Compare & Buy Car, Bike and Health Insurance Online - InsuranceDekho
Track & Policy DownloadLogin
HomeBike InsuranceCompaniesNationalClaim
Key Features:
  • Right Green Tick No Inspection Needed
  • Right Green Tick Immediate Policy Issurance
  • Right Green Tick No Paper work

Top National Insurance Bike Insurance Plans

PLAN TYPE: Comprehensive
Starting From ₹ 714
PLAN TYPE: Third Party
Starting From ₹ 714
PLAN TYPE: Own Damage
Starting From ₹ 475

Calculate Your Bike Insurance Price Online

Select your bike brand

  • Honda
  • Hero
  • TVS
  • Hero Honda
  • Bajaj

Which city is your bike registered in?

  • New Delhi
  • Bangalore
  • Mumbai
  • Chennai

When did you buy your bike?

Disclaimer: Actual Premium might vary basis your location, age and number of members

National Bike Insurance Claim

National General Insurance is a public general insurance company that has settled thousands of claims without any hassle. It has maintained a good record of settling claims which is reflected through its claim settlement ratio of 85.71% in the financial year 2019-2020.

National General Insurance has reached out to more people through its digitalization. Its policyholders can undergo a seamless claim settlement process. The Customer Care service assists you through the whole process.

List of Documents Required During Claim Settlement

Following documents are required at the time of settling a bike insurance claim:

  • Duly filled and signed claim form
  • Self-attested copy of Registration Certificate (RC)
  • Driving license of the person driving at the time of the accident
  • Policy copy
  • Original repair estimate, repair invoice and payment receipt for non-cashless claims
  • Original repair invoice for cashless claims.

How To Make National Cashless Bike Insurance Claim?

National General Insurance has formulated the bike insurance claim procedure in the following simple steps to facilitate its policyholders with a hassle-free experience:

Step 1: Contact National General Insurance

To initiate the claim settlement procedure, the policyholder should immediately inform the insurer after the incident, be it theft, accident or any damage to the bike. You can get in touch with National General Insurance by dialling 1800-345-0330. The call should be made within 24 hours of the unfortunate event of an accident. It is advisable to click pictures of the place where the unfortunate event had occurred and collect the number of witnesses as it may serve as proof when you register for the claim.

Step 2: Register Claim

A representative from National General Insurance reverts back to you within 24 hours. You have to inform the representative of the following details:

  • Policy Number
  • Date and time of the accident
  • Description of estimated loss
  • Survey location where the vehicle can be surveyed by our loss assessor
  • Name of the driver with contact no and his/ her driving license details
  • Insured Contact Details

The executive provides you with a claim reference number for future reference. Collect the claim form from the nearest branch.

Step 3: Survey of Damages

A company surveyor is sent to assess the extent of the damages caused to the bike during the accident. You can submit the duly filled claim form, policy documents and proves to the surveyor.

Step 4: Claim Settlement

After assessing all the aspects, the surveyor gives approval. The insurer confirms its financial and legal liabilities and pays all the expenses of repair of the insured’s bike to the garage. The claim amount is calculated factorizing the deductibles and depreciation into consideration.

How To Make National Reimbursement Bike Insurance Claim?

A reimbursement claim can be registered if you fail to take the insured bike to the network garage or wish to repair it in any other garage. You can receive compensation for repairing the bike through a reimbursement claim. The process of placing a reimbursement claim is described in the following steps:

Step 1: Contact the insurer

You can initiate the reimbursement process by making a call on its helpline number 1800-345-0330. You should contact the insurer immediately after the accident or theft of the insured’s bike.

Step 2: Register A Claim

National Insurance company executive calls you back after the intimation. You have to inform the executive about the policy number and details about the accident. You receive a unique claim reference number from the executive.

Step 3: Survey of the Damages Incurred

A surveyor appointed by the insurer checks the condition of the bike before it is sent for repairs. After assessing the extent of damage, the surveyor produces an estimate of the cost of repair. You have to submit the documents, duly filled claim form and the proves to the surveyor.

Step 4: Repair and Reimbursement

After the approval of the surveyor, you can send the bike to your desired garage. Once the repair is done, you have to submit the bills and receipts of repair along with policy documents to the insurer for the reimbursement. The company checks the details and finally disburses the claim amount taking into account all the deductibles and depreciation.

Common National Bike Insurance Claim Rejection Reasons

National General Insurance has a set of specific conditions for the approval claim. The claim is rejected by the insurance company under the following circumstances:

  • Intoxication
  • Act of negligence
  • Driving without license
  • Misinterpretation of facts
  • Registration of a fraud Claim
  • Claiming wrong coverage amount
  • Improper functioning of the vehicle parts
  • Lack of details required to process the claim
  • Delay in intimation about the mishap to the insurer.

