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Cholamandalam Comprehensive Car Insurance

A comprehensive car insurance policy is a complete insurance cover which insures your car against own damage as well as third party liabilities. The comprehensive car insurance policy offered by Cholamandalam is known as Private Car Package policy and provides protection against a wide range of expenses arising out of an accident or any other mishap involving your car.

The Cholamadalam package policy also offers several add-on covers for enhanced protection of your car. There are a total of 25 add-ons that the company offers with its comprehensive car insurance policy.

Cholamandalam Comprehensive Policy Vs Third Party Cover

Basis

Comprehensive Policy

Third Party Cover

Extent of Cover

A comprehensive policy offered by Cholamandalam covers damages for the insured car and all third party liabilities, including up to Rs 7.5 lakh compensation for third party property damage.

Third Party cover only offers compensation for injury/death of a third party and a maximum of Rs 7.5 lakh reimbursement for third party property damage.

Add-on Covers

Add-ons such as Zero Depreciation Cover, Consumables Cover, etc are available with a comprehensive policy.

No add-on covers are available with a third party liability cover.

Assistance Services

Roadside assistance services such as emergency fuel delivery, towing service are available on an optional basis.

No assistance services are available with third party liability-only cover.

Cholamandalam Comprehensive Car Insurance Policy Coverage

  • Compensation for injury/death of any third party.
  • Up to Rs 7.5 lakh compensation for third party property damage.
  • Cover for damages of the insured car.
  • Bodily injury of the policyholder (if opted for a personal accident cover).
  • Optional personal accident cover of up to Rs. 2 lakh for co-passengers.
  • Assistance for roadside emergencies (if opted for).

Cholamandalam Comprehensive Car Insurance Benefits

  • Insurance for all third party liabilities.
  • Insurance for own damages incurred by the insured vehicle.
  • Optional ‘Fixed Daily Allowance’ option when the damaged car is out for repairs.
  • Add-on cover for loss of key, RC and license.
  • Free towing service of up to Rs 1,500.
  • Availability of roadside assistance services round the clock.
  • Availability of a range of add-on covers.

Must Read Articles before buying Cholamandalam Car Insurance

Cholamandalam Car Insurance User Reviews

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What users are saying
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  • Sensible Choice for Legal Prot...

    Third-party car insurance from InsuranceDekho is a sensible choice for legal protection. The Chola MS Car Insurance Policy ensures that I comply with the law while keeping my expenses in check for my Skoda car.

    S
    By Samisha Boudh
    On: November 8, 2023
  • Economical Premiums

    I found that the premiums for the zero-depreciation Chola MS Car Insurance Policy from InsuranceDekho are economical, making it a valuable investment for my MG car.

    D
    By Dheraj Mangla
    On: November 7, 2023
  • Ease of Use

    The premium calculator from InsuranceDekho is incredibly easy to use. It's designed with the customer in mind, making it accessible to all. With its help, I could purchase the Chola MS Car Insurance Policy for my Renault car.

    N
    By Neel Pawani
    On: October 18, 2023
  • Comprehensive Protection

    Opting for zero-depreciation claim for the Chola MS Car Insurance Policy with InsuranceDekho provides me with comprehensive protection, ensuring that my investment in my Maruti car is safeguarded.

    S
    By Sakshi Chand
    On: October 16, 2023
  • Responsive Customer Support fo...

    I recently bought the Chola MS Car Insurance Policy for my Maruti car. And I must say that the customer support team at InsuranceDekho is responsive and ready to assist with any issues related to cashless garage repairs.

    K
    By Kenisha Saraf
    On: October 11, 2023
  • A Trustworthy Partner

    In summary, InsuranceDekho has proven to be a trustworthy partner when it comes to claim the Chola MS Car Insurance Policy for my Honda car. Their efficient and transparent claims process ensures that you're well taken care of during stressful times.

