How is my insurance premium calculated?

The premium of your car insurance policy is calculated on the basis of the following factors: Insured Declared Value (IDV) of your car Geographical zone Age of your car Cubic capacity of your car

How can I purchase Shriram Comprehensive Policy?

To purchase the Shriram comprehensive car insurance policy follow the below-mentioned steps: Visit the official website of Shriram General Insurance and select the ‘Car Insurance’ option on the homepage. On the next page, select the ‘Buy Online for New Vehicle’ option. Provide the required personal details and vehicle details. Select a premium quote and make the payment. You are done!

Can I get an Electrical & Electronic Accessories cover on a third party liability only policy?

No, it is not available by default with the third party only policy but you one can avail the Electrical & Electronic Accessories cover as an additional add-on along with a comprehensive car policy against an extra premium.

Does Shriram General Insurance have any kind of mobile application?

Yes, they have a mobile application by the name of ‘My SGI (Shriram General Insurance Customer Mobile App).

What is covered under Shriram Comprehensive Car insurance?

Shriram comprehensive car insurance offers the policyholder protection not just against third party liabilities (both human life and property) but also for damages or losses sustained by the insured vehicle.

Shriram Comprehensive Car Insurance Policy

CASHLESS GARAGES 2,000
CLAIMS SETTLED 96.00%

Key Features:

Covers Third Party Person
Covers Third Party Property

Calculate Your Car Insurance Price Online

Select your car brand

Brand

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Which city is your car registered in?

Ahmedabad
Bangalore
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City

When did you buy your car?

Year

Disclaimer: Actual Premium might vary basis your location, age and number of members

Shriram Comprehensive Car Insurance Policy

A comprehensive car insurance policy is one which provides you a protection not only against third party liabilities (both life and property) but also against the damage suffered by the insured car. Shriram General Insurance offers a wholesome comprehensive policy that covers the policyholder’s vehicle against loss or damage arising from any road accident, natural or man-made calamity, theft or any other mishap in addition to to third party liabilities.

Shriram Comprehensive Policy Vs Third Party Policy

Basis	Comprehensive Policy	Third Party Cover
Coverage	Shriram comprehensive car insurance insures your car against own damages as well as provide compensation for the injury/death of a third party and third party property damage up to Rs.7.5 lakh.	Shriram third party car insurance only compensated the policyholder against third party liability- injury/death of a third party and property damages of up to Rs.7.5 lakh.
Add-on covers	Shriram comprehensive car policy offers a wide range of add-on covers that provide extra benefits and protection against an extra premium.	No add-on covers are available with the third party cover.
Cost of the insurance policy	The cost of Shriram comprehensive car policy is relatively higher than its third party cover due to its wide coverage.	Shriram third party coverDue to the limited coverage provided by this insurance policy, third party cover costs less than the comprehensive policy.

Shriram Comprehensive Car Insurance Coverage

Shriram comprehensive policy provides compensation for damages sustained by the insured vehicle in any road accident.
Shriram Comprehensive Car Policy covers the policyholder’s vehicle against any loss or damage due to natural/man-made calamities or any other mishap such as fire, explosion, earthquake, lightning, flood, hailstorm, theft, burglary, damage in transit, accident by external factors, etc.
Shriram Comprehensive Car Policy frees the policyholder from bearing the burden of compensating for the death/injury of a third party because it provides coverage for injury/death of a third party.
Shriram Comprehensive car policy compensates for the property damage of a third party up to Rs.7.5 lakh.

Shriram Comprehensive Car Insurance Benefits

Compensates for the damages sustained by the insured vehicle.
Covers the expenses incurred for compensating third party liabilities.
Offers a wide range of add-on covers to enhance the coverage of the insured vehicle.
Offers long-term package policies for both third-party liabilities as well as for comprehensive plans.
Availability of toll-free customer care service all 7 days of the week.
Availability of additional cover for Electrical & Electronic Accessories.
Availability of additional cover for Bi-Fuel kit.
Availability of online claim and renewal process.
Availability of personal accident cover of up to Rs.15 lakh for the policyholder.
NCB discounts of up to 50% on own-damage premium for claim-free policy tenures.

Explore Shriram Car Insurance

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Shriram Car Insurance User Reviews

4.8

Rating based on

313 User reviews

Write your review

What users are saying

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Amazing benefits
I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.
Read More