National No Claim Bonus

National General Insurance Company offers with every two-wheeler own-damage cover No Claim Bonus. This a reward that every insurance provider offers with own-damage covers for every claim-free year. The reward is cumulative, in that it becomes higher every consecutive year. In the fifth consecutive year, it becomes 50 per cent. This is the maximum a policyholder can receive as a No Claim Bonus from their insurance company. The NCB is disabled when a policyholder files a claim. The claim amount here is insignificant. Hence, it is advised that in case of a mishap file a claim only when the damage is significant and higher than the NCB.

To maintain the NCB insurance holders are also expected to keep their insurance policy up to date by renewing it on time. If they fail to do so, the NCB will be lost. Insurance companies offer a grace period of 90 days from the date of expiry to avert such a situation. Hence, make sure to renew your two-wheeler insurance on time or at least within the grace period. Any delays after this period will lead to the complete cancellation of the insurance policy and the accumulated NCB. Additionally, during renewal, if the insurance holder feels that a different insurance provider would be a better fit, there is no need to worry as the NCB is transferable in nature. It is a benefit that is given to the policyholder for their safe driving habits, hence, it is attached to the person rather than the vehicle. Therefore, if you choose to sell your current two-wheeler to purchase another one, the insurance provider will transfer this accumulated NCB to the new policy as well.

Explore National Bike Insurance

Must Read Articles before buying National Bike Insurance

National Bike Insurance User Reviews

5.0
Rating based on
90 User reviews
Write your review
What users are saying
  • All
  • Claim
  • Most Helpful
  • Comprehensive
  • Zero Depreciation
  • Third Party
  • Own Damage
  • Renewal
  • Cashless Garages
  • Price
  • Premium
  • Policy Download
  • Customer Care
  • Add On
  • Dependable Claims Processing

    I believe in how reliable InsuranceDekho is when it comes to handling claims for my bike. I bought the National Insurance for my new scooter. They deal with my claims with transparency and professionalism. I am very happy with the services.

    Read More

    P
    By Pawan Agarwal
    On: June 4, 2024
  • Excellent Service

    I just got my two-wheeler insurance from National Insurance via Insurance Dekho, and it was super smooth. Easy comparison, hassle-free process. Highly recommend it!

    Read More

    S
    By Shivangi Sharma
    On: March 21, 2024
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khanv
    On: February 10, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.

    Read More

    R
    By Rahat Kalra
    On: January 23, 2023
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision

    Read More

    By Rahat Kalra
    On: January 19, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    T
    By Tushar Singh
    On: January 18, 2023
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    By Bahani Khan
    On: July 11, 2022
  • Got claim settlement ratio det...

    I purchased a KTM RC 390 bike insurance policy with National insurance via InsuranceDekho's website as the website has all the information related to claim settlement ratios among different insurance companies. Information on the website about insurance companies is useful in making a decision.-

    Read More

    K
    By Kunal Kalra
    On: June 27, 2022
  • Chat box feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: June 27, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: June 8, 2022
  • Chatbox feature is very helpfu...

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: April 20, 2022
  • Chatbox feature is very helpfu...

    I was having some queries in my mind regarding my National bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    G
    By Gagandeep Kohli
    On: March 21, 2022
  • Helpful Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa 6g Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    By Bahram Dixit
    On: March 7, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chat box feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    B
    By Bahani Khan
    On: February 21, 2022
  • Highly recommended

    I lately bought a Mahindra Mojo XT and was once searching for an insurance plan for it when I was referred via my colleague to use InsuranceDekho. I was hesitant at first as to how to use the site however speaking to the specialists surely helped me clear my doubts about all the things. They consulted me on all the matters crucial to getting an insurance plan and walked me thru the steps of it all. I was once in a position to finalize the National Insurance and went with it

    Read More

    O
    By Om Verma.
    On: January 14, 2022
  • Got Best advice

    I recently bought a Mahindra Mojo XT and was looking for insurance for it when I was referred by my colleague to use InsuranceDekho. I was confused at first as to how to use the website but talking to the experts really helped me clear my doubts about all the things. They consulted me on all the things necessary to get insurance and walked me through the steps of it all. I was able to finalize the National Insurance and went with it

    Read More

    O
    By Om Verma.
    On: January 10, 2022
  • Chatbox feature

    I was having some queries in my mind regarding my National insurance bike insurance policy which I purchased for my Honda Activa Scooter. I decided to use the chatbox feature of insurancedekho.com, to get my question answered. And I was so happy to see that all of my queries were solved with a quick response my questions were answered within a few minutes

    Read More

    T
    By Tushar Singh
    On: January 7, 2022
  • Understanding support team

    On InsuranceDekho, I found many options while searching for a bike insurance policy that could provide ultimate protection. I consulted with the support team, they were very understanding of my preferences and suggested that I should get a National bike insurance policy for my TVS Radeon.

    Read More

    S
    By Subir Haldar
    On: December 21, 2020
  • Fast claim settlement

    I got my claim for National insurance settled in very less time which I purchased for my Royal Enfield Classic 350 bike. The executives of InsuranceDekho helped me a lot with the claim settlement process.

