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Kotak Bike Insurance Add-on Covers

Kotak General Insurance provides add-on covers at affordable rates to extend the coverage of bike insurance policy. It enables the policyholders to enjoy the additional benefits by paying a little extra amount of premium.

Kotak - 1 Important Add-on Cover For Your Bike Insurance Policy

Here is the add-on cover provided by Kotak General Insurance for its bike insurance plans:

1. Return to Invoice Cover – If your two-wheeler faces any constructive total loss (CTL) or gets stolen, then your insurance company will be liable to provide you with the amount equals the Insured Declared Value (IDV) that is definitely lower than the amount of the invoice price that you actually paid to buy your bike or scooter. However, when you include this add-on cover in your bike insurance plan, the insurance company will provide you with the invoice amount, which comprises ex-showroom price, road tax and registration charges, in the situation where your bike gets stolen or damaged beyond repair.

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Must Read Articles before buying Kotak Bike Insurance

Kotak Bike Insurance User Reviews

4.8
Rating based on
447 User reviews
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What users are saying
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  • Professional Customer Service

    Last month, I purchased a comprehensive Kotak Bike Insurance for my new bike from InsuranceDekho. Their team’s helpful and clear communication at every step has earned my trust. I appreciate their commitment to providing reliable services. Thank you!

    Read More

    V
    By Vikrant Makhija
    On: June 6, 2024
  • Zero-Dep, Maximum Satisfaction...

    Zero-dep Kotak Bike Insurance Policy from InsuranceDekho is all about maximum satisfaction. It ensured that I am fully satisfied with bike’smy KTM protection, no matter the circumstances.

    Read More

    M
    By Manish Tejeshwar
    On: November 22, 2023
  • Peace of Mind with Legal Cover...

    The Kotak Bike Insurance Policy with the third-party coverage offers peace of mind with legal coverage for my KTM bike. It's the right choice for anyone who wants to drive responsibly and ethically.

    Read More

    N
    By Nitish Kumar
    On: November 16, 2023
  • Peace of Mind on the Road

    Having access to InsuranceDekho's cashless garages gives me peace of mind whenever I'm on the road. I know I can rely on them for efficient repairs as my Vespa bike is insured with the Kotak Bike Insurance Policy.

    Read More

    P
    By Piyush Goel
    On: September 27, 2023
  • Value for Money

    At first, I was skeptical about the cost of Zero Dep insurance, but InsuranceDekho offered me several affordable options. The extra premium that I received from the Kotak Bike Insurance Policy is worth it, especially considering the full coverage it provides for my Ampere bike without accounting for depreciation. I've had a couple of claims, and I'm glad I had this policy in place.

    Read More

    A
    By Ankit Mahajan
    On: September 25, 2023
  • Responsive Customer Support fo...

    While buying a bike insurance policy for my Triumph bike, I had some questions while using InsuranceDekho's premium calculator, and their customer support was responsive and helpful in addressing my concerns finally I bought the Kotak Bike Insurance Policy and insured my bike.

    Read More

    A
    By Ashish Chaatpur
    On: September 21, 2023
  • Long-Term Benefits of Comprehe...

    I opted for long-term coverage for the Kotak Bike Insurance Policy with InsuranceDekho's comprehensive policy. It came with several benefits, including reduced paperwork and uninterrupted protection for my Vespa bike.

    Read More

    A
    By Anuj Verma
    On: September 14, 2023
  • Peace of Mind in Compliance

    Having InsuranceDekho's Kotak Bike Insurance Policy that comes with third-party coverage gives me peace of mind knowing I'm legally compliant and my Ampere bike is financially protected.

    Read More

    S
    By Subodh Shahtri
    On: September 12, 2023
  • Smooth and Convenient Cashless...

    My experience with InsuranceDekho's cashless garages has been incredibly smooth and convenient. They truly make car repairs hassle-free. Thanks to the executives who suggested adding this benefit to my pre-existing Kotak Bike Insurance Policy for my KTM bike.

    Read More

    J
    By Jay Arora
    On: September 8, 2023
  • Instant Gratification

    As I was looking for a good bike insurance policy for my Amperebike, I came across the InsuranceDekho portal. The instant process of receiving insurance quotes in seconds is unbeatable. InsuranceDekho's Premium Calculator has transformed the tedious process of shopping for bike insurance into an enjoyable experience. I immediately bought the Kotak Bike Insurance Policy and am very happy about it.

    Read More

    By Sudhir Tripathi
    On: September 4, 2023
Kotak Reviews

Kotak Bike Insurance Add-on Covers FAQs

  • With which bike insurance policy can I buy an add-on cover?

    You can purchase the bike insurance add-on cover with own-damage bike insurance or comprehensive bike insurance. You can not buy add-on covers with a third party bike insurance plan.

  • Is it compulsory to own a two-wheeler insurance add-on cover?

    No, the add-on covers are optional covers that are not mandatory to be owned by every policyholder. Since it expands the bike insurance policy coverage, so you should opt for it as per your requirement and budget. Therefore, it is completely up to policyholders to purchase it or not.

  • Can I add more than one add-on cover to my bike insurance at a time?

    Yes, you can opt for more than one bike insurance add-on cover. In fact, you can add as many add-ons as you want to your two-wheeler plan at a time. No limitation is attached to the addition of add-on covers to policy and you can opt for them as per your requirements and budget.

  • Will I have to pay an additional premium to avail of add-on cover?

    Yes, you will have to pay for an additional premium amount to include add-on covers to your bike insurance plan along with your standard bike insurance policy premium.

  • When can I buy Kotak bike insurance add-on covers?

    You can purchase the Kotak bike insurance add-on covers during the time of policy purchase or during the renewal process. It can not be included to dropped in between the policy year, therefore, you should pick an add-on cover strictly in accordance with your requirements.

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      Kotak Bike insurance starting from ₹ 714/year*
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      #Applicable on non-inspection cases i.e. existing policy has not expired or when buying a policy for a new vehicle.