Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeHealth InsuranceBajaj AllianzPremium Personal GuardUser Reviews

Bajaj Allianz Premium Personal Guard Health Insurance User Reviews

298 reviews Rate This
Bajaj Allianz
Highlights
Claim Settlement Ratio92.24%
Network Hospitals7,000+
Pre-existing Disease Waiting Period2 years
Starting Premium for Rs. 5 lakhs SIRs. 364/month

Health Insurance Calculator

Whom do you want the insurance for ?

You
Couple
Family
Father
Mother

Select the age of all members

  • You

Where do you live ?

Choose required Coverage for yourself?

5 Lac
10 Lac
25 Lac
Disclaimer : Actual Premium might vary basis your location, age and number of members
Rating of Premium Personal Guard
4.4
Based on
23 User reviews

  • Premium personal guard plan is excellent

    This is my first purchase with bajaj allianz. I bought premium personal guard plan because it is very reliable and pocket-friendly. It covers medical expenses due to accidental injuries without any difficulty. I am satisfied that i have one cover that secures my spouse as well as children against such emergencies. 

    N
    Neha Gupta
    On: Dec 02, 2019

  • Great policy for accidental injuries

    I am glad i finally found a policy that covers medical expenses incurred due to accidental injuries. I have covered myself, spouse and my kids under this plan. The premium amount is very less. Overall, i must say that i got really good coverage for so many expenses at a low cost. 

    L
    Lokesh Kumar Singh
    On: Nov 26, 2019

  • Comprehensive coverage against accidents

    This premium personal guard policy is superb. It covers one for expenses due to bodily injury and even death, due to an accident. I found this policy to be very reliable as well as easy for the pocket. I am definitely going to recommend this policy to my friends and relatives. 

    D
    Damodar Misra
    On: Nov 26, 2019

  • Covers accidental injury and death

    It has been a few months i bought this plan. I would thanks InsuranceDekho for suggesting such a good plan. I am satisfied my family is secure and financially protected. This plan is better than the one i purchased last time. I recommend this plan to all of you.

    S
    Sunita Rani
    On: Nov 04, 2019

  • Premium Personal Guard means superb policy

    First, i am thankful to insurancedekho people for recommending such a good plan that meets my requirements perfectly. I am covered for injury or death because of personal accident. The best thing is that the premium is less and coverage is vast. I am really satisfied with my choice. 

    B
    Bijan Paul
    On: Nov 04, 2019
    • Must BuyMust Buy

    Why to Buy Health Insurance Policy Online from InsuranceDekho

    • Tax benefit upto 75,000*
    • Claim support everyday 10AM-7PM
    • 80 Lacs+ happy customers

  • Perfect plan according to its name

    Ever since i have bought this plan, it has become my personal health guard. At less premium, this plan gives me good cover, which is something i was looking for. The plan is simple yet vast coverage. Premium is affordable and services are great. Overall, it is a good investment.    

    A
    A R Srinivasan
    On: Oct 23, 2019

  • Happy with Premium Personal Guard plan

    Insurancedekho, thank you for recommending this plan. It has saved me financially and health-wise also. Best way to secure oneself in case of accident, premium personal guard meets my expectations perfectly. If you are also looking for some good accident cover, i would suggest this plan.

    A
    Ajay Shivram Parade
    On: Oct 23, 2019

  • Happy with Premium Personal Guard

    Thanks InsuranceDekho for this personal accident policy. I am happy with the plan as i don’t have to pay a high premium for getting wide coverage. Also, that i have my family covered under this plan. Cumulative bonus, child education benefit, add-on covers, and other features are really great.

    P
    Prakash Suresh Arekar
    On: Oct 15, 2019

  • Premium Personal Guard recommended

    It has been a few months since i purchased this plan. Must say that the services offered are really good and the coverage is high. As a personal accident policy, Premium Personal Guard gets 9 out of 10 from my side. I suggest this cover to all looking for an affordable choice.  