    Read More

    J
    By Jai Kapoor
    On: July 10, 2020
  • Numerous payment methods

    I bought a National Insurance plan for my Honda CB Unicorn 160 bike through diverse payment modes of InsuranceDekho portal. It made my purchase and renewal process simple, secured and swift.

    Read More

    A
    By Arun Anand
    On: July 9, 2020
  • Easy and secured payment

    InsuranceDekho provided me with the easiest and safest payment gateways through which I could buy and renew my National insurance plan for my Honda CD 110 Dream bike without any hassle.

    Read More

    N
    By Neerav Joshi
    On: July 3, 2020
  • Safe and swift payment modes

    InsuranceDekho platform offered me the safest and swiftest payment modes while buying and renewing my National bike insurance plan from them for my Royal Enfield Bullet 350 bike.

    Read More

    A
    By Anmol Yadav
    On: June 26, 2020
  • Brilliant customer care suppor...

    The customer care team of National insurance is active and great and due to which I never witnessed any problem in managing and availing my insurance policy that I bought for my TVS Scooty Zest.

    Read More

    A
    By Ankur
    On: June 25, 2020
  • Different add-on covers offere...

    InsuranceDekho provided me with many add-on covers for different insurance companies. Hence, with their assistance, I bought 2 add-ons for my National Policy that broaden the coverage for my Bajaj Pulsar RS200 bike.

    Read More

    C
    By Chandan Shekhar
    On: June 4, 2020
  • Several insurance services

    InsuranceDekho provided me with a long list of insurance-related services. I bought a National policy from them for my Yamaha Saluto bike. I am very much impressed with their services.

    Read More

    A
    By Amit Tandon
    On: May 29, 2020
  • Quickest claim settlements

    National Insurance settled my insurance claim request for TVS Jupiter scooty in a few hours only. I appreciate their promptness.

    Read More

    K
    By Khawar Khan
    On: May 15, 2020
  • Got policy in a few minutes

    I got my National bike insurance policy issued in no time. I purchased it for my Yamaha YZF R15 V3 bike. I am satisfied with its features and service.

    Read More

    P
    By Pankaj Sharma
    On: May 8, 2020
  • Very easy to renew

    I could easily renew my National insurance plan for my TVS Star City Plus bike in just a few minutes by following 2 simple steps at insurancedekho.com.

    Read More

    A
    By Aniket Sahni
    On: April 30, 2020
  • Different types of add-ons

    The National insurance firm has covered my Suzuki V-Strom 650XT bike by offering a wide range of add-ons in its kitty. It provides me with a great sense of relief and peace.

    Read More

    S
    By Shubhang Kelkar
    On: April 24, 2020
  • Brilliant customer support

    The customer care team of National Insurance is highly experienced and qualified enough to clear all my doubts related to the policy I bought for my Hero Glamour bike.

    Read More

    A
    By Anand Sharma
    On: April 17, 2020
National Reviews

National Bike Insurance Claim FAQs

  • What is IDV?

    IDV stands for Insured Declared Value which refers to the maximum claim your insurer will pay if your vehicle is damaged beyond repair or is stolen.

  • Can I register a claim after the expiry of the policy if the accident had occurred within the policy period?

    Yes, you can register a claim for an accident that occurred in the policy period even if the policy expires.

  • When should I inform the police and the insurer after an accident?

    You should inform the police as well as the insurer immediately after an accident. You should lodge an F.I.R at the nearest police station and contact the insurer by visiting its nearest branch or calling its official helpline number.

  • Where can I get the claim form of National General Insurance Company?

    You can get the claim form from the nearest branch of National General Insurance Company.

  • Where do I have to contact the National General Insurance Company in case of roadside emergency?

    In the case of a roadside emergency, you can get in touch with National General insurance by calling their helpline numbers 1800-345-0330.

FAQ
must dotmust graphics

Why to buy from InsuranceDekho?

  • Instant policy# within 5 mins
  • More than 50 lakhs happy customers
  • Claim Support available all 7 days of the week

National Bike Insurance Contact Details

For any assistance or query, call us on:

Bike Insurance News

News
Car Insurance in 60 Seconds
  • Car No.Bike Policy Steps
  • Select Plan Bike Policy Steps
  • Policy Issued
National Bike insurance starting from ₹ 714/year*
Proceed without bike numberI have a brand new bike

Partner Bike Insurance Companies

Two Wheeler Insurance Companies

Disclaimer: InsuranceDekho does not endorse, rate or recommend any particular insurance company or insurance plan.

Calculate your Two Wheeler IDV

You may also be interested in

    Bike Insurance Claim Settlement

    Related News

    Bike Insurance News

    Become Vehicle Insurance Agent

      Car Insurance in 60 Seconds
      • Car No.Bike Policy Steps
      • Select Plan Bike Policy Steps
      • Policy Issued
      National Bike insurance starting from ₹ 714/year*
      Proceed without bike numberI have a brand new bike

      Bike Insurance starting from
      ₹1.5/day*

      I agree to *terms & conditions  and privacy policy.
      Don’t know your bike number? Click here
      close
      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.