My vehicle broke down in the middle of the road. Since I was in a hurry, I could not take it to an authorised garage for repairs. Can I still claim insurance for the same?

It is fine if you had to take your vehicle to an unauthorised garage for repairs. However, it is important that you intimate the same to the insurer and get your vehicle inspected by the company’s surveyor before starting any repair work on the car. Without the necessary survey, the insurer is unable to assess the quantum of loss and, thus, evaluate the extent of the claim amount that must be disbursed.

If my car meets with an accident outside the city in which I got it registered, will I still be able to make an insurance claim?

If you have bought an Oriental comprehensive car insurance policy, then you can avail the claim amount for any loss/damage caused to your car anywhere in India.

Is it necessary to have a comprehensive insurance cover?

No, it is not a legal requirement to have a comprehensive car insurance cover, however, it is advised to cover for all car owners as it provides coverage for not only third party liabilities but also for damages incurred by the insured’s car in a road accident or any other mishap.

Is it possible to transfer a comprehensive car insurance from one car to another?

No, transfer of any car insurance policy, including a comprehensive cover, from an insured car to another is not possible.

Which add-on covers s I buy to enhance my car insurance cover?

The choice of add-on cover depends on your requirements. However, the add-on covers which are commonly opted by car owners as as follows: - Zero Depreciation Cover - Roadside Assistance Cover - Invoice Price Protection (IPP) - Consumables Cover - Engine Protection Cover - NCB Protection Cover - Lock & Key Replacement Cover

Oriental Comprehensive Car Insurance Policy

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Disclaimer: Actual Premium might vary basis your location, age and number of members

Oriental Comprehensive Car Insurance Policy

A comprehensive car insurance policy is a type of cover which insures against both third party liabilities as well as own damages incurred by your car in a road accident or any other unfortunate event. It is advised insurance cover for all types of car as it provides a comprehensive coverage at a nominal premium amount against all heavy repair and replacement expenses which you incur due to a mishap involving your car.

The Oriental Comprehensive Car Insurance Cover insures you against all third party liabilities as well as financial losses incurred by your car in a road accident, natural disaster, man-made calamity, fire, explosion, riots, civil unrest, theft, etc.

Comprehensive Car Insurance vs Third Party Car Insurance

Basis	Comprehensive car insurance	Third party car insurance
Legal Requirement	Car owners are not legally required to have a comprehensive car insurance policy. However, it is advised policy for all types of cars.	A third party car insurance is a compulsory requirement for all car owners as per the Indian Motor Tariff.
Coverage	It provides coverage for both third party liabilities as well as own damages suffered by the insured’s car in a road accident, natural/man-made calamity, fire, theft, riots, etc.	It covers all third party liabilities only- bodily injuries, temporary/permanent disability, death of a third party as well as third party property damage up to Rs. 7.5 lakh.
Cost	The premium for a comprehensive policy is relatively more than a third party policy due to enhanced coverage.	The premium for a third party car insurance is relatively less than a comprehensive policy due to the limited coverage.

Oriental Comprehensive Car Insurance Coverage

Damages incurred by the insured’s car in any accident, theft, natural/man-made calamity, etc.
Limited/unlimited coverage in case of bodily injury/permanent disability or death of a third party.
Third party property damage up to Rs. 7.5 lakh.

Oriental Comprehensive Car Insurance Benefits

Availability of personal accident coverage of up to Rs. 15 lakh
Instant and paperless claim settlement process
Responsive customer support
Availability of a number of add-on covers for enhanced coverage

Explore Oriental Car Insurance

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Read this article to know about the benefits of purchasing car insurance from Oriental Insurance.
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How Modifications Can Affect Your Oriental Car Insurance?
Read this article to know how modifications can affect your car insurance.
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Taking these following steps can ensure that the ride is both safe and fun for your kids. A little mistake on your part can take a heavy toll.
By InsuranceDekho10 Oct 2023

