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  • CASHLESS GARAGES 7600+
  • CLAIMS SETTLED 99%
  • ZERO DEP. CLAIMS UNLIMITED
Key Features:
  • Right Green Tick Zero Depreciation till 7 years
  • Right Green Tick 6-Month Repair Warranty
  • Right Green Tick Free Pick-Up and Drop
  • Right Green Tick Quick Claim Settlement

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Royal Sundaram Comprehensive Car Insurance

Royal Sundaram offers a comprehensive package car insurance policy which fulfils your legal requirement of having a third party liability cover as well as protects your car against accidental damage/theft/loss. With the Royal Sundaram comprehensive cover, the policyholder enjoys an extensive cover, which entitles him to claim compensation not only for third party liabilities but also for damages incurred on the insured car. With this packaged policy, the policyholder also has the option to avail a variety of add-on covers such as zero depreciation cover, windshield glass cover, etc. The company also provides a number of complementary services such as free roadside assistance during emergencies, free flat tyre service, free emergency fuel delivery during emergencies along with its comprehensive cover.

Royal Sundaram Comprehensive Car Insurance vs Third Party Car Insurance

Basis

Comprehensive Cover

Third Party Cover

Coverage

The Car Shield or comprehensive plan covers all third party liabilities, insured car as well as the policyholder.

It is a liability only policy, which means the cover is only for third party liabilities.

Availability of Add-ons

A comprehensive plan brings a number of optional add-on covers. For example, the Zero Dep add-on cover exempts the policyholder from bearing the liability of depreciation.

No add-on covers are offered with the third party liability policy.

Cost

It is generally expensive owing to the wider coverage.

It is relatively inexpensive because of the limited cover.

What All Is Covered Under Royal Sundaram Comprehensive Car Insurance Plan?

A car owner having the Car Shield cover of Royal Sundaram enjoys policy cover for the following things:

  • Compensation for damage/theft of the insured car.
  • Cover up to Rs 7.5 lakh for a third party property damage.
  • Injury or death of a third party in an accident caused by your car.

What All Is Not Covered Under Royal Sundaram Comprehensive Car Insurance Plan?

The Royal Sundaram comprehensive car insurance policy has many benefits, but it also holds some limitations when it comes to coverage. It does not provide coverage under the following circumstances:

  • Driving in an intoxicated state
  • In case of war, conflict, mutiny or nuclear risk
  • Usage of private car for commercial purpose
  • Driving outside the predetermined geographical area
  • Normal wear and tear, mechanical and electrical breakdown
  • In the lack of a valid license of the driver involved in the accident
  • Depreciation with no added zero depreciation cover and any consequential loss.

Royal Sundaram Comprehensive Car Insurance Benefits

With the Royal Sundaram comprehensive car insurance policy, the policyholders can avail the following benefits:

  • Offers compensation for all third party liabilities.
  • Offers compensation for damages of the insured car.
  • Free Roadside Assistance during the time of emergencies.
  • Optional personal accident cover for the policyholder up to Rs 2 lakh.
  • Availability of multiple add-ons including legal liability cover for a hired driver.

Explore Royal Sundaram Car Insurance

Must Read Articles before buying Royal Sundaram Car Insurance

Royal Sundaram Car Insurance User Reviews

4.9
Rating based on
468 User reviews
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What users are saying
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  • Hassle-free Service

    While Buying Royal Sundaram’s car insurance, I had an amazing experience. Insurancedekho provides exceptional customer service, competitive pricing and comprehensive coverage options

    Read More

    J
    By Jatin Nagpal
    On: March 2, 2024
  • Tailored to Your Unique Needs

    What sets InsuranceDekho apart is its ability to tailor comprehensive coverage to individual needs. They work with me to determine the right level of protection for my Hyundai car, providing a personalized service. I am very happy with the Royal Sundaram Car Insurance Policy.

    Read More

    B
    By Badal Shaikh
    On: November 3, 2023
  • Timely Repairs, Timely Return

    Repairs at cashless garages through InsuranceDekho are done promptly, ensuring that I get my Kia car back as quickly as possible. I am so happy to have secured the Royal Sundaram Car Insurance Policy on time.

    Read More

    R
    By Ruhan Patel
    On: October 17, 2023
  • User-Friendly Website for Thir...

