Download Magma HDI Bike Policy Online

An insurance policy document of a two-wheeler insurance policy is a legal contract. It binds the insurance provider to give compensation for damages in the event of a mishap to the policyholder. The conditions and amount for this compensation are pre-set and present in the terms and conditions of the insurance document in detail. Thus, it is very important for the insurance holder to check the contents of the policy document when purchasing the insurance. It will prevent any misinterpretation and complications at the time of claim settlement.

Mentioned below are the documents that contain the details of the terms and conditions of your Magma HDI two-wheeler insurance policy:

• Terms and conditions
• Grievance redressal procedure
• Declarations
• Plan exclusions and inclusions
• IDV and premium amount details
• Policy Duration

The key particulars of your two-wheeler insurance policy such as the deductibles, the coverage offered, exclusions and inclusions are mentioned in the policy document in detail.

How to Download Magma HDI Bike Insurance Policy Using the Policy Number Online?

Below-mentioned is the steps you need to take to download a copy of your Magma HDI two-wheeler insurance policy:

Step 1: Visit the website of the Magma HDI General Insurance and select the ‘self-help’ option.

Step 2: You may be required to enter certain information to login. After this, you can generate a request for a copy of the insurance policy.

Step 3: The insurance provider will send a copy of this to your registered email ID. If you still have any trouble getting the document, contact the customer service helpline so they can fix your dilemma.

Do I Require a Hard Copy of My Magma HDI Bike Insurance Policy Document?

It is compulsory according to the Motor Vehicles Act of 1988 to carry proof of your two-wheeler insurance when using the two-wheeler. Riding without it can lead to punishment with a fine of Rs 2000 and/or imprisonment for up to 3 months. The Insurance Regulatory and Development Authority of India (IRDAI) has recently launched an application named e-VAHAN Bima. It allows riders to carry their important documents as soft copies and allows their status to be checked through scanning their QR Codes. Hence, if you carry your important documents such as your insurance policy document, PuC certificate and registration certificate in this manner there is no longer any need to carry them in your vehicle as hard copies.

How to Get a Hard Copy of Magma HDI Bike Insurance Policy?

Magma HDI General Insurance will send their customers a hard copy of their recently purchased insurance policy within a few days of the purchase to their registered permanent address. However, if the insurance policy was purchased online the insurance provider will send a copy of this document to the insurance holder via their registered email ID only. If the two-wheeler insurance is misplaced, the insurance company can easily replace a policy that was purchased online. The above-mentioned section will guide you in doing this. However, if the policy was purchased offline make sure to contact the customer service personnel as the process is a bit more complicated.

How Can I Make Changes In My Magma HDI Bike Insurance Policy Document?

The Magma HDI two-wheeler insurance policy document is a legal contract. Hence, it is important that all the information that is mentioned in it is accurate. It is the policyholder’s responsibility to ensure that this happens. However, if there are still changes that require to be made there is a procedure to do so. Changes in the policy document are called endorsements. There two basic types of endorsements; financial and non-financial. For example, certain changes such as a change in the policyholder come with an added fee whereas changes such as spelling mistakes do not. Magma HDI provides an option to make these changes online. Visit the Magma HDI General Insurance website, select the self help option and then the ‘Alterations/ Modifications in Policy’ option. You can then enter your policy number, mobile number or email ID to log in. Once this is done you can make a request for the changes required. The insurance provider will inform you once the changes have been made and a fresh policy will be sent to you with these changes.