    N
    By Nikita Sethi
    On: October 3, 2023
  • Customized Premiums

    I appreciated InsuranceDekho's premium calculator for allowing me to customize my coverage for the Chola MS Car Insurance Policy to match my needs and budget for my Mercedes-Benz. It's a flexible tool that caters to individual preferences.

    V
    By Vikram Thakur
    On: September 27, 2023
  • Peace of Mind with Zero Dep In...

    I opted for a Zero Dep Chola MS Car Insurance Policy through InsuranceDekho, and it's been a game-changer. With this policy, I don't have to worry about the depreciation of car parts during a claim. It's like having a safety net for my Ford car. Highly recommended for car owners who want complete peace of mind.

    P
    By Priyal Randhawa
    On: September 25, 2023
  • Prompt Settlement at Cashless ...

    I recently had my Audi car repaired at one of InsuranceDekho's cashless garages, and the settlement process of the Chola MS Car Insurance Policy was incredibly prompt. I was back on the road in no time.

    By Pihu Balani
    On: September 20, 2023
  • Comprehensive Coverage for a W...

    InsuranceDekho's comprehensive coverage protects my Nissan car against a wide range of risks, from accidents to natural disasters. The Chola MS Car Insurance Policy is a reliable safety net.

    M
    By Mili Dhingra
    On: September 15, 2023
  • Variety of Payment Options

    InsuranceDekho offers a variety of payment options for the renewal of my Chola MS Car Insurance Policy. Whether I prefer online payment, credit card, or other methods, the flexibility is appreciated. With this feature, I am relaxed that my Skoda car is always secured,

    R
    By Rupal Shah
    On: September 13, 2023
  • Responsive Customer Support

    During my claim for my BMW, InsuranceDekho's customer support was responsive and knowledgeable. They guided me through each step and answered all my questions regarding my the Chola MS Car Insurance Policy.

    D
    By Dev Sharma
    On: September 11, 2023
  • Value-Added Benefit

    Having access to Cashless Garages is a value-added benefit of my Chola MS Car Insurance Policy for my Ford car with InsuranceDekho. It's a feature that sets them apart and shows their commitment to customer satisfaction.

    By Sanwar Bahl
    On: September 7, 2023
  • Transparent Claim Settlement

    Zero Depreciation with InsuranceDekho’s Chola MS Car Insurance Policy ensures transparent claim settlement. I know exactly what to expect in terms of payout, without any surprises related to depreciation for my Ford car.

    A
    By Ananad Chaudhary
    On: September 5, 2023
  • Satisfied and Secure with Comp...

    I am a satisfied and secure customer of InsuranceDekho's Chola MS Car Insurance Policy’s comprehensive benefit. Their coverage options and service have exceeded my expectations for my Chevrolet car.

    S
    By Sangeetha Paswani
    On: August 28, 2023
  • A Simple and Stress-Free Renew...

    Renewing my car insurance policy with InsuranceDekho was a simple and stress-free experience. I had no issues throughout the entire process of renewing my Chola MS Car Insurance Policy for my BMW.

    M
    By Manan Khukreja
    On: August 24, 2023
  • Professional and Knowledgeable...

    The claims team at InsuranceDekho was professional and knowledgeable. As my Kia car was secured under the Chola MS Car Insurance Policy, they guided me through the entire process with expertise.

    A
    By Aarti Sharma
    On: August 22, 2023
  • Value for Money with Comprehen...

    InsuranceDekho's comprehensive coverage offers excellent value for money. The benefits and coverage provided the Chola MS Car Insurance Policy for my Tata car are worth every penny.

    V
    By Vishali Sehgal
    On: August 16, 2023
  • Efficient Customer Support for...

    InsuranceDekho's customer support team was efficient and helpful during my third-party claim on my Chola MS Car Insurance Policy that I filed for my Skoda car. They guided me through the process and answered my questions.

    P
    By Poonam Sachdev
    On: August 11, 2023
  • Effortless Policy Quoting

    The premium calculator on InsuranceDekho's website made policy quoting a breeze. Within minutes, I had multiple quotes to choose from. It saved me a lot of time and effort to decide and buy the Chola MS Car Insurance Policy for my Tata Safari.

