 years
Special BenefitsHigh Coverage
Starting Premium of Rs. 5 lakhs SIRs. 407/month

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Rating of Critical Healthline Policy
4.2
Based on
18 User reviews
  • Very good plan!

    The Chola MS Critical Healthline is a suitable plan for those who don’t want to end up financially, mentally, and physically exhausted while struggling with a critical disease. If considering this policy for yourself, go ahead as it is definitely worthwhile.

    G
    Ganesh Thakur
    On: Nov 26, 2019
  • Perfect policy!

    I purchased this policy in the view of getting several benefits such as sum insured up to Rs. 10 Lakh and the entry age from 5 years to 65 years, where no medical screening is required up to 55 years of age. Besides, the plan offerme several benefits too such as ayurvedic treatments, maternity expense, and so on.

    A
    Amit Mehrotra
    On: Nov 26, 2019
  • Prevent all your financial hurdles.

    I have used this health plan for more than 3 years and still own it. I can review it as a great plan and if anyone want to prevent financial hurdles that come with critical illnesses, he or she for Chola MS Critical Healthline without giving it a second thought.

    M
    Mamatha
    On: Nov 08, 2019
  • Simple solution.

    It is a policy framed to offer a lump sum amount, which is fixed and equals to the sum insured. It offered me a cover with a lump-sum amount on being diagnosed with a critical illness. The amount provided in a lump sum is offered irrespective of the expenses incurred during the hospitalisation or recovery period.

    S
    Suvendu Kumar Maharana
    On: Nov 08, 2019
  • Sumit Chandra

    Being diagnosed with cancer left me devastated. Be it in terms of health or finance; I became fearful of thinking about the future with this serious medical condition. But, as I had a plan called Chola MS Critical Healthline, I didn’t get financially, mentally, and physically exhausted, In short, the plan is definitely a worthwhile.

    K
    Kanpur
    On: Oct 23, 2019
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  • Plan that got your back!

    If you want to prevent financial hurdles that come with critical illnesses, opt for Chola MS Critical Healthline without giving a second thought. Rest assured, this policy has really enough to get your back with coverage.  

    B
    Bholashankar Sharma
    On: Oct 23, 2019
  • Huge relief received!

    This plan offered me a lump sum amount, which is fixed and equals to the sum insured. I got the amount after getting diagnosed with an initial stage of cancer only. The amount was offered irrespective of the expenses incurred during my hospitalisation or recovery period. It was a huge relief for me.

    G
    Govind Singh
    On: Oct 07, 2019
  • The plan is worthwhile.

    Chola MS is a responsible insurer which thought of assisting people in overcoming with the monetary loss in addition to the hospitalisation expenses. Due to this plan, I never ended up with any sort of financial, mental, and physical exhaustion while struggling with kidney failure. 

    A
    Arvinder Singh Sandhu
    On: Oct 07, 2019

FAQs

  • Does Cholamandalam MS General Insurance Company offer any family floater health insurance policy?

    Yes. Cholamandalam MS provides health insurance policies, which are framed especially for families. The Healthline health insurance plan is a popular product offered for families.

  • Are customers required to go through medical check-ups for buying health insurance policies from Cholamandalam MS insurance firm?

    Yes, under a few plans by Cholamandalam MS the applicants are required to go through pre-acceptance medical screening or test. In case, if the proposal is accepted, 100% cost of the check-up is reimbursed to the applicant.  

  • Does Cholamandalam MS General Insurance Company offer coverage for critical illnesses under any of its policies?

    Yes. Cholamandalam MS insurance firm offers a speficially-designed plan to provide coverage related to critical illnesses.

  • Does Chola MS Insurance Company provide Hospital Cash benefit under any of its health plans?

    Yes, Cholamandalam MS General Insurance Company provides a separate plan known as Chola Hospital Cash Healthline to offer hospital cash benefit to the customers.

  • How to purchase and apply for health insurance policies plans by Cholamandalam MS General Insurance Company?

    To buy a health insurance policy from Cholamandalam MS General Insurance Company applicants can either visit the company’s official website, i.e.  www.cholainsurance.com or can buy it from the leading online broker’s website i.e., InsuranceDekho.com.

Claim Process at Cholamandalam Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation within 48 hours and for planned hospitalisation intimate within 72 hours prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Cholamandalam Health Insurance Contact Details

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