Oriental Car Insurance User Reviews

5.0

Rating based on

93 User reviews

Write your review

What users are saying

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Quick and transparent buying ...
It just took me a few minutes to buy Oriental car insurance policy from InsuranceDekho for my Mahindra Scorpio car. The process was quick, smooth and transparent.
Read More
G
By Gaurav Lalwani
On: July 10, 2020
Affordable premium
A few weeks ago, I purchased Oriental car insurance policy from InsuranceDekho for my Mahindra Scorpio car. I paid an affordable premium for the same and enjoy several benefits under my policy.
Read More
M
By Mohit Gulati
On: July 9, 2020
Great assistance at InsuranceD...
I was purchasing a car insurance policy online for the first time and hence contacted the team at InsuranceDekho for help. They assisted me well and helped me buy Oriental policy for my Maruti Suzuki Ciaz car.
Read More
G
By Gaurav Madhavan
On: July 3, 2020
Website is easy to navigate
InsuranceDekho’s website is really easy to navigate. I purchased Oriental car insurance policy from them for my Tata Tiago car without any hassle. I was able to get a variety of quotes online and shortlist the best online on my own.
Read More
G
By Gopal Yadav
On: July 2, 2020
Many benefits under my policy
I recently purchased Oriental car insurance policy for my Honda Amaze car from InsuranceDekho and the team explained to me everything about my policy. I really liked the policy benefits.
Read More
J
By Jaspal Singh
On: June 26, 2020
Helpful team at InsuranceDekho
I wanted to purchase Oriental car insurance policy for my Mahindra Scorpio car and I contacted InsuranceDekho as I was facing some issues. The team helped me and I was able to purchase the policy easily.
Read More
N
By Nipun Aggarwal
On: June 25, 2020
Got my claim amount easily
I got a complete claim amount from Oriental Insurance for my Tata Tiago car with the assistance of InsuranceDekho. It is a huge factor that keeps my trust in the insurance platform.
Read More
S
By Shekhar Kumar
On: June 4, 2020
Multi-year plans available
The InsuranceDekho platform offered me multi-year policies of different insurers. After making comparisons, I bought an Oriental insurance plan for a 2-year policy term for my Maruti Ciaz car from them.
Read More
A
By Anees Verma
On: June 2, 2020
Exceptional customer support
InsuranceDekho has a great customer care team that helps me whenever I want. They have answers for all my questions related to my Oriental car insurance policy for my Kia Carnival car.
Read More
S
By Shantanu Nanda
On: May 29, 2020
Easy to select insurance quote...
InsuranceDekho offered me several insurance quotes from which I compared and chose Oriental insurance cover to insure my Ford Endeavour car.
Read More
A
By Anil Kumar
On: May 27, 2020
Renewed my plan in minutes
The policy renewal process takes just a few minutes at Oriental Insurance firm, with which I could get my Hyundai Grand i10 car. It was an awesome experience.
Read More
H
By Harish Chandra
On: May 21, 2020
Provide seamless services
The Oriental car insurance provided me with swift and seamless insurance services for my Renault Duster car. This has given me assistance to get the services as per my convenience.
Read More
H
By Harivansh Rao
On: May 19, 2020
Top-notch claim record
With a great claim settlement ratio, Oriental insurance has secured huge goodwill in the insurance sector. Due to its impressive claim record, I purchased its plan for my Tata Nexon EV car.
Read More
D
By Deepak
On: May 15, 2020
Policy choices to choose from
I purchased Oriental plan for my Nissan Micra car through the Insurance Dekho platform. I could easily choose one plan from different insurance quotes, which better my buying experience.
Read More
A
By Avin Das
On: May 13, 2020
Excellent solutions in no time
I got amazed and overwhelmed by getting brilliant insurance solutions for my Ford Figo car from the team of Oriental insurance. They provided me with the best solutions instantly.
Read More
A
By Ankur Mittal
On: May 11, 2020
The process to get claims easi...
With Oriental Insurance Firm, I managed to get my claim amount very easily and swiftly after an accident of my Datsun Go car. Its claim process and claim settlement team are great.
Read More
V
By Vivek Mishra
On: May 7, 2020
Many add-ons options
Different add-ons are available under the Oriental insurance firm that increases the plan coverage for my car insurance that I bought for my Ford Figo car.
Read More
S
By Swati Jain
On: April 30, 2020
Best services at best prices
I am very happy with the price and service of Oriental car insurance plan for my Toyota Yaris car. It is a value for money deal.
Read More
C
By Chetan Malik
On: April 28, 2020
Smooth claim settlement
At Oriental Insurance, I got my insurance claim settled in very less time that I bought for my Maruti S-Cross car. Its claim settlement process is very promising and prompt.
Read More
J
By Jatin Nigam
On: April 24, 2020
One of the best claim processe...
Oriental Insurance comes up as the best claim procedure for its customers. I have its plan for my Nissan Micra car and got my claim in one day only. I am happy to be associated with Oriental.
Read More
V
By VK Rawat
On: April 22, 2020
Trusted insurance brand
My father has been associated with Oriental Insurance for years. After his guidance, I also bought its insurance policy for my Ford Figo car. The company is very reliable and quick in its services.
Read More
G
By Gaurav Sahore
On: April 20, 2020
Complete online operation
The Oriental insurance firm holds all its operations online and needs no paperwork to initiate their processes. I have a comprehensive policy for my Maruti Baleno.
Read More
K
By Kanishk Kapoor
On: April 16, 2020
Awesome customer support
The customer support of Oriental Insurance Company is exceptional. I am delighted to get their support during the claim settlement for my Maruti Wagon R.
Read More
I
By Ishant Kumar
On: April 14, 2020
Great claims service
This is the best experience I have ever had in getting my car repaired under insurance claim. My car was picked up from my location and the quality of repair work was excellent. For the first time I did not spend even a single penny for the repair work done on my vehicle and the way claims team helped me in claiming the insurance was awesome. Would highly recommend Insurance Dekho ! Keep it up guys
Read More
P
By Prem Singh
On: April 13, 2020
Suitable deals to grab!
At Insurance Dekho I got many plans to choose from and I bought Oriental Plan to insure my Baleno car. These features helped me a lot.
Read More
R
By Ramakant Bishnoi
On: April 8, 2020
Many payment options
It was helpful to pay for my Oriental policy that I purchased for my Tata Nexon at insurancedekho.com. It offered me different payment methods.
Read More
U
By Urmila Shinde
On: April 6, 2020
Swift policy issuance
With Insurance Dekho, I could get my Oriental policy issued in a few minutes without any wait.
K
By Kuldeep Nigam
On: April 2, 2020
Variety of payment gateways
While buying an Oriental car insurance policy from Insurance Dekho, I got various payment options to choose from, which made my payment quick and simple.
Read More
R
By Ria Mehta
On: March 31, 2020
Brilliant purchase experience
The payment options available at Insurance Dekho gives me a comfortable purchase experience. It becomes very easy to buy a policy from them.
Read More
D
By Daksh Sinha
On: March 27, 2020
Easy policy purchase
I chose InsuranceDekho for my car insurance policy purchase because I had heard a lot about the company. Found all to be true. My policy purchase experience was simple and quick. Good job done!
Read More
R
By Rahul Jindal
On: March 25, 2020