    M
    By Maninder Kaur
    On: August 9, 2023
  • Professional and Courteous Cla...

    The claims team at InsuranceDekho was professional and courteous. They handled my claim for my Chola MS Car Insurance Policy that I filed for my Honda car with empathy and made the whole process less stressful.

    S
    By Sunil Gandhi
    On: August 7, 2023
  • Smooth Policy Renewal

    Renewing my car insurance through Insurance Dekho's premium calculator was a breeze. It reminded me on time and helped me renew my Chola MS Car Insurance Policy for my Land Rover without any complications.

    H
    By Heena Ahmed
    On: August 1, 2023
  • Seamless Repairs and Cashless ...

    The cashless facility offered by InsuranceDekho’s Chola MS Car Insurance Policy for repairs for my Toyota car was a great help. The process of coordinating with them was very smooth.

    S
    By Shradha Motwani
    On: July 28, 2023
  • Convenient Policy Customizatio...

    InsuranceDekho's renewal process allowed me to customize my Chola MS Car Insurance Policy to suit my needs perfectly. I could add or remove coverage options for my Honda car effortlessly.

    P
    By Parul Chaudhary
    On: July 24, 2023
  • Customizable Policy Options at...

    InsuranceDekho offered customizable policy options during the renewal process for the Chola MS Car Insurance Policy. I could tailor my coverage for Ford cars based on my requirements, providing me with peace of mind.

    R
    By Ruma Dutta
    On: July 20, 2023
  • Prompt Assistance

    When my MG car broke down, InsuranceDekho's cashless garage under the Chola MS Car Insurance Policy provided prompt assistance. They arranged for a towing service and helped me through the entire claim process.

    J
    By Jeet Kapila
    On: July 18, 2023
  • Quick Response

    When I reached out to InsuranceDekho for my Chola MS Car Insurance Policy renewal for my Skoda car, their team responded promptly. They guided me through the process and answered all my queries efficiently.

    A
    By Anaya Chhadda
    On: July 14, 2023
  • Competitive Premiums for Own D...

    InsuranceDekho offered competitive premiums for own damage car insurance coverage with the Chola MS Car Insurance Policy. They provided value for money by offering affordable rates without compromising on the level of protection for my Kia vehicle.

    By Ria Mittal
    On: July 12, 2023
  • Affordable Premiums for Enhanc...

    InsuranceDekho offered affordable premiums for their zero depreciation car insurance. The additional cost was justified for the Chola MS Car Insurance Policy by the enhanced coverage that protected my Porsche from the impact of depreciation on claim settlements.

    J
    By Jatin Mittal
    On: July 10, 2023
  • Accurate and Convenient Premiu...

    InsuranceDekho's premium calculator for car insurance provided accurate results for my Mercedes-Benz. It made me calculate the premium conveniently and helped me understand the cost implications of different coverage options that came with the Chola MS Car Insurance Policy.

    P
    By Pawan Chaupal
    On: July 6, 2023

Cholamandalam Comprehensive Car Insurance FAQs

  • What does the roadside assistance cover offers?

    The roadside assistance is a 24*7 service offered to the policyholders by Cholamandalam in event of breakdown of the car. The service includes fuel delivery, battery top-up, car breakdown assistance such as fixing a flat tyre and on-site repair as well. To note, that it is offered as an add-on cover and hence, it is chargeable.
  • How much daily allowance would I get if my car is out for repairs?

    Cholamandalam will provide your Rs. 500 or Rs. 1,000 (depending upon the additional premium) to meet commute expenses in case your car is out for repairs.
  • Is there any personal accident cover for co-passengers?

    Yes, there is an optional personal accident cover of Rs 2 lakh for co-passengers offered by Cholamandalam.
  • What is NCB?

    No Claim Bonus (NCB) is a discount offered on the premiums for claim-free policy tenures. The discount starts at 20% and can go up to 50% for a maximum of 5 claim-free years.
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