By Tarun Kumar
On: March 1, 2023
Amazing benefits
I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.
Read More
T
By Tarun Kumar
On: February 16, 2023
7 days availability
The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.
Read More
A
By Anil Grover
On: February 9, 2023
Say goodbye to paperwork
I bought a Shriram car insurance policy for my Ford Classic car from InsuranceDekho. I purchased the insurance policy from the comfort of my house. The process was completely digital, the documents required were uploaded on the website. The policy documents were sent at my email address.
Read More
S
By Shripad Chittor
On: February 3, 2023
Amazing benefits
I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.
Read More
T
By Tarun Kumar
On: January 11, 2023
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: December 28, 2022
7 days availability
The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.
Read More
V
By Vishal Singh
On: October 13, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: August 24, 2022
Wide range of plans
There are a lot of plans available on the InsuranceDekho website. After going through each of them, I chose the Shriram car insurance plan for my Kia Seltos. The plan is amazing and fulfills all my requirements at its best. Happy with the purchase of this plan.
Read More
D
By Dhairya Batra
On: August 16, 2022
7 days availability
The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.
Read More
V
By Vishal Singh
On: August 9, 2022
Best Finance Service
I have taken a car loan through Shriram.com directly. The vehicle's name is Hyundai Eon and this loan was sanctioned in the proper time frame. This loan is still active and paid the premium on an EMI basis. Customer service was good to me so far. The rate of interest and the processing fee was medium.
Read More
N
By Nathen
On: August 4, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: July 26, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: July 22, 2022
Informative website
The InsuranceDekho website is very informative. I recently visited them and bought the Shriram car insurance plan for my MG Hector. While buying, I read about a lot of things that increased my knowledge in the field of insurance.
Read More
P
By Priyank Batra
On: July 14, 2022
Quick and easy policy issuance
The policy issuance process from the InsuranceDekho website is quick and easy. I picked up the Shriram car insurance plan for my MG Hector since this plan perfectly met all the requirements I was expecting for my car. The process to buy the same was quick and easy and absolutely involved no complications.
Read More
S
By Sarthak Pandey
On: July 12, 2022
7 days availability
The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.
Read More
V
By Vishal Singh
On: July 7, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: June 30, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More
A
By Anant Goyal
On: June 28, 2022
Amazing benefits
I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.
Read More
T
By Tarun Kumar
On: June 23, 2022
Amazing benefits
I recently bought the Shriram car insurance policy for my BMW X1 from the InsuranceDekho website. The plan offers amazing benefits. I got all the benefits I wanted from car insurance. If you are looking for a car insurance plan, do try this out.
Read More
T
By Tarun Kumar
On: June 21, 2022
Affordable plans
Plans on the InsuranceDekho website are quite affordable. I bought the Shriram car insurance plan for my MG Hector which was very well under my budget. Loved the plan and its benefits.
Read More
H
By Harish Rawat
On: June 16, 2022
Informative website
The InsuranceDekho website is very informative. I recently visited them and bought the Shriram car insurance plan for my MG Hector. While buying, I read about a lot of things that increased my knowledge in the field of insurance.
Read More
P
By Priyank Batra
On: June 14, 2022
Highly recommended plan
The Shriram car insurance plan that I bought for my Kia Seltos car is just too good for my car. I was looking for a ghood car insurance plan for a really long time and finally I have one. I would recommend this plan to all since it is really good for all those looking for a good car insurance plan.
Read More
R
By Raj Kapoor
On: June 9, 2022
Relevant information on the we...
The InsuranceDekho website has accurate and relevant information. While buying the Shriram car insurance plan for my MG Hector, I saw a lot of relevant information available on the website, which satisfied me to buy this plan and also made my purchase quick and smooth.
Read More

By Anant Goyal
On: June 7, 2022
Quick policy issuance
I wanted a good car insurance plan but also I was in a hurry to buy it. I visited the InsuranceDekho website, the policy issuance was quick and easy which was quite convenient for me. I bought the Shriram car insurance plan for my MG Hector. The plan is unique in itself. I love the plan for its amazing benefits. Highly recommended.
Read More
R
By Rohan Thakur
On: June 2, 2022
7 days availability
The InsuranceDekho website provides services to its customers on all 7 days of the week. I visited their website on a Sunday to buy the Shriram car insurance plan for my Kia Seltos. I could easily buy it, the team guided me throughout the process.
Read More
V
By Vishal Singh
On: May 31, 2022
Wide range of plans
There are a lot of plans available on the InsuranceDekho website. After going through each of them, I chose the Shriram car insurance plan for my Kia Seltos. The plan is amazing and fulfills all my requirements at its best. Happy with the purchase of this plan.
Read More
D
By Dhairya Batra
On: May 26, 2022
Well managed website
The InsuranceDekho website is very well managed. All the things on the website are very well arranged which helps one to look for everything easily. While buying the Shriram car insurance plan for my MG Hector, I could easily look for all the features and benefits of my desired plan.
Read More

By Sohel Khan
On: May 24, 2022
Availability of add-on covers
The InsuranceDekho website has a list of good add-on covers with them. While buying the Shriram car insurance plan for my Lamborgini Huracan, I came across certain add-on covers on their website which was too amazing. Loved them so much
Read More

By Viraj Singh
On: May 19, 2022
Detailed explanation
I was looking for an insurance plan for my car. After being suggested by one of my friends, I visited the InsuranceDekho website. I was really impressed after seeing the detailed explanation of all the plans available. After going through all the details, I decided and chose the Shriram car insurance plan for my Lamborgini Huracan
Read More
R
By Richard Pinto
On: May 17, 2022

Shriram Reviews

Shriram Comprehensive Car Insurance FAQs

How is my insurance premium calculated?
The premium of your car insurance policy is calculated on the basis of the following factors:

Insured Declared Value (IDV) of your car

Geographical zone

Age of your car

Cubic capacity of your car
How can I purchase Shriram Comprehensive Policy?
To purchase the Shriram comprehensive car insurance policy follow the below-mentioned steps:

Visit the official website of Shriram General Insurance and select the ‘Car Insurance’ option on the homepage.

On the next page, select the ‘Buy Online for New Vehicle’ option.

Provide the required personal details and vehicle details.

Select a premium quote and make the payment. You are done!
Can I get an Electrical & Electronic Accessories cover on a third party liability only policy?
No, it is not available by default with the third party only policy but you one can avail the Electrical & Electronic Accessories cover as an additional add-on along with a comprehensive car policy against an extra premium.
Does Shriram General Insurance have any kind of mobile application?
Yes, they have a mobile application by the name of ‘My SGI (Shriram General Insurance Customer Mobile App).
What is covered under Shriram Comprehensive Car insurance?
Shriram comprehensive car insurance offers the policyholder protection not just against third party liabilities (both human life and property) but also for damages or losses sustained by the insured vehicle.

FAQ

Why to buy from InsuranceDekho?

Instant policy ^# within 5 mins
More than 45 Lac happy customers
Claim Support available all 7 days of the week

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