    The InsuranceDekho website and mobile app are both intuitive and easy to use. Whether you're comparing policies, getting quotes, or renewing your insurance, their online platform simplifies the process. I was easily able to secure the Royal Sundaram Car Insurance Policy for my Honda car.

    Read More

    By Farida Banu
    On: September 29, 2023
  • Effortless Policy Purchase

    Purchasing InsuranceDekho's own damage coverage with the Royal Sundaram Car Insurance Policy for my MG car is was effortless. Their user-friendly online platform made it quick and convenient.

    Read More

    A
    By Anita Gurung
    On: September 14, 2023
  • Quick and Convenient Quote Gen...

    Getting insurance quotes with InsuranceDekho's premium calculator was quick and convenient. It was a time-saver for me while looking for the Royal Sundaram Car Insurance Policy for my Renault car.

    Read More

    P
    By Prashant Rout
    On: September 12, 2023
  • Best Decision I Made for My Ca...

    Opting for InsuranceDekho's zero depreciation policy was the best decision I made for my Mitsubishi car. The Royal Sundaram Car Insurance Policy saved me from unexpected expenses during a recent accident.

    Read More

    H
    By Harman Chahal
    On: September 8, 2023
  • Trustworthy Repairs

    While buying the Royal Sundaram Car Insurance Policy for my BMW, one of the important factors I was looking into was complete trust. Trust is essential when it comes to car repairs. InsuranceDekho's Cashless Garages have consistently provided trustworthy repairs and ensured the safety of my vehicle.

    Read More

    By Pankaj Kapoor
    On: September 6, 2023
  • All-Round Protection

    I recently bought the Royal Sundaram Car Insurance Policy with Comprehensive Coverage for my Maruti car, I feel like I have all-round protection for my car. Whether it's a minor fender bender or a major accident, InsuranceDekho has me covered.

    Read More

    P
    By Purnima Bakshi
    On: September 4, 2023
  • Smooth and Transparent Claim P...

    I appreciate how InsuranceDekho's claim process for the Royal Sundaram Car Insurance Policy for my Maruti car is smooth and transparent. From filing the claim to receiving the settlement, everything is clear and well-organized.

    Read More

    M
    By Mihika Pathak
    On: August 29, 2023
Royal Sundaram Reviews

Royal Sundaram Comprehensive Car Insurance FAQs

  • Is a comprehensive plan cost-effective?

    Yes, a comprehensive car insurance policy is highly cost-effective as it enables you to get high claim amount and that too for a number of liabilities and damages. It is a complete package that you should purchase to save yourself from paying hefty sums after an accident/loss of your insured vehicle.

  • What documents do I need to provide in order to purchase a comprehensive plan from Royal Sundaram?

    The documentation is minimal and can be done online without any need to visit a branch. You need to upload the documents such as Copy of vehicle’s Registration Certificate (RC), Place of vehicle’s usage, Previous Car Insurance Policy Number (if any), Your contact details (phone no., email id and residential address), and Nominee details.

  • Can I make a claim under Royal Sundaram Comprehensive Cover outside India?

    The coverage of the Royal Sundaram Comprehensive Cover is limited to India. However, it can be extended to the following countries like Bangladesh, Bhutan, Nepal, Sri Lanka, and the Maldives by paying an additional premium of Rs. 500. Please note that the extended claims can only be made for any mishap/damage/loss/accident occurred on roadways.

  • When is Roadside Assistance service provided by Royal Sundaram?

    Royal Sundaram provides the Road Side Assistance service for free in the event of emergencies such as the complete breakdown of your car. To get minor roadside assistance like the change of flat tyre, etc you need to purchase the Road Side Assistance add-on with your comprehensive car insurance policy.

  • How can I get the Royal Sundaram comprehensive car insurance policy?

    For the Royal Sundaram comprehensive car insurance policy follow the below-mentioned steps:

    • Visit the website of Royal Sundaram comprehensive car insurance
    • For new bikes, click on the “Insurance for New Car
    • Fill in the details.

    You can also dial the following number for availing the Royal Sundaram comprehensive car insurance policy:

    • Toll-free number- 1860-425-0000
    • New policy number- 022-50061082
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