Oriental Reviews

Oriental Comprehensive Car Insurance FAQs

My vehicle broke down in the middle of the road. Since I was in a hurry, I could not take it to an authorised garage for repairs. Can I still claim insurance for the same?
It is fine if you had to take your vehicle to an unauthorised garage for repairs. However, it is important that you intimate the same to the insurer and get your vehicle inspected by the company’s surveyor before starting any repair work on the car. Without the necessary survey, the insurer is unable to assess the quantum of loss and, thus, evaluate the extent of the claim amount that must be disbursed.
If my car meets with an accident outside the city in which I got it registered, will I still be able to make an insurance claim?
If you have bought an Oriental comprehensive car insurance policy, then you can avail the claim amount for any loss/damage caused to your car anywhere in India.
Is it necessary to have a comprehensive insurance cover?
No, it is not a legal requirement to have a comprehensive car insurance cover, however, it is advised to cover for all car owners as it provides coverage for not only third party liabilities but also for damages incurred by the insured’s car in a road accident or any other mishap.
Is it possible to transfer a comprehensive car insurance from one car to another?
No, transfer of any car insurance policy, including a comprehensive cover, from an insured car to another is not possible.
Which add-on covers s I buy to enhance my car insurance cover?
The choice of add-on cover depends on your requirements. However, the add-on covers which are commonly opted by car owners as as follows: - Zero Depreciation Cover - Roadside Assistance Cover - Invoice Price Protection (IPP) - Consumables Cover - Engine Protection Cover - NCB Protection Cover - Lock & Key Replacement Cover

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
More than 45 Lac happy customers
Claim Support available all 7 days of the week

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