    P
    Prasad Rao
    On: Oct 15, 2019

  • Premium Personal Guard is a blessing

    My previous plan didn’t work well for me. When InsuranceDekho people suggested this plan, i went for it. This plan offers extensive coverage at a low premium amount. All in all, it gives you good coverage with additional benefits without letting you feel inconvenient during your medical emergency.

    J
    Jamil Ahmed
    On: Oct 03, 2019

5639 Bajaj Allianz Cashless Network Hospitals in India

View All Bajaj Allianz Network Hospitals

Choose Bajaj Allianz Critical Illness Plan

Choose Bajaj Allianz Plan for

FAQs

  • How to buy and apply for Bajaj Allianz Health policy?

    You can buy and apply for any Bajaj Allianz Health Insurance Policy online from the official website of Bajaj Allianz Health Insurance at www.bajajallianz.com or through online broker’s website like insurancedekho.com.

  • Why should I buy a Bajaj Allianz Health Insurance Policy?

    Bajaj Allianz provides a wide range of features and benefits to its customers. Some of them are- 1. Peace of mind: It keeps your family financially protected against unforeseen health care expenses. 2. Get the best medical care: The health insurance plans enable you to get treatment from the best hospitals and doctors. 3. Cashless settlement: You can get cashless treatment at any of the network hospitals after informing the company. 4. Hassle-free claims: Bajaj Allianz has a hassle-free claim process. You can benefit from the following: a. 24x7 on-call support. b. An in-house Health Administration Team to ensure a quick claim settlement process. c. Cashless settlements in under one hour. d. One of the highest claims settlement ratios among health insurance providers in India. e. Health CDC benefit: Quick claim settlement through the app. 5. Comprehensive coverage: Affordable health insurance policies that cover you and your family against medical expenses, critical illnesses, and accidents. 6. Affordable plans: Maximum coverage at a price that is easy on the pocket. 7. Preventive care: Free medical check-ups once every three claim-free years. 8. Ease of transaction: Buy or renew your policy in just a few clicks online.

  • What is covered under hospitalisation in Bajaj Allianz Health Insurance?

    Following things are covered under hospitalisation in Bajaj Allianz Health Insurance: 1. Room rent 2. Doctor’s fee 3. Nursing expenses 4. ICU charges 5. Operation theatre 6. Diagnostics 7. Medicines

  • What are the benefits provided by Bajaj Allianz Health Insurance?

    People choose Bajaj Allianz health insurance because it provides them: 1. Cashless treatment at 6,000+ network hospitals 2. Tax saving benefit under Sec 80D 3. Claim settlement in an hour (terms and conditions applied) 4. In-house health administration team

  • What is the toll-free customer care number of Bajaj Allianz Health Insurance?

    The toll-free number of Bajaj Allianz Health Insurance is 1800-209-5858.

View All

Claim Process at Bajaj Allianz Health Insurance

  • Network Hospital
  • Non-Network Hospital
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Fill in the pre-authorisation form and hand it over to hospital's insurance/TPA desk to initiate claim request.
  • 4

    Claim Settlement

    Once your request is approved, claim is settled. If not approved, claim for reimbursement after discharge.
  • 1

    Claim Assistance

    For any assistance or query, call InsuranceDekho at the toll-free number 755 1196 989.
  • 2

    Claim Intimation

    Emergency hospitalisation needs intimation as soon as it occurs and for planned hospitalisation intimate as soon as it occurs prior to admission.
  • 3

    Claim Processing

    Submit claim form with original documents such as doctor’s reports, hospital bills, diagnostic tests, etc.
  • 4

    Claim Settlement

    Once your request for reimbursement of expenses is approved, the claim will be settled.

Bajaj Allianz Health Insurance Contact Details

Reach us for help anytime
Find the right health insurance for you

Partner Health Insurance Companies

View All Health Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Find the right health insurance for you